Crazy eyed foid stars in "Hiding $30,000 Of Horrendous Debt From Her Fiance"

Listening to this in the background and taking notes when something seems interesting so any and all of this could be completely wrong

Fiance has a small student loan and a small credit card loan (that she knows of)

Fiance blew his Achilles, only just getting back into work, job at specialty hospital bed company, I assume for

$5000 to $6000 saved prior to all this

• 36 years old

• Works in some sort of victims of violent crimes advocacy thing

• Take home is a little less than 5000 month

• laid off twice last year

  • got into issues with credit cards

  • laid off in a tech sales position, then a position at a real estate tech company

    • Founders of the latter helped her find her new position

• "Not in a great place" "I thought I could rely on the credit cards and I wasn't making lifestyle changes"

  • Working part-time at Target/Costco?

• Breadwinner in her household?

• Delayed wedding because of the money issue, lost deposits on a few things "only a few hundred dollars"

"What does he think about your financial situation"

"I don't think he knows"

....

"I pay all the bills"

"He knows about a few credit cards, not that they're maxed out"

"I don't want him to have to change his lifestyle if I can't keep up with it"

• based gender equality

General Financials -

• Start of Month - $671

• End of month - $304

• Paid for "Experion credit report" $20 recurring

• "Credit Fresh" $150 - "A lot of credit that I need to pay off"

• Labeled one of her credit cards "savings"

• No savings, no emergency fund

Debts -

• Maxed out Capital One Card 1 ($876.15)

  • $32 minimum payment

  • $21.70 interest

• Capital One Card 2 ($543.87)

  • 13.64 interest

  • minimum $30

  • "My dog god sick so I kind went crazy and applied for a bunch of stuff and just kept it?"

  • Was not working full time at the time

• Credit One Card 1 ($573.87)

  • Not maxed out

  • $30 minimum payment

  • 13.64 interest

• Credit One Card 2 ($908.15)

  • Maxed out $32 minimum payment

  • $10.04 interest

  • Still purchasing on it

• Credit One Card 3 (908.15)

  • Minimum monthly $32

  • $20.70 interest

  • 28% interest?

• Aspire ($378.41)

  • Minimum Payment 35.47

  • $10.47 interest

• "Verv"(?) ($1267.37)

  • Minimum payment $51

  • $30.58 interest

  • Not sure I heard that name right

  • Still purchasing on this card despite having been watching to the guy's videos for at least a month

• Prosper Maxed out ($1463.31)

  • Minimum payment $48

  • $33.68 interest charged

  • Made purchases on this one too

  • 32% interest?

• Petal ($1959.54)

  • $40 under the limit

  • $59.30 minimum payment

  • $40.11 interest

• Apple Card (???)

  • Repeatedly declined

  • interest charged was muffled, I think I heard "hundred" in there

  • minimum monthly is $85

• Credit Card (44??)

  • ???

• Personal Loan ($2'100)

  • Estimated 20% interest

  • minimum $150 payment every two weeks

• Car - $18'535

  • Buick Encore 2016 - 9'000 on it when purchased

  • $576.15 monthly payment

  • $201.93 interest (20% interest)

  • Bought at beginning of Covid, somehow this is the refinanced.

  • Five year loan

$1308 TOTAL MINIMUM

$450 A MONTH LOST IN INTEREST

35% OF HER TAKE HOME PAY