https://old.reddit.com/r/antiwork/comments/1adtie5/dont_worry_your_grandchildren_will_pay_it
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peepeehands
Current Registered Users: 28,684
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
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Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
/h/peakpoors SETTINGS /h/peakpoors LOG /h/peakpoors MODS /h/peakpoors EXILEES /h/peakpoors FOLLOWERS /h/peakpoors BLOCKERS
Current software version: dea6a9e
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Frick these people
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Never seen a better argument for capitalism other than the fact that it punishes r-slurs/leftoids for stupid shit like this.
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If you sort by controversial, you'll see people unironically argue that Joe the plumber and José the electrician should pay for xheir degree in game design
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WHAT. I was making significantly more than that in 2006 with a BS in a lower cost of living area.
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10-12k a year sounds reasonable if we are talking zero in tuition. Sounds like he should have been working part time- he took the entire room and board in loans so 22k sounds fair. He would have had to take that in loans living in any apartment and buying his own groceries if he refused to do anythkng for income
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$18/hr is $36,000 annual, and even just looking at hourly is an entry level Target cashier
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What is this dude talking about? Federal student loans for undergrad are like a fixed 6% with options for subsidized loans where they don't even occur interest while in school and for grad school its a fixed 7%
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In every reddit thread where you know a topic v v well, it makes you seethe watching all the bad info get upmarseyd. If you dare go against the hivemind and say they are wrong, you get banned or DV'd into oblivion. This is one of those cases for me because I got private and actual federal loans and these people are full of shit. My first federal loan had such a low interest rate that I paid it off in college with $100/month payments.
Krayon sexually assaulted his sister.
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Im taking out federal student loans rn for my masters which is why i know the exact interest rate lol. I did a lot of research on loans before taking them out. The belly aching over student loans pisses me off even more because people got student loan forgiveness in the form of two years of zero interest during the pandemic like darn I wish I got that, but no these dipshits likely just didn't pay anything because their minimum monthly payment was 0 and are now bitching their payment plan was delayed.
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Yep, I hear ya. My school made me sit with an advisor before taking out a private loan, and they said they are higher interest and less forgiving. Also, they suggested paying the interest while in school to help lower the bill when I went back into the workforce.
Krayon sexually assaulted his sister.
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I didnt frick at all with private i just cover the difference myself and some money from my parents. I haven't paid off any yet while in school because i plan on cash flowing one semester and my loan provider is weird and you cajt pay off for the first 120 days after the loan its some weird system i don't understand .
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Good for you, really. Private loans suck butt. I can't hate because it gave me the time to figure out how to make money on my own while in school, so I see it as an investment. Interest on them is insane.
Krayon sexually assaulted his sister.
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Private loans. Student loans have a low interest rate, but private loans are high interest. Also, if you make too much you can't get subsidized loans so you have to pay full interest.
Krayon sexually assaulted his sister.
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This is a case of a government payment program screwing someone because they let them pay an amount lower than they should. Student loans are 10 years, so $500 a month would never pay off a $70,000 loan in that timeframe regardless of interest rate. It should have been closer to $750. The fact they still owe $60,000 would mean they deferred at some point though.
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I don't know about other schools but I had to take counseling before getting the private loan. They even warn you about the interest and suggest paying the interest while you're in school.
My payments were $120/month for my private loan, so I thought it was so manageable and not a big deal but then I realized some months I didn't even hit the principle so started paying what I could. I didn't have a lot of money when I first graduated but always tried to pay at least $200 to get some principle.
Like you said, this dude is probably paying the minimum and isn't looking at his statements to see that he's not hitting the principle much.
Krayon sexually assaulted his sister.
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The rule of thumb (I've) always heard for student loans (assuming non-insane interest rates) was too pay $100 a month for every $1,000 you owe.
So they owed $70,000 and were paying $200 less a month than they should have for 23 years. You're not beating the interest oaying nearly 50% less than what peoppe advice too pay it off in a timely manner.
Black Buck Broken Trans Lives Matter
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Yeah you'll pay it off in 10 years with that assuming they didnt get private loans with r-slurred interest rates (they did)
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That's what a lot of these people don't tell you. They got private loans (I did too so I know these things) and the interest rates are extremely high vs a true student loan. Also, if you are truly poor then you get the interest subsidized but you have to be absolutely broke as a joke to get that.
Krayon sexually assaulted his sister.
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I got private loans to because i was an r-slured poor kid who was told college is a magical whimsical money place.
Was less r-slurred when i hit my 20s and paid them off immediately.
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no
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Snapshots:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
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