https://old.reddit.com/r/Millennials/comments/18em92s/the_switch_has_happened_as_of_2023_there_are_more
Top Poster of the Day:
Thirtythirst4sissies
Current Registered Users: 28,721
Huh
I'ma need a bigger bag for the cohort
Tryna make a millionaire out of slum dogs
Bet that, head crack, blunt force
Cozy with the east Africans up north
Where seven make a three, turn a ten by law
Crescent moon wink, when I blinked it was gone
Left the crib, smacked, no sheath on the sword
Made it by the skin of my teeth, thank God
'03, momma rockin' Liz Claiborne
Had her stressin' up the wall playin' Mary J. songs
Rainy day came, couldn't rinse the stains off
Long way to go, we already came far
Story stayed the same, it was never madе up
Threw me loose changе, look at what I made of it
When the mood change, I'ma poker-face 'em
It's a new day, who got all the aces?
Who be foldin' late? Who know when to play dead?
Who sit up straight when the roof caved in?
Had a full plate, you ain't wanna split it
Tell it to you straight, you ain't wanna listen
Cup runneth over the brim
Bust open, there's no closin' the lid
Drumroll, here go my lil' entrance
Gung ho, I'm the one that go get it
Five O's on me like the Olympics
Pure gold, somethin' told me, "Don't mix it"
Caught a feelin', momma had me out Temple
Not religious, we was really out Philly
Livin' on the fly tryna wing it
We got us a fire to rekindle
Redirect the fight where it's meant for
Triumph over plight and immense loss
Ride alone at night, I get clear thoughts
Caught a couple slights and I veered off
Saw another height, had my ears poppin'
Walked outside, it was still gorgeous
Sharp incisors reveal slowly
In the dark inside, we was real hungry
On a seven of the five, we was real hungry
Uh, niggas still drummin'
Foot shook ground when I stepped on it
Didn't look back when I broke soil
'Cause every time I did it would hurt more
In the dark inside, we was real hungry
On a seven of the five, we was real hungry
And I didn't look back when I broke soil
'Cause every time I did it would hurt more
Alright
Yessir, this nigga spittin'
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You always have been one
True rentoid coping hours here
The mind of a rentoid cannot comprehend the joys of homeownership
This guy is right! Success is actually having a 50 square foot apartment in the middle of downtown with one window and exposed brick walls!
With a dad like that, it was over before it even began for this Redditor
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The benefits of homeownership cant be overstated
Keep yourself safe?
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Equity neighbor, equity!
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I will die on the hill that stocks offer better returns than a mortgage on a single family housing unit in a high mortgage rate environment but thats a convo for another day
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As an investment play alone this is true, butt you have to consider that you dont live in your stock portfolio. You have to live somehwere, either youre paying rent(someone elses mortgage) or your paying your own and you have equity in the home that is yours.
!slots123
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You have $1000
You can put $500 to rent and $500 in stocks
Or $750 in mortgage (half of which you keep because it turns into equity) and $250 in stocks.
Without running the numbers it's not clear.
What is clear is that your mortgage will always be $750 (half of which you keep) but your rent can easily climb to $750 in two years (none of which you keep)
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Exactly. 1 house is a pretty sound financial decision, butt investing beyond that in real estate is where its not a great investment even if you look past the hassles of being a landlord/home flipper.
!slots1000
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Its also ontologically evil
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Record is 1 days 13 hours 09 minutes and 59 seconds by TheDunceonFlorist
longest streak broken in the last 7 days was stan which was 0 days 20 hours 55 minutes and 23 seconds
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Yes exactly, mixing up consumption and investment decisions is r-slurred. You have different interests in those areas. While owning has advantages, relying on your house as a major part of your portfolio is a downside of home ownership.
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If you have a paid off house it's very hard to become homeless when disaster befalls you
You should always expect to lose all of your liquid assets at some point in the next five years
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Dog if my financial gets that fricked last thing i need is a 250k loan
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Buy a sturdy hovel in kansas then
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Darn I always think of people who have parents who are losers and don't live in a real house of their own.
Like I'm the one who gets to be the loser, not my dad.
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My parents fumbled the bag and live in a much smaller house than they used to, I feel bad for them.
Also paternal step-grandpa is bequeathing his investments to me instead of his son
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