.webp?x=8 "Current Thing (support) - Slava Ukraini!")
Natalie 22,
Christian 23,
Willis TX
Careers -
Natalie - stay at home mom (2 kids)
First kid intended, second not
Not planning any more kids (later clarified to not planning any within the next year and a half)
- Out of nowhere - "I could probably only go through with having one more kid, I almost died with my last one" timestamp
Christian - restaurant manager
- recently got a promotion
Household income net $5200-$5400 a month
Finances -
HELOC background
Christian's initial explanation timestamp
Was in insurance "for a while" "buying insurance leads" "living on a credit card"
15'000 credit limit from chase at 18
"Why did we take out a HELOC" timestamp
Pay off credit card debt
Credit card bills were $600 a month minimum (later clarified to $900), saw his options as taking a HELOC or failing to pay them
"He has a problem telling me no" timestamp
- "I ask for things and he won't tell me we don't have the money for this"
Overall - 5'161 in, 6'630 out timestamp
- Higher last month to attend cousin's wedding in Oklahoma, they turned it into mini-vacation "went crazy"
Don't create budget at the moment
Pay-advancing timestamp
"Did you know he's pay advancing"
- "I don't even know what that is"
His explanation is a little weird, I don't understand
Cars timestamp
Toyota Sienna (21,281, 8.9%)
549.50
Over 100'000 miles, banks will only do 48 months
He drives her old Toyota Corolla
32'419/32'500 at 12% timestamp
This is the HELOC
"Part of the reason it's so high is because we also had a second lien on our house" timestamp
Credit card ($2'446 / 14'000) timestamp
Was paid off prior to last month, not any more, had car repairs on the Corolla because it wouldn't pass inspection without it
Lot of random spending lmao
Moid stop stops at the gas station for a bear and some chips nearly every day
- Says there is a specific brand of Doritos he can't find at HEB
His credit score is 750 post-HELOC
Moid Affirmed Hair Removal timestamp
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She's a tradwife and he isn't earning enough which is to be expected because he's 23. They started a family a few years too early.
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In fairness daycare would very likely eat anything she could earn outside the home.
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More like tardwife then.
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Smart move is to make a bit of extra cash babysitting other people's kids during the day.
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They're not Mexican, they can't just be running an illegal daycare.
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This is America.
You can do whatever you want.
It's right there in the constitution.
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Getting licensed to have a small (read, under 6 total kids) home care isn't that big a deal really
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"illegal daycare"
neighbor what
Follower of Christ
Tech lover, IT Admin, heckin pupper lover and occasionally troll. I hold back feelings or opinions, right or wrong because I dislike conflict.
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Lotta
that run unlicensed daycares for dirt cheap, since they all reproduce like rabbits.
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I agree, I think they should have waited five years until he earns enough money to support that kind of arrangement.
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Either way his single income is just fine for a family of four if they spend modestly.
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my gf is a trad girl too but her family are multimillionaires so we don't have to care about money 😏
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I dont believe this.
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it's true, her parents will buy us a house after we got married
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Not that part. The part where a woman willingly has s*x with you.
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you'd be surprised, i'm actually very popular. The number of foids i have rejected (2) is actually higher than the number of foids that have rejected me (1)
e: I just remembered, i actually rejected 3. I don't think my standards are super high but maybe they wouldn't agree
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Post s*x tape as proof.
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no. the reason i'm so popular with women is that i respect them and see them as people. also because i'm a goodlooking dude
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Definitely fake. Women don't respect a man that respects them.
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Im going to get one of you to post a s*x tape.
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On the other hands his kids won't be dramatards
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implying his income hasn't peaked already. He works in a restaurant.
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"Sane"
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