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Gibberish gibb/erish :marseyautism:  3mo ago (youtube.com) 905 thread views #250754

First sane people in months, moid and foid had kids early and are way in debt

https://youtube.com/watch?v=ODlX01a27Ew

Natalie 22,

Christian 23,

Willis TX

Careers -

  • Natalie - stay at home mom (2 kids)

    • First kid intended, second not

    • Not planning any more kids (later clarified to not planning any within the next year and a half)

      • Out of nowhere - "I could probably only go through with having one more kid, I almost died with my last one" timestamp

  • Christian - restaurant manager

    • recently got a promotion

  • Household income net $5200-$5400 a month

Finances -

  • HELOC background

    • Christian's initial explanation timestamp

      • Was in insurance "for a while" "buying insurance leads" "living on a credit card"

      • 15'000 credit limit from chase at 18

    • "Why did we take out a HELOC" timestamp

      • Pay off credit card debt

      • Credit card bills were $600 a month minimum (later clarified to $900), saw his options as taking a HELOC or failing to pay them

  • "He has a problem telling me no" timestamp

    • "I ask for things and he won't tell me we don't have the money for this"

  • Overall - 5'161 in, 6'630 out timestamp

    • Higher last month to attend cousin's wedding in Oklahoma, they turned it into mini-vacation "went crazy"

  • Don't create budget at the moment

  • Pay-advancing timestamp

    • "Did you know he's pay advancing"

      • "I don't even know what that is"

    • His explanation is a little weird, I don't understand

  • Cars timestamp

    • Toyota Sienna (21,281, 8.9%)

      • 549.50

      • Over 100'000 miles, banks will only do 48 months

    • He drives her old Toyota Corolla

  • 32'419/32'500 at 12% timestamp

    • This is the HELOC

    • "Part of the reason it's so high is because we also had a second lien on our house" timestamp

  • Credit card ($2'446 / 14'000) timestamp

    • Was paid off prior to last month, not any more, had car repairs on the Corolla because it wouldn't pass inspection without it

    • Lot of random spending lmao

    • Moid stop stops at the gas station for a bear and some chips nearly every day

      • Says there is a specific brand of Doritos he can't find at HEB

  • His credit score is 750 post-HELOC

  • Moid Affirmed Hair Removal timestamp

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What in the name of clickbait is that cover photo

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Scientifically optimized algorithm gaming, I assume. There's specific deranged shit that draws views in on Youtube.

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I see the poors are pretending to be big wallet niggas again est. 2016

Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'

This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.

We basically fill a niche similar to fatpeoplehate with a bit less actual malice.

PeakPoor is shotgunning mountain dews at 5 years old.

PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure

of capitalism. We do not make fun of poverty to be mean spirited such as that.

Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)

Sitewide rules apply

other rules

  1. Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor

  2. Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)

  3. I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside

to migrate. Contact me if interested.

I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.

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