https://old.reddit.com/r/breakingmom/comments/1i8u72q/i_maxed_out_our_credit_card/
/h/toomanyxchromosomes
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1mo ago
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peepeehands
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isn't 1 more than enough
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I check my account at least once a week to see that fatty in my direct deposit
number go up
Yeah my credit limit is $1000
no, I don't carry a balance
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I check my acc daily, takes a minute on my phone. Good on you for not carrying a balance but bro seriously get some more credit, a 1k limit is crazy if you ever have an actual emergency and need cash.
Ive got a $35k limit from just 2 cards and even then I still never carry a balance or come close. While cash savings are fine, its still great knowing ive got an extra $35k I can dip into if I ever need to wipe my savings.
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i always carry a balance to the end of the due date to get that extra savings interest, including for rent
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Well I pay it on the last day..
Actually I usually forget and pay it a day late
I don't think I'm getting in trouble for it thoughbiet
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i just setup a scheduled payment for the last date sometime between getting the statement and the due date.
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