I've been at my current job for over a year now and it's got solid pay ~$60k/yr. I've still been bumming it at my parents with the goal moving out by buying my own place - likely with a friend who'd pay me rent.
However, with the housing market as it is with 8% interest rates and low supply it seems I'm stuck kicking back with my parents again.
At the same time, I feel like I'm stunting my development as I'd held off any serious relationships until I have my own place.
Renting doesn't seem ideal unless my parents kick me out (unlikely, we all get along and I pull my weight) as I just see it as lighting money on fire I could be saving for an actual house.
ATM I'm thinking of bitting the bullet for inflated interest rates as I'm in a good place financially (I have zero debt) but it does make me concerned that the “you will own nothing” seems less and less like a conspiracy theory for the Zoomer generation.
Is this r-slurred? What is the best move here?
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Don't cuck yourself for other people. Save money, invest, advance the career. It's far better to be a 30 year old who spent their 20s living simply with a quarter mil in the bank than be the 30 year old who did the "cool" stuff but can't rub 2 nickels together. Ignore the haters with big loans and build the finances and habits that will let you be comfortable and healthy in the future
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I posted about it before but there's already a bit of a rift forming in my friend group as some of us advance in our career and others continue working the same dead-end job they have for years or blowing money on weed.
Definitely doing my best to look forward.
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It's sad tbh. Half my friends are well into their careers and moving forward in life, the other half are 18 year olds in 29 year old bodies. It's sad to see your old friends just stagnate and stop being relatable
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Yeah exactly, that's a good way to put it.
Marriages are on the horizon for some in the group with GFs which I'm sure will accelerate the "stop being relatable" feeling - God forbid children start coming into play.
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Is the rift because they're not good friends or because they're poor?
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No I'd say we're all pretty close.
We see each other every 2-3 months minimum and are constantly talking online.
Yes the money stuff comes into play but it's mainly because a lot of my friends won't apply themselves to get a better job.
Everyone advancing in their careers has offered not only encouragement or advice but I've written a bunch of resumes for friends now only for them to not bother applying anywhere
It's kind of come to a head where I'm working to optimize those trips around the people who are making $20k/yr and it's getting awkward if the more accomplished people would like to do something a little more outgoing.
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Bruh moment fr fr. If they're good friends and truly content being broke they won't get butthurt over you and your more well off friends going on expensive trips. I've never seen a good reason to lose friends if you still enjoy their company. Don't conflate their lack progress as some sort of shortcoming on your end. Just accept it for what it is and hope they aren't strags when the rich Bois wanna go to a 500$ admission event
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I highly doubt there'd be any schism from it, it's just kind of a bummer to see your bros not doing there best - ya know?
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But that's the crux, should you not enjoy seeing your bros content vs monetarily successful? Ignore this if they're constantly complaining about not being able to pay bills.
While I don't t believe in antiwork I do believe there is more to happiness than making money. If they have no productive/growth hobbies ignore this too (gardening, sports, music, art, etc. Things that grow a person internally)
Basically, do you feel they aren't doing their best by your standards or are they genuinely doing nothing but work weed and vidya?
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They do be doing that lol. No contentment to be seen.
Yes, a few are unemployed lol
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Bruuuuh okay nvm I am fully on your side now
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