[Deleted by author.]
When did you realize the entire global economy is reliant on r-slurs being r-slurred with money? 
- 144
- 131
Top Poster of the Day:
DarkDeity
Current Registered Users: 26,821
BROWSE EFFORTPOSTS
SITE GUIDE
HOLES
PING GROUPS
Live commit: 5f32edd
Jump in the discussion.
No email address required.
Do not like.
Jump in the discussion.
No email address required.
More options
Context
Jump in the discussion.
No email address required.
More options
Context
SHE LOOKS LIKE ONE OF THOSE PUPPETS FROM MR.RODGER'S neighborhood...
Jump in the discussion.
No email address required.
More options
Context
14% apr
Jump in the discussion.
No email address required.
More options
Context
Jump in the discussion.
No email address required.
More options
Context
Hey, I saw that you just joined rdrama and a group of people who hate me are trying to smear my name by calling me a date male feminist. I just wanted to let you know that it's not true. If you want all the receipts proving it they're right here.
The TL;DR is that I hooked up with one of the hot girls on rdrama, and since I was twice her age, a lot of the guys here who wanted to bang her got jealous and assumed that the only way I could have managed that was by raping her, even though she herself said both before and afterwards that it was all completely consensual. So now that you're the new hot girl on rdrama, I guess they think that I'm going to somehow seduce you into flying all the way across the country (or some crazy shit like that) to hook up with me and they're trying to talk shit about me to make sure that doesnt happen. I don't understand it either, but I just wanted to let you know that I'm a nice guy and I hope you'll look at the evidence and make up your own mind instead of listening to all the jealous haters.
Anyway, with that little intro out of the way, welcome to rdrama! The culture's a little rough here and you're probably going to get tons of requests to β’show boobsU but if you talk to some of the women here first before engaging with all the creepy dudes, they'll give you some good advice to avoid stalkers and predators. Or (If you haven't been scared off by the rumor mill) you're welcome to ask me and I'm happy to help.
Just out of curiosity, how did you find this place?
Snapshots:
https://twitter.com/JimboPastoral/status/1774142340795359494:
ghostarchive.org
archive.org
archive.ph (click to archive)
Jump in the discussion.
No email address required.
More options
Context
A relative in my family has a net worth of over $100m and drives the same fricking 10 year old subaru he always has π.
Jump in the discussion.
No email address required.
Lol, would love to meet the guy. Can you give me his adress?
Jump in the discussion.
No email address required.
You can probably steal the same things from the guy who spends 1/20th on security.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
That's why he has over $100m
Some
above thinks you're only successful if you spend to look successful
Jump in the discussion.
No email address required.
More options
Context
More options
Context
House poor is one thing but car poor is just pathetic.
Jump in the discussion.
No email address required.
More options
Context
She would be attractive if she wasn't so overdone. Why is she red? And them teeth are screaming.
Always liked the southern accent in women though. I know some Vietnamese chicks from the south that talk like that, and it's actually very charming.
Jump in the discussion.
No email address required.
I hate that fake teeth fake lips fake skin combo. She terrifies me.
Jump in the discussion.
No email address required.
More options
Context
Nah
Jump in the discussion.
No email address required.
More options
Context
More options
Context
It's easier to get ahead when the competition is dumb
Jump in the discussion.
No email address required.
More options
Context
Willing to wager a few of the payments on that truck were late - simple interest is hard for some people to figure out.
Yes, let both cars go back so you can be sued for the deficiency balance.
May Marsey Ta'aevann rectify our affairs. Marseummarhamna bil Bussy 'azeem.
Jump in the discussion.
No email address required.
It's tiktok, so
for all ITT.
A lot of debtors don't understand the APR option.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I've seen a few youtube videos about how the car loan version of 2008 is coming and it seems like it's always
but I just don't see how it can't hit eventually. Even shitty cars are crazy expensive now. I make good money and there's no way I'd make $1000/month payments for 7 years on one of those shitboxes.
Jump in the discussion.
No email address required.
Not sure how it would bankrupt any corp. The auto repo market is pretty well established and they can just afford to take hits
Jump in the discussion.
No email address required.
lmao dude that aint how it works, the "hit" they take on cars is around the same, the question is: how many hits can they take
Jump in the discussion.
No email address required.
Like they care just repo the car and sell it to the next bipoc for the same inflated payments
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
my car car cost 4k cash.
Jump in the discussion.
No email address required.
No one asked
Jump in the discussion.
No email address required.
shoot you in the head irl if i ever get your addy
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
the banks might not get all their money back in a repo but they get a larger portion back than trying to "repo" a college degree
Jump in the discussion.
No email address required.
Yeah but there's more value to society doing that
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Car loans are different because no one expected the underlying assets to appreciate. So yes, there is already way more repos than before and the banks are taking losses, but there isnt billions of dollars based on expecting car values to go up.
Jump in the discussion.
No email address required.
Isn't it more that the banks expect a certain number of defaults?
Jump in the discussion.
No email address required.
More options
Context
Isn't it worse if they don't expect the cars to appreciate? When they repo, they're worth nothing.
Jump in the discussion.
No email address required.
They're definitely worthless when Shaniq'a drives the thing off the tow truck
Jump in the discussion.
No email address required.
but depending on where shaniq'a lives, xhe may be served papers on the deficiency balance (made much larger by reducing the value of the car at auction) and have to deal with wage garnishment pending the results of the judgment
May Marsey Ta'aevann rectify our affairs. Marseummarhamna bil Bussy 'azeem.
Jump in the discussion.
No email address required.
Good joke mate
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
Yeah except thats already factored into their bad debt estimations. Its beating those estimates but the real reason the housing crash wrecked so much is that there were bets on bets on bets all based on the original bet that houses would appreciate.
Im not a financial expert but I watched The Big Short and my TRowe buddies confirmed that it got the general idea right
Jump in the discussion.
No email address required.
More options
Context
The mortgage crisis happened because there was an order of magnitude more money tied up on bets the houses would appreciate in value. Literally, for every dollar lent on a mortgage, 10 or more were betting the house would increase in value.
If all that happens is that the banks lose money on the original loan, that is tame, especially since the bank can recuperate a decent amount of those losses after a good repo.
Jump in the discussion.
No email address required.
lul, the big short did more to ruin "smart" people's understanding of the financial crisis than ignorance ever did. don't base your understanding on faulty moc docs
Jump in the discussion.
No email address required.
I apologize for simplifying, redditor. Mortgage backed securities can represent more than just a bet on "housing market go up".
Jump in the discussion.
No email address required.
no hahaha what i say is that the fin crisis has not much 2 do with the "tied up bets" lol
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
It's better when an asset that you don't expect to appreciate doesn't appreciate, than when an asset you DID expect to appreciate doesn't appreciate.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
That's kinda worse because it's really easy to wind up underwater on a car loan and then when it's repoed, the bank/dealership can't count on getting the same value when they go to resell it.
Jump in the discussion.
No email address required.
Go check my other reply, i dont wanna write it out again
Jump in the discussion.
No email address required.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Yeah, they already weren't. Turns out they knew it was a car all along!
Jump in the discussion.
No email address required.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
More options
Context
When my $100,000 Funko Pops collection didn't appreciate in value anywhere near what I was promised.
If anything they've GONE DOWN in value.
But, you know what, maybe if I can just get the complete set, its value will skyrocket.
Jump in the discussion.
No email address required.
Maybe you shouldn't have nutted on them
Jump in the discussion.
No email address required.
Maybe you should keep yourself safe
Jump in the discussion.
No email address required.
More options
Context
But they're worth EVEN LESS without my special sauce.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
I learnt this lesson from a pretty young age, as it's pretty obvious in America.
Does anyone really have stuff they can't live without? Aside from rent/mortgage and insulin injections, 90% of the shit people buy is junk they think they need to impress others. Our clothes are overpriced plastic, and we buy fast food because we're lazy. We lease new cars two at a time, and put most of our self-worth into our possessions. I think America's homeless also consume at the rate of like 50 average Africans per capita.
Maybe I got an early education because my dad is basically just a douchebag 10-year-old who spends all his time with his friends talking about the dumb shit he's bought or going to buy. But go to the Midwest and eavesdrop on some fat white women talking to one another (
): pretty good chance they talk about their purses or SUVs or televisions, in between MAYBE talking about their kids' soccer games.
Excuse me: I'm rambling because I hate white people.
Don't forget to turn off signatures in settings!
Jump in the discussion.
No email address required.
THE CONSEQUENCES OF CIVILIZATION ARE LONG AND AGONIZING. WE SHOULD OF NEVER LEFT OUR CAVE HOMES AND TREETOP homes...
Jump in the discussion.
No email address required.
More options
Context
Do you even know how Mitsubishi came to be it's current awful self?
Year 2000, literally 0 down 0 interest guaranteed for anyone.
Now look at all Mitsubishis and realize why they became a black people staple 24 years ago
Jump in the discussion.
No email address required.
Now nissan got the wakandan market, the maxima is synonymous with ghetto trash
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Insulin is a psyop to make people dependent on the government
(I remember there was some commie thread where the anarchists were arguing that communities could make their own insulin lmao)
Jump in the discussion.
No email address required.
This fat can't even imagine people making their insulin
Jump in the discussion.
No email address required.
If you could steal a culture of one of the proprietary GM bacteria one of the big companies use it probably wouldn't be that hard
Jump in the discussion.
No email address required.
More options
Context
These people can't even grow a potted plant
Jump in the discussion.
No email address required.
Jump in the discussion.
No email address required.
More options
Context
I know this about commies, but the joke is that everyone automatically makes their own insulin except diabetics who are fat
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
A huge amount of human behaviour in general is just doing shit that you think you need to do to win the approval of others. Even on arrdrama as soon as there's a money thread everyone starts to talk about how wealthy they are compared to the other guy and etc
If you can gain the ability to reflect on that and cut out all the stuff that doesn't actually have any practical value (who gives a shit what the neighbours think etc) then life improves no end.
Most people seem to find that out eventually but it seems to take until they're literally elderly to do so.
Jump in the discussion.
No email address required.
Jump in the discussion.
No email address required.
More options
Context
!slotsmb5000
Jump in the discussion.
No email address required.
!slotsmb5000
Jump in the discussion.
No email address required.
!slotsmb5000
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
Yeah look at any rrrrdrama thread where a FEMALE GRIL posts
Jump in the discussion.
No email address required.
More options
Context
More options
Context
The averagae goy is so stupid it's unreal
Jump in the discussion.
No email address required.
In America there are interest payers and interest receivers, you decide what side you want to be on
Jump in the discussion.
No email address required.
More options
Context
A real strategic decision is choosing to live in a small country surrounded by overpopulated and hostile nations, while your professional class has a below replacement birthrate, with the contingency plan of doing Custer's Last Stand if shit hits the fan.
Jump in the discussion.
No email address required.
Yeah but chocolate and fancy watches tho
Jump in the discussion.
No email address required.
More options
Context
Notice how nearly all jewish billionaires support Israel, but none of them actually live there. Curious.
Jump in the discussion.
No email address required.
No shit, why try to steal money from the most stingy people on earth when you could double your profits with half of the effort by targeting goys instead?
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
Its consoomer core culture, you don't become a high achiever(usually) if you don't want to consoom, highest tier of consoomption comes from showing off to others and its always a virtuous cycle for the economy so its promoted. Keeping the top 1% workers motivated is very important to keep economic edge. The list of cool shit you can own at affordable prices is definitely one of the key things attracting so many of them to America, most of them can live pretty comfy lives in their own countries too.
Jump in the discussion.
No email address required.
This is poostrag mentality, in top circles this kind of r-slurred brand obsessed idiots are shunned for good reason, everybody knows they can't be trusted to not make shit decisions and burn their money away.
Jump in the discussion.
No email address required.
Who buys the million dollar watches, tens of millions of dollar yachts, overpriced football teams, newspapers etc? You can't tell me buying a yacht as opposed to renting one is in any way financially sensible, how many days a year will you spend aboard? I would be surprised if its more than 2 weeks for the billionaires. I hope to someday own a small oceangoing vessel so it makes me
even more seeing people who pay so much money just to have the ships float in view of ports all the time.
Upper middle class and they just have different types of r-slurred consoomption practices.
Jump in the discussion.
No email address required.
That's on another level, the 1% of the 1%, the billionaires, I'm talking the working rich.
Jump in the discussion.
No email address required.
More options
Context
It is, if you rent it when you are not using it personally (which is 95% of the time).
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
Back in the day people would make lots of money and give it away to charity and their kids. I know it's hard to imagine now but I actually have living memory of those people existing at one time.
Jump in the discussion.
No email address required.
Now it goes to megacorporations and (((banks)))
Jump in the discussion.
No email address required.
More options
Context
Charity is a form of conspicuous consumption.
Jump in the discussion.
No email address required.
More options
Context
Charity too is competing for status in a way. Even if you aren't publicizing it, you do it cause it makes you feel better than those who don't. No one feels virtuous about paying taxes for eg though taxes probably are actually spent more on useful stuff than charity buxx.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
lmao if you think poor spending habits are a white people only or even mostly white people thing, you're kinda r-slurred
Jump in the discussion.
No email address required.
Foid isn't mayo lol
I've seen "black" people whiter than that
Jump in the discussion.
No email address required.
More options
Context
The brownification of the US is literally rooted in non-whites spending higher shares on consumer and luxury goods, having higher price tolerance, and zero interest in capital goods.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
It's so crazy to me seeing ppl who never learned how to manage their money. Like what did their parents teach them?
Jump in the discussion.
No email address required.
Tbf its like calories in calories out. Its not actually an ignorance issue its a behvaior issue and the two go hand in hand in amerikkka where we push unhealthy things
Jump in the discussion.
No email address required.
More options
Context
The real question is where that plastic mayo b-word is getting that money from, influencer?
Jump in the discussion.
No email address required.
Outrage bait videos.
Jump in the discussion.
No email address required.
What kind of outrage? she looks like white trash so I'm guessing miga shit
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
Mummy and daddy
will take care of it.
Jump in the discussion.
No email address required.
More options
Context
They'll claim their parents never taught them to be good with money but their parents also didn't teach her to give head and she figured that out pretty quick
Jump in the discussion.
No email address required.
More options
Context
More options
Context