Can someone with a PhD help me on if I should hold cash instead of paying off debt at 27% apr?
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
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Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
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How does someone who is seemingly literally r-slurred even manage to save up the ~$46,000 he has in savings?
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I work in IT and make shit. A surprising number of people making a lot of money are idiots. 75% of them it makes sense why they make the money. The rest are idiots.
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IT boys are typically pretty good with money, if only because every second one lives in front of the computer outside of work too. It's doctors and lawyers that are the most r-slurred. A lot of them tread water until their mid forties and then retire with about the same wealth as a frugal electrician.
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Doctors and lawyers attract the "work hard, play hard" types, and it's expensive to play hard. Also, those fields attract gold digger wives.
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Lifestyle creep is a tough mistress
no I didn't read the post
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I am Bimothy
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Easy just buy shit on credit and then only pay the minimum payment. He's like the perfect customer.
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Hey guys should
I keep my savings that provide a 2-6% annual return 
or use it to pay off my credit card debt with a 27% APR? The debt percentage is higher but debt is negative 
so I think 
I'm up by 21-25% percent.
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Not to mention that capital gains are taxable
He also took on 30k debt for solar panels lol
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Gotta help the Chinese
somehow
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Buy a bunch of silver and shit with the cash then declare bankruptcy make sure to mention rdrama.net in the court proceedings
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it's called building credit, chud
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How the fricking is this neighbor spending an average of 20 dollars of food a day
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One of my friends had to limit himself to $60 doordash a day. He makes 107k a year iin ny and only saves 500 a month
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Maybe he should limit his caloric intake as well.
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He's gained weight, but he was a huge gym bro, so he's still in fairly decent shape..... so far
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Going to the gym doesn't stop cardiac disease if all you do is eat out 😂
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I felt so much Jewish
guilt 
when I was spending $10/day on food in college 
idk how these people do it
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Eating out; I know plenty of fats that do it
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Wait are we saying that's a lot?
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But they'll make the money back in 87 years.
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Snapshots:
archive.org
ghostarchive.org
archive.ph (click to archive)
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Yes Snappy they need to learn to count of their debt! Very good
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