I’ve never heard of “deferred” interest. I had $1500 left to pay on the balance when they charged me $2400 on interest.
0% interest. What a deal!
https://old.reddit.com/r/personalfinance/comments/w2xkk7/depressed_hard_lesson_learned_with_synchrony_bank
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She probably only overpaid by about $5,400 dollars compared to buying the carpet & underlay separately and hiring her own installer.
Pretty good deal.
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