I gave a scammer my bank account password. This is Wells Fargo's fault, right? Also, I didn't bother cancelling my credit cards afterwards. This is also Wells Fargo's fault, right?

Welcome back, folks. It's time for another episode of Redditor's Are Financially Illiterate Morons. This week, we have a special treat for you. A direct sequel to our previous episode!

For those that missed Part I of our story, here's a recap:

>R-slur gets call from Rajesh.

>Rajesh asks R-slur for his bank account password.

>R-slur gives Rajesh the password.

>Rajesh takes all of R-slur's money.

>R-slur blames bank for his own r-sluration.

A common tale. But our hero, /u/Pelthail, is no common r-slur. Which is why he's decided to double, triple, and yes, quadruple down.

Got scammed for $2,150 through a Zelle transfer and Wells Fargo says they won't help me out. Is there anything I can do?

After having already been scammed by some nameless, faceless stranger from halfway around the world, our hero has decided to ask some nameless, faceless strangers on Reddit for help. Surely none of them could be scammers.

Fortunately, despite being immediately contacted by a recovery scammer, our hero actually doesn't fall for it this time. He does, however, completely ignore the two comments telling him it's his own darn fault he got scammed in the first place.

I got scammed through Zelle for $2,150. Can anyone help me?

The scammer might have accidentally left a trace to his "business." I can give more details if anyone is able to help me out.

Good God, this absolute madman is now volunteering information without even being asked. Truly, his r-sluration knows no bounds.

Again, our hero makes it out without being further scammed. Clearly, God has smiled upon him.

Bank Scam update

Wells Fargo has determined that there is not enough evidence to substantiate my fraud claims and therefore will not be assisting me in anyway. And on top of that, WF says I owe them $580 of the $2K+ that was stolen from my credit card.

And here it is. The twist all sequels need to justify their existence. Despite having given a scammer all his account info, he didn't cancel his fricking credit card!

It was a Zelle scam however the $580 he stole from the credit card, Wells Fargo says I'm on the hook for that too. I'm basically getting double scammed.

How did the scammer pull from your CC?

He got in my online account and made a cash advance from the CC to the checking account. Then took all of it.

Okay, maybe not all is lost. Maybe, just maybe, OP can use his good standing and long history with the bank to make up for the fact that they have no reason to help some terminally r-slurred broke-butt b-word. After all, it's not like this is a frequent occurrence or anything, right? Right‽

They've handled my credit card fraud issues in the past. But this time it's from my checking out (my money, not theirs) and they're just brushing me away. They only really care if it's their money.

You've had (multiple?) credit card fraud issues in the past, and now you're giving away your online bank information to complete strangers?

Between my wife and I, maybe 3 in total. And yes, a complete lapse in judgement. My wife's cc info got stolen just two months ago and so when I received the text asking me to confirm fraudulent activity on my account I immediately assumed it was real since I figured my info had been compromised as well.

FRICK! HE'S SO GODDARN STUPID! AND HE STILL CAN'T TAKE RESPONSIBILITY FOR HIS BULLSHIT!

I'm all for pooping on Wells Fargo but in this case I'm completely on Wells Fargo's side.

This wasn't a standard case of malicious link fraud. If you read the OP's history you'd know that he straight up gave his account info as well as the 2FA code over the phone to a scammer. As someone else mentioned the 2FA message should have even said "we'll never ask you for this code" and he still gave it to them.

If Wells Fargo gave the guy his money back after all of that, it would just open the flood gates for people to send their money somewhere and then claim "somebody got into my account, please compensate me for my stolen money".

The scenario that OP describes is so ridiculous to me that I wouldn't even be surprised if he was actually trying to scam Wells Fargo and these posts are just meant to help build a false narrative.

Wells Fargo does the exact same thing regarding the 2FA. Every single time I have called them over the past three weeks, they have done that code verification process, the same one that the scammer used. The same exact text that says "Wells Fargo will NEVER call or text you for this code. DON'T share it." Every time I call, they send me the text and they tell me to read the code back to them. EVERY TIME.

Yes "They will never call or text you for it", the difference is that you are calling them. So they send a code to your 2FA phone number. They don't ask for your login info.

If you talk with a scammer THAT CALLS YOU the only way they can send you that code is if they try to log into your account with your login info which you would have had to provide them... WHICH YOU DID and that in itself is mind boggling.

It's like if you have a safe in your house with a bunch of money in it and somebody shows up at your door and says "hey I'm with the safe company, I need the code to your safe to check on it" and you give it to them and then when they steal all your money you blame the safe company and demand they return your money.

Ridiculous.

Oh, and to cap it all off, he's been contacting media outlets. Unfortunately for him, the only journ*lists that care about this sort of thing are with the Marsey News Network.

But hey, I'm sure everything will work out for him at his new credit union. He definitely won't get scammed again in a few weeks. But if he does, we'll be here to mock him for it. So be sure to tune in next week. Same cat time, same cat channel.