https://old.reddit.com/r/FluentInFinance/comments/1d3gpwt/wtf_are_they_supposed_to_do_reward_you_for/
/h/peakpoors
Joe_Manchin
I/WV
Official United States Government Account ☑️
6mo ago
(reddit.com)
690 thread views
#272915
Redditors 
Sneed about banks charging them fees 
when they overdraft for Door dash 
and Funko Pops 
- 21
- 57
Top Poster of the Day:
911roofer
Current Registered Users: 28,684
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
other rules
Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
/h/peakpoors SETTINGS /h/peakpoors LOG /h/peakpoors MODS /h/peakpoors EXILEES /h/peakpoors FOLLOWERS /h/peakpoors BLOCKERS
Current software version: 28ea582
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Every bank account I've had, had OD protection as opt-in.
Why would you opt-in if you don't have money?
Fricking poors.
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This neighbor doesn't Murphy's Law-Maxx. If the option is there and free, fricking take it, even if you have fifty gorillion Floyd-bucks in the bank. You never know if you'll get hacked or something.
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This is exactly why I'll never enable overdraft protection.
If someone somehow steals my debit card or otherwise is able to charge my checking account, at least I have plenty of money in my savings account to cover various expenses while I wait for a resolution.
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Why would you opt in even if you had money?
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There's pretty much no reason unless you're living with irregular income and still want to buy necessities without the card declining at the counter.
Basically brokecels who want to avoid the public embarrassment of being broke by going into even deeper debt.
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poors opt in because they've already burned every potential source of credit and view overdrafts as "emergency" payday microloans
of course, poors are generally dumb af and their emergencies are actually frivolous spending
my mother was basically an american gypsy; i know all the tricks
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No but seriously, even when I was making close to minimum wage I got nervous if my checking account ever went into triple-digits near the end of the month. What the frick are these people doing?
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They're being poor.
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How the frick do you even run into this problem?
Literally just keep track of your expenses and upcoming bills
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They're literally Redditors
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Poorcels are genuinely incapable of this. They don't think "I have $200 and a bill coming up" they think "I have money" until "I don't have money"
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I know you have money in the bank now, but how would you feel if you had a bill coming up and didn't have money in your account then?
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I cant believe providing service to a society requires being paid money!!!!
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WHY WON'T THE BANK GIVE ME FREE MONEY!!!
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BE A FRICKING ADULT AND REALIZE THEY WILL DO THAT BUT YOU OPTED IN FOR THE OVERDRAFT PROTECTION
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Just don't agree to the opt-in for overdraft, and you will likely still get the benefits without the fees. For the first 1-2 transactions that take you negative. Banks never spend money on upgrading their systems for processing transactions.
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I've never paid overdraft fees, I used this one simple trick called "only spend money you have"
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They complain about overdraft fees but if the bank would have rejected the payment then they'd get slapped with payment returned fees from the other side.
Still, it is an insane amount. Assuming 320 million people (in reality it's less than this bc for the most part only adults will get charged these fees) that's just over $106/person.
I don't fault the banks here, it's just crazy that millions of people pay literally hundreds of dollars every year for overdraft fees, which are easy to avoid.
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For most banks they charge you a nonsufficient funds fee if you don't have overdraft protection, often the same amount. Either way you can just not charge more than you have though.
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rdrama is my life. I die for my dramanauts. Its some real shit. I met the love of my life here, i gain bussy, i mature, its all part of the dramanaut life.
Snapshots:
https://old.reddit.com/r/FluentInFinance/comments/1d3gpwt/wtf_are_they_supposed_to_do_reward_you_for/:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
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