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I once had a dream I was married to a woman like this :marseyscared:

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hey :marseyflirt:

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It's amazing how the entire credit card system is just built on some people forgetting to pay their loans in time.

It literally throws you free money with their promos and cashbacks as long as you pay your bills

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Yep it's a benefit to the fiscally responsible funded by the fiscally irresponsible.

It's why financial gurus like Caleb Hammer recommend some people ditch credit cards; because they don't have the discipline to take advantage of the situation.

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They also make money from interchange fees and establishing relationships with wealthy customers. It's not just about milking the poors

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Fair. Never thought of that

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Looks like they're just churning? Good for them!

:marseyflirt:

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「Churning」=?

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Constantly signing up for new credit cards to claim sign-up bonuses

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Is that ill-advised

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It's "free" money if you put in some effort and never overextend yourself.

Eventually you might piss off every major bank

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Imagine churning without knowing Chase's zero exception 5/24 rule

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Stupid poeple are keeping the credit card industry alive.

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I do this with bank accounts like every 3 months. EWS is a whole thing you have to be aware of and has the ability to get out of hand but made like 1600 last year for maybe 5 hours of work :marseyshrug:

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