Does anyone have major spending problems?
I have major issues with addiction and impulsivity in general. Binge eating, binge drinking, self-harm, gambling, and (mostly) past drug addictions. The issue I'm dealing with most right now, or is catching up to me, is spending. I have about $150,000.00 in credit card debt. I'm trying a debt relief program before I have to declare bankruptcy. I also have about $300,000.00 in student loans on top of that.
My need to impress and be liked by other people bleeds into my spending. I leased a BMW. I have a bunch of Louboutins and designer bags. I make good money, but not good enough to spend like this. At this rate I will go bankrupt and never be able to buy a home. I'm 35 and an attorney in an expensive area of the US, for reference.
Any advice on impulsive shopping? Or impulsivity in general? Or can anyone relate? Thanks everyone
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I cant understand going into debt unless if done for chasing a higher income. I'm moving so I'm going to take a loan for the cost of moving (several thousands), though it will be paid off in 2 months since my salary is going to double and be worth it after that initial hit. I pointsmaxx on my credit cards but have never carried a balance on them, how the frick do these people hit 150k in credit card debt!?
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