Jump in the discussion.

No email address required.

@sirpingsalot mogs Lester, this chump doesn't look like he could rent a cottage, figure out his wife is spying on him through the televisions, let alone run an influential substack

Lester, 26, Austin TX

Personal Life

  • Daughter 4 years old

  • Recently divorced separated, has full custody, no child support

  • Owns 2 cats

  • Grandfather can help out but he is working two jobs himself

Career

  • Guitar Player

    • Lessons, gigs, works part time at music shop

    • $3200 - $3500 a month

      • $5000 on really good months
    • $65-$75 for a 40 minute lesson

  • He's not certain about jobs that would get him a similar amount while working with the school hours

  • Looking for a job that fits into his schedule

Financials

  • Around $200 in gas a month

  • Was debt free in May of this year? Not certain I heard this right timestamp

    • "All of her legal situation I basically had to finance"

    • "Really messy and really dragged out"

    • $32'000 total

    • Divorce Custody battle has dragged on since daughter was 1 year old

    • "As of right now it's paused" :marseythinkorino:

      • Might start up next year?
    • Attorney fees

      • $7500 up front
  • Car is paid off

  • Rent 1754 timestamp

    • Utilities around $75
  • Loan for Attorney Fees

    • $400 a month minimum payment

    • Got behind in October, just got caught up on it

  • Card 1 (No balance)

    • He's not spending on it
  • Card 2 $4'200:

    • $99 minimum payment

    • 22.24% interest

  • Card 2 $4'529 -> $4'483:

    • $154 min payment

    • $109 interest

    • 29.24%

  • Wells Fargo

    • Balance transfer, $5'081

    • 0% interest, 68 minimum payment

    • "Some of the bigger attorney bills"

  • YMCA daycare thing $360

    • Previously daycare was $1300

    • This price includes YMCA membership and aftercare costs

  • Bit of eating out, a Netflix subscription

  • Sofi Account

    • Has $1700
  • Fidelity

    • 401k $4'955

    • Brokerage has like $20

  • Needs around $5000, a month to get the debt paid off in a reasonable amount of time, $3844 absolute minimum to live

Jump in the discussion.

No email address required.

Jump in the discussion.

No email address required.

You had a chance to not be completely worthless, but it looks like you threw it away. At least you're consistent.

Jump in the discussion.

No email address required.

Link copied to clipboard
Action successful!
Error, please refresh the page and try again.