Translation:
Scammer: is your card near you
Guy: yes
Scammer: does anyone else has access to your card ?
Guy: yes my boyfriend
Scammer:
Your boyfriend. You stragot ? 
Guy: No, I am gay, why are u so disrespectful is there a problem ?
Scammer: because I hate gays.
Guy: you won't help me ? Please don't hang the phone.
Scammer: Of course I will help you but how come
you gay ? Is the feeling good (butt s*x)
Guy: what feeling ? Wait you called me to fix my banking card.
Scammer: banking card is banking card but you gay, how is the feeling ? Don't you feel shame on what you doing ?
Guy: I am not ashamed, do you had bad gay experience or something ?
Scammer: no I just hate gays
Guy: but what with my banking card ?
Scammer: put it inside your butt, the place where your bf fricks you
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