FrequentDrifterJe/w
I'm only a cute twink on Sundays
2mo ago#6240453
spent 0 currency on pings
I came to peakpoors just to see if this was posted, OP is fricking r-slurred. The best part was financing a new car and using a credit card for the down payment
I mean, id 100% put a massive down on a credit card if I could pay it off that very day with cash. No reason to miss out on thousands or tens of thousands of points in one go if you can pay it off asap.
>after taxes an getting a modern 1br 4 blocks away from downtown
>paying off a new SUV
>spending tons on quality food
>going out often, easily spend like $130-200 a night on drinks and coke when weekend
>bills and insurance payments
>401k investment
>still saving about a grand and a half a month, could turn that into 2.5k if i cut out the wasteful spending but frick it im enjoyinf life and my salary is projected to skyrocket with experience and time and I need to find a gf anyway
Poors never get that if they want an expensive lifestyle they needed to get a high paying job
I have to imagine people like this are getting absolutely r-slurred financial advice from somewhere else. No way someone this fricking dumb knows he can take out a second mortgage without someone trying to take him for a ride.
rakrakaontheyx/themx 2mo ago#6241600
Edited 2mo ago
spent 0 currency on pings
I used that 40k home equity loan to pay off credit card debt. I then proceeded to rack up an additional 40k in credit card debt on top of that.
A lot of people on reddit shit on Dave Ramsey because he "ignores the math" but this is exactly why he doesn't initially suggest to people to do debt consolidation loans and adds a caveat to them that you're not accomplishing anything. $40k in credit cards paid off just means $40k worth of credit to use.
Snappybeep/boop
Join !friendsofsnappy 2mo ago#6240439
spent 0 currency on pings
I've read it and to put it simply: I'm disgusted by some of the text. And especially when it was revealed that the alt-right "drama" website was involved in the research, my suspicions came true. The text is nothing but smelling coming from some pretentious intellectual dark web teenager fan-fiction writer. Unfortunately.
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
other rules
Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
Jump in the discussion.
No email address required.
I came to peakpoors just to see if this was posted, OP is fricking r-slurred. The best part was financing a new car and using a credit card for the down payment![:marseyxd: :marseyxd:](https://i.rdrama.net/e/marseyxd.webp)
Jump in the discussion.
No email address required.
I mean, id 100% put a massive down on a credit card if I could pay it off that very day with cash. No reason to miss out on thousands or tens of thousands of points in one go if you can pay it off asap.
Jump in the discussion.
No email address required.
If I just pay the minimum for the next 5 years, though, it's basically free money
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I thought most places dont allow you to do that lmao
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I am physically incapable of understanding how r-slurred and incompetent these people are.
Jump in the discussion.
No email address required.
It really just is shit budgeting.
Poors never get that if they want an expensive lifestyle they needed to get a high paying job
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I have to imagine people like this are getting absolutely r-slurred financial advice from somewhere else. No way someone this fricking dumb knows he can take out a second mortgage without someone trying to take him for a ride.
Jump in the discussion.
No email address required.
More options
Context
He posts in meme stock subs too. Fancies himself a day trader. I bet his cars are something stupid too like a 2019 Audi.
Jump in the discussion.
No email address required.
More options
Context
Actually he's not a landlord; he took a second mortgage to finance his credit card debts
, thought this behavior was sus from a supposed “landlord”
Jump in the discussion.
No email address required.
More options
Context
This guy out here doing mental gymnastics amirite?
Jump in the discussion.
No email address required.
More options
Context
A lot of people on reddit shit on Dave Ramsey because he "ignores the math" but this is exactly why he doesn't initially suggest to people to do debt consolidation loans and adds a caveat to them that you're not accomplishing anything. $40k in credit cards paid off just means $40k worth of credit to use.
Jump in the discussion.
No email address required.
More options
Context
Capitalism has failed
Jump in the discussion.
No email address required.
More options
Context
Why bother paying them back; Biden's gonna forgive all debt, remember? Just one more term, bro!![:soyjakwow: :soyjakwow:](https://i.rdrama.net/e/soyjakwow.webp)
Jump in the discussion.
No email address required.
More options
Context
600 bucks a month for gymnastics. The frick? Are they buying all the equipment in monthly payments?
Jump in the discussion.
No email address required.
More options
Context
Its funny how envious I am of that mortgage and second mortgage and yet this dude still fricks it up.
Also 87k is not much anymore in this economy.
Jump in the discussion.
No email address required.
The second mortgage is for a 40K loan he took on his own home![:marseyxd: :marseyxd:](https://i.rdrama.net/e/marseyxd.webp)
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I've read it and to put it simply: I'm disgusted by some of the text. And especially when it was revealed that the alt-right "drama" website was involved in the research, my suspicions came true. The text is nothing but smelling coming from some pretentious intellectual dark web teenager fan-fiction writer. Unfortunately.
Snapshots:
https://old.reddit.com/r/Money/comments/1c0d9fu/daughters_after_school_activity_is_killing_me/:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
Jump in the discussion.
No email address required.
More options
Context