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Was this even a glitch? Don't all banks have features that immediately credit you money before it actually clears as a courtesy to try and retain/gain you as a customer?

Two individuals and two businesses are facing lawsuits in courts in Houston, Miami and Los Angeles.

I wonder what these fine cities have in common? :marseywrongthonk:

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People with bad banking histories, as I'm sure these BIPOCs have, typically get zero credit. Accounts with good histories typically get a few hundred dollars, maybe a few thousand. Giving access to $330k is fricking crazy and definitely shouldn't have been allowed.

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Yeah I only have a few hundred in credit and I've made consistent deposits for over two decades

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:#marseypoor:

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Um acktually it wasn't check fraud, it was an atm glitch.

Blacktok told me so!

:blacktears:

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In one of the cases, a court filing described how on 29 August, a masked man deposited a cheque in the defendant's Chase bank account for $335,000 (ยฃ258,300).

The court papers said the defendant then started to withdraw the money.

The cheque was eventually returned as counterfeit but the defendant still owed the bank more than $290,000, the filing added.

if a bank lets you deposit a $300k check and then immediately withdraw it in cash that's the bank's fault tbh

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Over for high trvst society cels :marseyitsover:

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Also good luck on getting the money back. These lunchtime rowdies aren't good for it.

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Its why they are suing 2 instead of 1000

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Sure it's the banks fault. But it doesn't mean the bank can't sue to recollect their losses.

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I have a business account and my deposit limit is like $25,000 in a day. I also have to use the mobile app or go in person to deposit checks in there. Sounds like Chase made some pretty dumb decisions here.

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They probably thought no one would be dumb enough to do this since its so incredibly easy to trace and punish. Youd have to be sub-80 IQ to even entertain this idea..... oh

:#marseysmug2:

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What's the bank gonna do if these guys will never make the amount they stole in their whole lives? Garnish wages and hope to get at least some of it back?

:marseythonk:

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nothing lol the cuck banks will eventually settle for some pittance that they won't even get, then they'll sell that on to a third party debt company for a tenth of a pittance

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>wages

:#marseysmirk2:

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You can actually garnish welfare checks

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They are going to hire professional organ harvesters.

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Raise rates and fees for the rest of us of course. It's the price we pay for a diverse society :marseywholesome:

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Well I can think of at least one way to recoup their losses

:marseycracka:

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Do you really think ghetto BIPOCs care that theyre getting sued by a bank?

>be me, fallonious ca'jaquin brown, the third

>havent worked a day in my life, get money from selling crack and stealing sheeeiit

>dont pay muh bills cuz nottin gon happen and dem bennies keep rollin

>get 300k from the bank for free

>spend it immediately on spinning 25" rims, gucci pants and air jordans

>bank wants to get it back

>dont pay em back

>nothin happens

Yeah im sure the ghetto BIPOCs are really scared right now.

And if the repo man shows up, theyre just gonna shoot him anyways.

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It was a bank error in my favor, not fraud :soycry:

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Wonder if anyone was smart enough to leave rhe country after doing that

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You saw who was doing it. What do you think.

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That approximately 0% of them know how to acquire* an ID never mind passport

*excluding by theft or forgery

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Check fraud over $500 is generally considered a felony so a lot of these people might catch criminal charges. It might be worse to never be able to get another bank account though. I don't think fraud is dischargeable in a bankruptcy too so it's even more r-slurred.

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