/h/peakpoors House Vampire Founder
Gibberish gibb/erish :marseyautism:  1yr ago (youtube.com) 178 thread views #170687

23 year old Aspiring Realtor in nearly 40k worth of debt

https://youtube.com/watch?v=DolWlgJrsv4

Lael, 23, Berlin NJ

Rates himself a 2/10 financially

591 credit score?

He cuts up his credit cards on camera :marseyxd: timestamp

Real Estate (for the last year?), Realtor?

  • Got license 2 years ago, did nothing with it for a year but pay dues :marseylaughpoundfist:

Personal Life:

  • Went to school for Nursing

    • Didn't handle the transition to online only well so he dropped out

  • Mother booted him out for reasons, allegedly not personal

  • lived with aunt for $500 a month (very cheap)

    • Moved out and now pays $600 a month

  • Paid to sign up for Dave (didn't go through with it)

    • he dodged a bullet here lmao

Income/Savings:

  • 15'000 so far this year, in contract to make another 15'000 within the next two months

DoorDash

  • Fluctuates

    • Between 600-1000 a month

    • 918 last month

Sperm Donor :marseycoomer:

  • "A good month, $900"

    • "Sometimes they have bonuses I made 3000 one month"

  • "Donated at least 250 times" :marseycoomer2:

  • "Can't go more than 3 times a week" :marseycoomer3:

  • Started month with $16 in his account

    • No savings, no emergency fund. Claims he has prioritized his debts

Expenses/Debts:

  • $28'478 total CC/Student Loan debt?

  • $250 a month in gas

  • Not setting money aside for taxes

    • Only now making enough to be taxed lol

  • Purchased an old Tesla

    • Car was $550 a month, insurance was another $330 a month

    • Got into an accident, not his fault, got insurance payout, bought a much cheaper car

  • Current Car

    • 2015 Hyundai Sonata

    • 8'500 balance

    • 16% interest rate

    • $212 monthly payment

  • Lot of spending, a few credit cards

    • Losing significant money on interest

    • Lots of late fees :marseyxd:

    • Opened a card as a balance transfer, didn't bother paying it off and now it's horrifying :marseyretardchad:

  • $7'000 in student loans (5k subsidized, 2k unsubsidized?)

    • all federal
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I see the poors are pretending to be big wallet niggas again est. 2016

Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'

This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.

We basically fill a niche similar to fatpeoplehate with a bit less actual malice.

PeakPoor is shotgunning mountain dews at 5 years old.

PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure

of capitalism. We do not make fun of poverty to be mean spirited such as that.

Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)

Sitewide rules apply

other rules

  1. Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor

  2. Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)

  3. I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside

to migrate. Contact me if interested.

I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.

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