https://old.reddit.com/r/borrow/comments/1hv1fev/unpaid_upresentstomach2909_800_1_month_overdue/
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peepeehands
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/u/DismalAd9 has not taken and completely paid back any loans.
/u/DismalAd9 has 165 loans paid as a lender, for a total of $92355.98
/u/DismalAd9 has not received any loans which are currently marked unpaid
/u/DismalAd9 has 25 loans unpaid as a lender, for a total of $12355.00
/u/DismalAd9 does not have any outstanding loans as a borrower
In-progress loans with /u/DismalAd9 as lender (24 loans, $12060.00) (17 loans omitted from the table):
financial analysis time:
it seems a three month time to pay is normal, at 20 %. That is about 80 % per year. that is 74k+12k so 86k loaned out. He lost 12 k, and won 18 k. So he got about 6k profit a year on 86k. Assuming a year of doing this shit. That's a gross of 7 %. Return on capital in the market is, say, 4 % average, so he is 3 p.p above market.
dramabros, should we get into this??
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Those returns are not high enough to justify the beta on lending money out to reddit dogwalkers
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wrong, loaning out money to single redditor moms at 20 % per month is alpha af
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zoz
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zle
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zozzle
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Are you implying this is high risk lending?
Surely you don't think people would just lie and ghost you online?
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Seems like more work than a couple percent in a mutual fund is worth tbh
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Yeah, if you put money into the S&P 500 you would've made 20% this year.
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You could also lose 10% on the S&P next year
...Of course, you could also lose much more than 10% off of rebbitors if the economy smacks back that hard, too. 
Choices, choices.
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Stocks have way outperformed 4% the past few years. Probably 10% the last 3. He's absolutely losing money compared too just parking it.
Cope and seethe trump for prison is dead
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you could automate it, maybe even get people like
@J or 
@BrokeBackBuck to write a machine for it based on best loan takers
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Yo, Ya comment got automatically removed cuz ya forgot ta include
Trump for prison. Don't worry, we gotchu! We ain't gonna letcha post or comment nuttin' that don't express ya love and acceptance towards minorities. Feel free ta resubmit ya comment withTrump for prisonincluded. This is an automated message; if ya need help, ya can message us here.Jump in the discussion.
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Yes but lend it all to me
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