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My father's healthcare is done as a "you pay out of pocket" and then the insurance group reimburses you.

He's getting an MRI done for $500 today. That's an 85% discount off of insurance prices. Plus he doesn't have to let insurance dictate what they will and won't cover.

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Pretty much how private insurance works here in Krautland.

But since Burgers are all privately insured it's a tad different there, which is why I just always said I'm self pay.

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