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I used to get really excited to see my payments go through and card balances dropping. I would check my balances basically every day and if I had a bit of cash I would make another small payment. Was so satisfying to watch it drop.

The trick is to be really disciplined when you treat yourself. It takes a long time to really pull out of the hole and it's hard to not justify buying something fun.

:#marseybrainlettalking:

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it's called building credit, chud :marseynails:

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