EFFORTPOST Based r-slur cheating his way through a BS in Biotech with a flat 2.0 doing 26 credit hours this semester

https://youtube.com/watch?v=oGxAdSZ46zI

Isaac, Houston, TX

Career:

  • 2022 - working as Sales Rep at a Tile store, making 3-4k a month while going to school full time

    • Left job to focus on classes because he was having issues
  • Doing UberEats/Doordash, also getting money from his father

    • "If I need some I'll ask and he might send it"

    • He stopped doing the gig stuff because he injured his knee timestamp

      • Can't do regular Uber because his car does not qualify

      • Has a 2012 Corolla - later clarifies that it's above the miles limit

      • "My knee hurts when I drive"

        • He drove 3 hours over to Caleb, driving 3 hours back later.

        • Something to his meniscus

  • Costco opening nextdoor - planning on getting a job there

  • Was a Solar Salesman at the beginning of this semester but the company closed down?

Education:

  • Studying Biotech (undergrad)

  • 4th year but with credits he is a junior, will be finishing in 5 years

    • Had some issues during COVID, didn't pass a lot of classes - trying to make up for that now
  • 2.0 GPA overall

    • "Yeah I just got to 2.0 last semester" :marseyspecial: timestamp
  • "Yeah I passed one class... in COVID" timestamp

  • Failed Intro to Biotechnology class :marseyemojirofl: timestamp

    • "I was passing that class up until the final"

    • Failed "Fundamentals of Chemistry"

  • "Why'd you pick this major" timestamp

    • He thought it sounded interesting

    • "So what's your career path"

      • "What do you mean my career path?" :marseybrainlet:
  • "A 2.0 is good though" :marseydespair: timestamp

  • He's taking 26 credits this semester :marseypikachu2:

    • "You can't do that"

      • "Can't do that at one college" :marseyretardchad:
    • "I've learned a few new techniques this semester so I'm dialed in" timestamp

      • 'Like what?"

        • "ummmmm"
      • He's just taking adderall :marseyemojirofl: l timestamp

  • Payments to "StudyPool" timestamp

    • Website where you "get help" on your assignments

    • "I would never cheat" - this site is definitely cheating :marseyxd:

    • Looks like it's a per assignment basis - lots of these :marseybigbrain:

    • $360 last month (allegedly splits with his friend)

  • NBS Facts timestamp

    • $30 payment, he says he doesn't know what that is

Finances

  • Put his all tuition on his credit cards timestamp

    • An Apple card specifically :marseyretard2:

    • "I haven't missed a payment" :marseywhirlyhat:

  • Spending a lot on eating out/misc bullshit

  • Self-rated a 5/10 in finances timestamp

  • Credit Card 1 ($14'715) timestamp

    • $548 minimum payment
  • Should he consolidate his debt timestamp

    • If he could actually control himself yes
  • Missed payment timestamp

    • He says he doesn't have any but there's $40 in late fees - he paid it a day late but confused this with the concept of a missed payment
  • Reasoning for putting tuition on the CC timestamp

    • thought his dad would help pay it off

    • Dad had purchased a house but needed help with the down-payment - $15'000

      • Father is letting him live there rent free and considers this repayment? Not sure if I followed this right
  • Coinbase and Robinhood timestamp

    • Invested in crypto?

    • Coinbase - $3'666 in 2021, down to $60 today

    • Robinhood - $6'006, down to $6?

Miscellaneous

  • Oracle ad placement

  • There's some sort of on-boarding video now timestamp

    • He didn't bother watching it :marseyxd:
  • Girlfriend gets time to talk timestamp

    • Didn't know how much debt he's in

    • "I think he's nervous he's not usually like this"

    • "He gets defensive when we argue so I think that's what he was doing with you"

    • Thinking about marrying him, wouldn't until he's out of debt

    • Guy's dad doesn't actually give him that much money

  • Guy applied to show through Insta

75
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>bankruptcy doesn't get rid of federal student loans so put all the tuition on a credit card and declare bankruptcy

:#marseybigbrain:

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!slots100 lets see if this pays for my meal today

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I'm gunna starve !slots100

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My children are now going to starve :marseysulk:

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https://media.giphy.com/media/cO39srN2EUIRaVqaVq/giphy.webp

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