Natalie 22,
Christian 23,
Willis TX
Careers -
Natalie - stay at home mom (2 kids)
First kid intended, second not
Not planning any more kids (later clarified to not planning any within the next year and a half)
- Out of nowhere - "I could probably only go through with having one more kid, I almost died with my last one" timestamp
Christian - restaurant manager
- recently got a promotion
Household income net $5200-$5400 a month
Finances -
HELOC background
Christian's initial explanation timestamp
Was in insurance "for a while" "buying insurance leads" "living on a credit card"
15'000 credit limit from chase at 18
"Why did we take out a HELOC" timestamp
Pay off credit card debt
Credit card bills were $600 a month minimum (later clarified to $900), saw his options as taking a HELOC or failing to pay them
"He has a problem telling me no" timestamp
- "I ask for things and he won't tell me we don't have the money for this"
Overall - 5'161 in, 6'630 out timestamp
- Higher last month to attend cousin's wedding in Oklahoma, they turned it into mini-vacation "went crazy"
Don't create budget at the moment
Pay-advancing timestamp
"Did you know he's pay advancing"
- "I don't even know what that is"
His explanation is a little weird, I don't understand
Cars timestamp
Toyota Sienna (21,281, 8.9%)
549.50
Over 100'000 miles, banks will only do 48 months
He drives her old Toyota Corolla
32'419/32'500 at 12% timestamp
This is the HELOC
"Part of the reason it's so high is because we also had a second lien on our house" timestamp
Credit card ($2'446 / 14'000) timestamp
Was paid off prior to last month, not any more, had car repairs on the Corolla because it wouldn't pass inspection without it
Lot of random spending lmao
Moid stop stops at the gas station for a bear and some chips nearly every day
- Says there is a specific brand of Doritos he can't find at HEB
His credit score is 750 post-HELOC
Moid Affirmed Hair Removal timestamp
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She's a tradwife and he isn't earning enough which is to be expected because he's 23. They started a family a few years too early.
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In fairness daycare would very likely eat anything she could earn outside the home.
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Smart move is to make a bit of extra cash babysitting other people's kids during the day.
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They're not Mexican, they can't just be running an illegal daycare.
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This is America.
You can do whatever you want.
It's right there in the constitution.
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Getting licensed to have a small (read, under 6 total kids) home care isn't that big a deal really
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"illegal daycare"
neighbor what
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Lotta that run unlicensed daycares for dirt cheap, since they all reproduce like rabbits.
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I agree, I think they should have waited five years until he earns enough money to support that kind of arrangement.
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More like tardwife then.
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Either way his single income is just fine for a family of four if they spend modestly.
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my gf is a trad girl too but her family are multimillionaires so we don't have to care about money 😏
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I dont believe this.
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it's true, her parents will buy us a house after we got married
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Not that part. The part where a woman willingly has s*x with you.
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you'd be surprised, i'm actually very popular. The number of foids i have rejected (2) is actually higher than the number of foids that have rejected me (1)
e: I just remembered, i actually rejected 3. I don't think my standards are super high but maybe they wouldn't agree
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Post s*x tape as proof.
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no. the reason i'm so popular with women is that i respect them and see them as people. also because i'm a goodlooking dude
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Definitely fake. Women don't respect a man that respects them.
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Im going to get one of you to post a s*x tape.
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On the other hands his kids won't be dramatards
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implying his income hasn't peaked already. He works in a restaurant.
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"Sane"
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how do you watch this, the snarky host is insufferable
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fr he's so fat and greasy. idk where this ego comes from.
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He used to be better but he sold out to the YouTube algorithm.
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The write ups are better than the videos.
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I saw the thumbnail and just assumed the fat guy was the poor with no impulse control. He needs a dietary audit.
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The whole show is a farce now I wouldn't be shocked if some people are actors here based on how cartoonish they are. What happened is the episodes with crazy people did yhe best so now he mostly just does crazy people except the crazy people are now all the same and not interesting trainwrecks like the 50 year old mlm guy or the journo who said he was too smart to be a wagie cause he'd be immediately fired for being too smart.
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I got mithridatized. He started this stuff more normal and slowly became a caricature of himself as time's gone on. Pretty sure I pasted this video in another thread but it's night and day looking at his older stuff and not in a good way.
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Natalie leave the kids to the twink and come to me
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Snapshots:
:ghostarchive.org
archive.org
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!leafs why do you still live in Ontario? This man manages a restaurant in a small town and makes the net income of a $125k CAD earner. You have to live in Ontario because that's where the jobs are, right?
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I don't live in Ontario but I would to be closer to my family, I'd rather live in America though, upstate New York would be close enough
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I've genuinely thought about flying to Mexico, throwing my passport away, and trying my luck at sneaking across the border.
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Not the worst plan, but as a Canuck you can get a job in the Promised Land pretty reasonably with a TN visa.
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Do burger employers actually look at those applications? I've heard its such a pain in the butt they don't bother.
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Easier in some lines of work than others. Like imagine you're in software, they can pay you less than an American but you'll do much a better job than an Indian (and don't need the H-1B lottery which is much more of a hassle). It's also easier if you're already in the U.S., like let's say you get your Leaf company to transfer you to the US office on an L visa, then you'll be in a better spot to apply to other jobs.
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Hmm, food for thought. I'm trying to get hired onto a multinational right now, might swing things that way if it works out.
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My families here
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What?
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Tbh, they can probably turn this around by their 30's even if they keep a couple of bad habits. I got a credit card way too early as well, but paid it off as soon as I got a high-paying job.
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Imagine owing $21k on a Sienna with over one hundred thousand miles on it.
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Imagine owing money on a car
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What in the name of clickbait is that cover photo
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Scientifically optimized algorithm gaming, I assume. There's specific deranged shit that draws views in on Youtube.
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