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It's just a dummy tax. "But what if you're living paycheck to paycheck?" Use credit, there's credit cards out there for neighbors with terrible credit scores that won't frick you in the butt like an overdrafted debit card will.

Crazy how some people can open bank accounts somehow but not turn off overdraft.

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credit cards out there for neighbors with terrible credit

thatll just make their credit worse when they misuse it.

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It's still more sensible than relying on your overdraft protection to cover small purchases.

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the sensible thing would be not to spend more money than you have

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Of course, but these are peak poors we're talking about here.

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which is why I reccomend they not get credit cards

!slots111

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