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Poor of ‘Leanfire' says 110k of consumer debt shouldn't be a deal breaker

https://reddit.com/r/leanfire/s/xMlph7SUUQ

Insane levels of cope

https://i.rdrama.net/images/16935735256902409.webp https://i.rdrama.net/images/16935735261964903.webp https://i.rdrama.net/images/16935735267635043.webp

Budgeting date nights

OUR debt

It's fun!

Reminder if you take advice on Reddit you're probably taking advice from a fat 33year old with 110k in debt

https://i.rdrama.net/images/1693574288382408.webp


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Simply have a rich sister and brother in law who will bail you out if you get in a bind :marseyexcited:

*when I was facing layoffs they offered to pay my expenses for a full year if needed, was really kind of them. Luckily it worked out and I never had any unemployment time but it helped with the stress I was facing. I would do the same for them. Love them ♥️

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A foid friend I have unresolved tension with offered me help with the mortgage after layoff, of course I refused as a stand up moid, but huh that's how affairs start isn't it?

For the cost of 2 mortgage payments she could have me in an awkward spot and she could probably get that down to half a month with the right perfume and some sheer

:#hmm:

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Why not just marry a rich dude and make him dinner every night

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I would be okay with that @tempest

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Are you good at cooking?

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FrozenChosen = Frozen foods Chosen from the freezer isle and microwaved for each and every dinner


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No but the things I'm good at I can't mention here

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:#marseydogwalker: ?

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Would they pay 110k of target debt off for you though


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No lmao but I'd also never take advantage of them even if they would

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Well you can do that. Debt payoff date nights for me and mine thank you.


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Here's the secret, we teamed up on budgeting!

:marseyxd:

She's talking like she just discovered lost ancient wisdom.

It is important that when you're married, to change your mindset of "my money" and "your money" to "our money".

This is such a foid thing to say :marseydisagree:

It takes no time for "our money" to become "lol, what money?" when shit hits the fan.

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Yeah lol she really cracked the frickin code there

It is important that when you're married, to change your mindset of "my money" and "your money" to "our money".

This is unironically true for money you're making/spending when married. But you're fricking stupid if you think that 110k in consumer debt pre marriage is "ours" lol. Also did see her say who had the debt before they got married so 100% it was hers.

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Yep, "combined debt", no further details, and :marseylongpost: coping over how we should be totes cool with a 6 figure debt.

She thinks she can gaslamp everyone like her dumbfrick husband.

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I dunno, she also brags about establishing a 1k emergency fund (lmbo). Which means both of them had no savings and probably debt. Or the husband isn't contributing his past savings, that's still his money.

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DID SOMEONE SAY :gaslighter:

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:gaslighter: :gaslighter!: :gaslighter: :gaslighter!: :gaslighter: :gaslighter!: :gaslighter: :gaslighter!: :gaslighter: :gaslighter!: :gaslighter: :gaslighter!: :gaslighter: :gaslighter!:


https://media.tenor.com/s91B_Rm3fEQAAAAx/merry-christmas-to-all-my-facebook-anf-family-celebration.webp

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Would bet she's never once called it "our debt" out loud to him, just her friends and reddit. Gurantee this is her coping about a pretty massive problem in their marriage because she's the one that caused the problem.

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"We have date nights around budgeting!" aka the guy forces her to sit down and take stock of her finances for the first time in her life

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GUYS GUYS GUYS :marseyattentionseeker: DID YOU KNOW.... :marseyhmm:

THAT IF YOU SPEND LESS :marseygasp: RATHER THAN MORE :marseyscream: THAT YOU SAVE MONEY IN THE END?! :marseydead:

Upmarseys to the left, peons. Reward me for my peerless ingenuity.

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The more i spend the more i save the TV says

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Somehow this wisdom doesn't apply to CICO. Then again, the r-slurs on Financial Audit seem to think being upside-down an a car loan is an investment so :tayshrug:.

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My debt :marseyno:

Our debt :stalinjam:


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Personally I'm not a poorcel, but I think it's great to marry somebody with financial discipline, and being poor shouldn't stop people from having a fulfilling relationship. All other things being equal, I'd rather marry a trailer park b-word who is frugal and knows how to budget rather than a high-maintenance woman who comes from money but also spends it like water. My ex may have turned out to be a worthless cheating narcissist but one of the few good things I will say about her is that she had great financial discipline and it was something that I really admired about her. Credit where credit is due

Also, $110k in debt is very reasonable when you consider the price of your average mortgage in a big city. It all depends on where the debt originates from

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This poor is definitely not talking about 110k mortgage here


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What makes you say that? Not being sarcastic: I'm genuinely curious

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I mean I guess I could be wrong. People talk about mortgages differently.

They would have mentioned if it was student loans, real estate or a mortgage. They're talking about CC debt, possibly student loans from degree mills, upside car loans etc


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That debt likely would have come after the marriage

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Eh, not necessarily. She could have bought a condo for herself before meeting her boyfriend

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Are you under the impression that trailer park hoes are in 100k+ of debt?

Because you're wrong in most cases.

you have to be solidly middle class for the banks to allow you to frick up that bad.


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Dude, in Boston a three bedroom house within walking distance of the T costs half a million. Even if you had put down 80% (which is unheard of) you're gonna have $100k of debt. A person in that situation is actually really well off.

Like if a partner is $100k in debt because they got a college degree in Art History you should run as fast as you can, but if they're $100k in debt because they own property then they're actually doing pretty well for themselves. There's a huge difference between bad debt and good debt. I just don't think being $100k in debt is necessarily a bad thing when practically every urban homebuyer is in that situation

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come the frick on man, how are you possibly this naive?

if it was a mortgage she'd say so because she'd be bringing both the mortgage and the asset (house) into the marriage

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Not nearly as naive as OOP's husband.

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maybe he's not naive, maybe he literally cannot do better

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You are not 100k in debt if you got 100k of debt and 100k in asset. :marseyhomofascist:

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You're generally right. You're giving this redditor too much credit.

The post is under an hour though, if they answer some of the comments asking details about their debt and you're right I'll come apologize though king :marseykneel:


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There's a lot of morons with 100k + in car + student + cc debt. You can be broke as shit and rack that up, especially when rates were low.

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Nvm I think I just didn't understand what you were saying


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Being poor is mentality

Being broke is fact

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https://i.rdrama.net/images/16935736681952746.webp


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$110k of CONSUMER debt??? How tf does it get that bad if it's not a mortgage or student loans? Jesus Christ.

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Core female necessities like make-up, shoes, clothing, jewelry, lash and nail appointments add up. You have no idea how hard it is to be a woman; these should be considered women's rights that the government pays for 💅

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>I'll take 1500 copies of Starfield please

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I posted the wrong image but I like this one more so we will keep it

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Lol I accidentally sent that meme in my normie group chat the other day. :gooby:

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Our hero gives advice on /r/frugal

https://i.rdrama.net/images/16935742399808729.webp

Reminder if you take literally any advice from Reddit you're r-slurred

:marseylaugh::marseyblowkiss:


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I slept on mattres on floor for 5 years becouse i was too tight to buy bed.

Only reason why i bought bed was because my mother got so mad at me.

But reality is. Happiest time of my life was when i lived in empty room with self made stantind tabel. Computer and mattres on floor.

Once again foids couldnt handle man being happy and not spending his money

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Once again foids couldnt handle man being happy and not spending his money

i'd probably also leave if i went to a girl's house and she literally didn't have basic furniture lmao

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Thats your problem bro. Just let people enjoy their lives dude https://i.rdrama.net/images/16935795400926077.webp

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If you wanna save money :marseybux: go to Lidl and buy their expiring today :marseyclueless: shit. 50% on regular :marseyregular: stuff like bread :marseyfrenchitsover2: which was baked yesterday and is still in great :marseyclapping: condition. I "meal prep" the expired meat and stuff and then freeze :marseyeskimo: and save a lot of money :marseygangster: on groceries. BIPOC.

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I just buy a half cow from a farm.

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Good knowing where :marseydrama: you source :marseymissing2: your meat from is very ecological and environmentally friendly if you can afford it

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@pizzashill your followers are spreading your gospel of expired beef

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Its not expired. The labels are there :marseycheerup: to mark the date where :marseydrama: you should :marseynorm: practice caution :marseyyellowcard: before :marseyskellington: preparing it but they dont indicate the state :marseylouisiana: of the meat.

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I'm not German or r-slurred so that isn't an option

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US stores put markdowns on expiring product :marseyoctopus2: too bro. There :marseycheerup: is nothing :marseynothingburger: r-slurred :marseyretard: about saving money.

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leanfire sounds like a rapper name

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From comment history

If you truly want to save time and money, I would suggest you look in meal kit deliveries! They were such a life saver for me because, just like you, I need that extra time to get 'more important' things done.

Check out EveryPlate, which only costs $5 per meal for 2 or 4 people. If you're on your own, a meal for two can cover 2 of your meals instead! Plus, you can snag up to 18 meals for just $3.33 each, with free first-time shipping. This will definitely help you manage your spending and skip those unplanned takeouts. Hope this helps!

I wonder how such a smart, frugal person acquired so much debt :marseyclueless:

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Blowing hundreds a month at costco vs some fantasy i have means im saving

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The proper way to use those services is by getting a free or massively reduced first week, then cancel, and use a different service the following week.

You can probably get groceries for at least a couple months for maybe $100 total

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If they had vegan stuff I'd give it a try.

Trans Lives Matter

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Of course a foid would treat marriage as a bailout with no sense of self-awareness.

My debt is our debt, my money is my money, and his money is our money.

Don't feel bad about getting bailed out. And remember not to make her feel bad about it while you bail her out!

:marseywomanmoment2:

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I hate foids so much its unreal

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an emergency fund of $1000

Surely that will cover rent and living expenses for an entire month, right?

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They might be the most pathetic emergency fund I've ever heard. Just don't keep one if that's all you're gonna have lol

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The husband is more pathetic though. Imagine marrying into 110k debt

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:#marseyworried:

Snapshots:

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