I've been at my current job for over a year now and it's got solid pay ~$60k/yr. I've still been bumming it at my parents with the goal moving out by buying my own place - likely with a friend who'd pay me rent.
However, with the housing market as it is with 8% interest rates and low supply it seems I'm stuck kicking back with my parents again.
At the same time, I feel like I'm stunting my development as I'd held off any serious relationships until I have my own place.
Renting doesn't seem ideal unless my parents kick me out (unlikely, we all get along and I pull my weight) as I just see it as lighting money on fire I could be saving for an actual house.
ATM I'm thinking of bitting the bullet for inflated interest rates as I'm in a good place financially (I have zero debt) but it does make me concerned that the “you will own nothing” seems less and less like a conspiracy theory for the Zoomer generation.
Is this r-slurred? What is the best move here?
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You have no COL lmao you can just save for a year and you have a down payment on a very nice house in this area
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I dont even want to buy a house. The fricking hoa fees in oregon are absurd.
I was gonna put a down payment on one and every house I found legit had like an 1100 dollar hoa fee. Might as well rent at that point.
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you don't think another year in my 20s living at home is cucked / stunting?
I've been increasing my community involvement to open opportunities but I'm worried I'll lose out on relationships if I'm Bardfinning it.
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If you leave now, will you be living paycheck to paycheck with a large mortgage and high interest rates? Because that's going to be more miserable for a longer period of time than living with your parents for a few more months
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Yeah that's pretty much what I'm thinking.
The other alternative is inflated rent like I mentioned - not exactly fun.
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Frick no. I used to think exactly like this and moved out of my parents' place early because I thought it was the only way to be an adult. My first three years with an entry level job were miserable as a result.
As long as your parents aren't abusive/controlling it won't stunt you staying with them. Try doing more independent cooking and cleaning around the house if you want to contribute more and feel less stunted because these will increase tenfold when living without them.
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Thanks for the encouragement.
My parents are great people and I do help around the house a lot
I've always been expected to contribute to the house and my parents have never accused me of freeloading, atm I've been increasing my time with charitable work outside the house.
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Also, try to keep in mind that your parents won't be around forever. Enjoy having low stress and having a good relationship with your parents as an adult while they are healthy and able to spend quality time with you. You have a long time to be on your own
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The biggest rift right now is my father's drinking is out of control and it seems to be effecting his job performance.
Doing my best to encourage him to take some better steps but it's been an uphill battle. Al-Anon is useful for me personally though.
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Try to get him into some hobbies. Even just walking around for an hour or 2 after work to cut down on his drinking a little.
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He's actually got a couple hobbies it just seems like his depression / alcoholism makes he sleep 16-18hrs a day (not an exaggeration).
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He's depressed because he knows he an alcoholic and hes a alcoholic because hes depressed. Becomes a viscous circle.
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Who gives a shit just save every dime you can lol.
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thanks for commenting on my thread pizzashill
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who cares, you parents don't hate you and you're saving money. Unless you have an immediate need to move out keep saving. It costs nothing for your parents to keep housing you, feeding you costs 100-200 a week depending on how much you eat and if you're family is that hard up for cash just get your own food. Either option is cheaper than 1-2k rent for a studio in the ghetto sans utilities.
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Agreed, thanks neko
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I moved out at like 20 while still in college, and the only reasons for me doing so was that most my social life was there and all the jobs were there.
If I had the opportunity to have a good social life and live with my parents while I saved, I would have done so. It's not cucked if you are actually working towards your own goals/place to live. You aren't some deadbeat.
And no need to put dating on hold either, as you are far from the only zoomer to have this problem. This is the time to actually find a good woman to spend your life with, and those are harder to find than a house. You might still be looking for one by the time you have your home, even if you start now.
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Great tips, yeah that seems to be the consensus of the thread.
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Frick no. The best thing I ever did was live with my parents and save. The money you save in your 20s is worth twice what you save in your 30s, 4-6x what you save in your 40s, and 8-12x what you save at 50+
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God I wish my parents loved me. As soon as I got a job my mom basically took my check
with threat of kicking me out for a year and a half, then I just frickin left
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Don't be hard on her, she needed the money to pay for my services
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Fricking
b-word 
😡😡😡
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Record is 1 days 13 hours 09 minutes and 59 seconds by TheDunceonFlorist
longest streak broken in the last 7 days was TheDunceonFlorist which was 1 days 13 hours 09 minutes and 59 seconds
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