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25f - $60k~ in debt, extremely overwhelmed .. .should I declare bankruptcy?

https://old.reddit.com/r/PersonalFinanceCanada/comments/14jd0f6/25f_60k_in_debt_extremely_overwhelmed_should_i

								

								

How can you even get approved for over 60k of credit as a 25 year old when you're swimming in debt already. Looks like Robinhood levels of risk management

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In college I had student loans and 40k across credit cards (back then at 4.75% APR). But then everything got reformed in 2004/5/6 I can't remember.

So I have no idea how this foid got approved for anything.

Another thing I love about the Krauts is their hatred of credit, credit cards and approving you for them.

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