Crazy eyed foid stars in "Hiding $30,000 Of Horrendous Debt From Her Fiance"

https://youtube.com/watch?v=imOEs3Qner4

Listening to this in the background and taking notes when something seems interesting so any and all of this could be completely wrong :marseynerd:

Fiance has a small student loan and a small credit card loan (that she knows of)

Fiance blew his Achilles, only just getting back into work, job at specialty hospital bed company, I assume for :marseychonker2:

$5000 to $6000 saved prior to all this

  • 36 years old :marseywall:

  • Works in some sort of victims of violent crimes advocacy thing

  • Take home is a little less than 5000 month

  • laid off twice last year

    • got into issues with credit cards

    • laid off in a tech sales position, then a position at a real estate tech company

      • Founders of the latter helped her find her new position
  • "Not in a great place" "I thought I could rely on the credit cards and I wasn't making lifestyle changes"

    • Working part-time at Target/Costco?
  • Breadwinner in her household? :marseythinkorino:

  • Delayed wedding because of the money issue, lost deposits on a few things "only a few hundred dollars"

"What does he think about your financial situation"

"I don't think he knows"

....

"I pay all the bills"

"He knows about a few credit cards, not that they're maxed out"

"I don't want him to have to change his lifestyle if I can't keep up with it"

  • based gender equality :marseykneel:

General Financials -

  • Start of Month - $671

  • End of month - $304

  • Paid for "Experion credit report" $20 recurring

  • "Credit Fresh" $150 - "A lot of credit that I need to pay off"

  • Labeled one of her credit cards "savings" :marseyxd:

  • No savings, no emergency fund

Debts -

  • Maxed out Capital One Card 1 ($876.15)

    • $32 minimum payment

    • $21.70 interest

  • Capital One Card 2 ($543.87)

    • 13.64 interest

    • minimum $30

    • "My dog god sick so I kind went crazy and applied for a bunch of stuff and just kept it?"

    • Was not working full time at the time

  • Credit One Card 1 ($573.87)

    • Not maxed out

    • $30 minimum payment

    • 13.64 interest

  • Credit One Card 2 ($908.15)

    • Maxed out $32 minimum payment

    • $10.04 interest

    • Still purchasing on it :!marseyemojirofl:

  • Credit One Card 3 (908.15)

    • Minimum monthly $32

    • $20.70 interest

    • 28% interest?

  • Aspire ($378.41)

    • Minimum Payment 35.47

    • $10.47 interest

  • "Verv"(?) ($1267.37)

    • Minimum payment $51

    • $30.58 interest

    • Not sure I heard that name right

    • Still purchasing on this card despite having been watching to the guy's videos for at least a month :marseylaugh:

  • Prosper Maxed out ($1463.31)

    • Minimum payment $48

    • $33.68 interest charged

    • Made purchases on this one too :marseylaughpoundfist:

    • 32% interest?

  • Petal ($1959.54)

    • $40 under the limit

    • $59.30 minimum payment

    • $40.11 interest

  • Apple Card (???)

    • Repeatedly declined :marseypoor:

    • interest charged was muffled, I think I heard "hundred" in there

    • minimum monthly is $85

  • Credit Card (44??)

    • ???
  • Personal Loan ($2'100)

    • Estimated 20% interest

    • minimum $150 payment every two weeks

  • Car - $18'535

    • Buick Encore 2016 - 9'000 on it when purchased

    • $576.15 monthly payment

    • $201.93 interest (20% interest)

    • Bought at beginning of Covid, somehow this is the refinanced.

    • Five year loan

$1308 TOTAL MINIMUM

$450 A MONTH LOST IN INTEREST

35% OF HER TAKE HOME PAY

29
Jump in the discussion.

No email address required.

lol i was just watching this episode with a 300k annual income doctor

Jump in the discussion.

No email address required.

Link copied to clipboard
Action successful!
Error, please refresh the page and try again.