Neglectful Mom Chooses Pleasure Over Children | Financial Audit

Have to steal @Gibberish thunder here, because this video is absolutely nuts.

• Woman, by her behavior and demeanour, is LITERALLY r-slurred

• Blamed a lot of her spending on ADHD, unmedicated at time of video

• Makes $25k a year at Tesla

• 25% or her money goes to 401k match and Tesla stock buys (to her credit she is actually trying to somewhat pay for retirement and her children's future through this.)

• 3 kids at 24, all with same dude, one kid is 2 and other is a set of twins.

• Got $10k in child tax credits, used $4k to pay some debt to baby daddy's mom and blew the rest on a vacation to Dallas and a Post Malone concert. Why? "I never get to do anything and it was fun." !foidmoment

• $1600 spent at Target.

• Second children were "planned" even though they were/are in debt and live with baby daddy's parents. Used to live with her parents until they divorced and Dad kicked them out.

• Tons of shit in collections.

• Didn't work for awhile after twins.

• Baby daddy "hurt his hand" and hasn't been working, just started a job at Papa John's and makes $380 a week.

• Dude has spent hundreds of dollars on vapes, PSN purchases, and onlyfans during his time off . !moidmoment

• Buys tons of snacks at work vending machines.

• Has a scion, underwater on it of course, hasn't been using it for the past seven months because the key fob got run over .

• Instead of getting that replaced, she went and got a Mazda CX9 with an insane payment of $600+ a month for 72 months. Reasoning being she need more room for the kids and their car seats.

• Caleb tries to talk some sense into her, says she could have gotten a 3 kid car seat setup instead of that. Caleb even offers to buy her one near the end.

• Near the end of the video, she lets it slip that CarMax has a 30 day return policy. Caleb is, of course, overjoyed, tells her to return it immediately, and doesn't take that debt into account for her budget.

- A video edited in shows that she did not, in fact, return the car, supposedly because everyone around "forced her not to."

• Caleb says he will give her $250 to get the Scion checked out, has to explain to her she needs to get it towed or get a locksmith to make her a key to get it to the mechanic to get it looked at.

• Caleb's budget for her leaves her with $12 in the bank at the end of the month.

I went over to the Caleb Hammer subreddit to check out what they were saying about her, and she shows up in the comments:

Hey guys, this is me! Thank you for all the tough love comments. I honestly think they'll help. I just wanted to address some of the more common things people are pointing out/getting wrong. 1) The whole car situation didn't just happen because the key broke. I did need a bigger vehicle since all 3 car seats wouldn't fit into my scion. Could I have gotten a cheaper car? Yes. 2) I looked dead inside because that's how I feel most days 😂 I wake up at 3 am every morning M-F to get ready for work, get home at about 4 pm and then stay up until 10-11 pm looking after my kids. 3 under 3 is tough, especially with the hours that I have. 3) $6000 was spent but it wasn't entirely on the trip. A lot of the spending I did at target was stuff for my kids, granted that it wasn't stuff they necessarily needed. The only thing I really did for myself was going to the concert. I took the kids to the aquarium, got an air bnb with a pool so they could swim, took them to a Mickey Mouse event (it's my 2 yr olds favorite character) 4) I know I seriously need some discipline. I wasn't trying to use the adhd as an excuse, I just wanted to highlight why it was so difficult for me to control my impulses. I have set up an appointment to be seen by a professional so I can get the help I need. 5) I know I'm a mouth breather 😭 it's very hard for me to feel like I'm getting enough oxygen by breathing only through my nose. I've just always been that way. I tried getting braces but they said my overbite can only be fixed via surgery and I didn't want that. 6) I'm not on food stamps, wic, Medicaid, etc…my 2 youngest kids are on Medicaid but my oldest is on my health insurance I get at work. I'm not using any government programs

And I just want to end this by saying I extremely care about my kids. I may not be the most financially responsible and that is something I'm trying to work on. My son is speech delayed and has been put into speech therapy. He's being seen by the school district for special education services and I'm very much involved in everything going on with him. I'm the one that schedules all doctor appointments for my kids, I'm the one that plans the meals, plans their activities… I'm the default parent. I just wanted a little break from reality but I now realize I went overboard and I honest to god do regret taking the trip. Only thing I can do now is get that second job and just hustle until I clear my debt.

A further perusal of her history shows her boyfriend and her fight a lot, she wanted to leave him, he cheated on her, the usual.

So how's it feel folks? While you were probably doing the right/white thing, Idiocracy was happening right under your nose. At least we'll have at least one new friend here for the 20th birthgay