It's such an incredible red pill. Leftoids love to talk about how poor people would just all get their shit together if you gave them money, completely ignoring that you can see a million cases like this that prove them wrong. Some people are just dumb and are going to frick up no matter how much you help them.
KoreanDramaKinghey/hem
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Tack 1d ago#8018656
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You just know an Injun tribe is truly doomed when their Indian casino has young Injun women working as cocktail whores waitresses
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I know a girl who divorced her doctor husband because he wasn't making enough money under the weird delusion that she can do better.
She lives with her married younger sister now and now she's complaining that they're trying to box her out because they want to have kids and have been hinting at her to GTFO.
Charitably, maybe they get paid weekly and have it automatically sent to the escrow for their PITI payments bc they're so r-slurred w/ money that they'd spend it before the end of the month otherwise.
Edit: But they mention working school hours, and I can't think of anybody working at a school who would be paid weekly. Def not teachers, I don't think even the jannies there get paid weekly.
I don't remember all the details but doing it biweekly shaves a year or 2 off the mortgage, we wind up making a few extra payments every year because of it. I'm planning to pay mine off way early anyway so it's not a big deal
You can literally just elect to pay more every month for the exact same impact. There is absolutely no reason to keep the money earning basically no interest in the escrow account longer than it needs to be. Just pay monthly and if your budget allows, pay extra each month.
Both of these are idiotic. What you actually want to do is called recasting the morgtage which will directly lower the principle outstanding, which in turn lowers your interest and monthly payments. So take those extra payments you are making, stuff them into a bond or CD or money market fund until you reach the minimum for recasting (usually 25k or so) and do that.
There is a reason the bank so prominently displays the "pay extra each month" option while never directly telling you about recasting (unless you are rich). The former is a good deal for the bank, the latter for you.
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It's remarkable to me how poor people can get a huge windfall and proceed to use it to entirely destroy their lives.
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It's such an incredible red pill. Leftoids love to talk about how poor people would just all get their shit together if you gave them money, completely ignoring that you can see a million cases like this that prove them wrong. Some people are just dumb and are going to frick up no matter how much you help them.
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No, it's because of capitalism and socioeconomic factors that they just do r-slurred shit and burn all the cash even when someone begs them not.
Leftoid gibs are different from lotto winnings and resolve those socioeconomic factors.
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I know people are r-slurred, I just think even r-slurs should have healthcare.
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Healthcare, sure, but I was talking about the UBI 'tards
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I'd support a UBI if it replaced welfare and everyone got it.
Right now we have a taxpayer funded BIPOC breeding program.
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I can agree with that.
Now whether or not fatties deserve healthcare, I'm less sure.
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You can look at any indian reservation and see why giving people free money doesn't work
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You just know an Injun tribe is truly doomed when their Indian casino has young Injun women working as cocktail
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It's almost like most poor people are poor because they make bad decisions and have no forethought.
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This is what happens when you let your wife forget that she would torpedo her life without your guidance.
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I know a girl who divorced her doctor husband because he wasn't making enough money under the weird delusion that she can do better.
She lives with her married younger sister now and now she's complaining that they're trying to box her out because they want to have kids and have been hinting at her to GTFO.
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Lmao. Rentoid detected.
!homeowners
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weekly mortgage?
definitely
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americans are weird with units. at some point you just accept it. I'm just happy he didn't use fortnite or something
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Fortnite is part of the metric system, I'm pretty sure.
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I doubt he's paying a mortgage weekly probably more like out of their weekly budget they have to save money for the mortgage (and lotto tickets ofc)
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Charitably, maybe they get paid weekly and have it automatically sent to the escrow for their PITI payments bc they're so r-slurred w/ money that they'd spend it before the end of the month otherwise.
Edit: But they mention working school hours, and I can't think of anybody working at a school who would be paid weekly. Def not teachers, I don't think even the jannies there get paid weekly.
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https://old.reddit.com/r/AITAH/comments/1jq5epo/comment/ml9jc3v/?context=8
They mention working school hours because they have kids in school.
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Oh. Well maybe they do get paid weekly then. Maybe they're like cashiers or some shit, it's gotta be a job where they can get weird shifts.
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Reading through his comments, I think he's Australian.
Maybe that's more common there?
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I know they pay their rent weekly in Australia so it's probably just the same for a mortgage there.
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Idk, my mortgage is every two weeks. I don't think weekly was an option, but I didn't really pay attention tbh
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I didn't realize there were any that weren't monthly. Like you can set up biweekly payments but the actual bill is usually per month.
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I don't remember all the details but doing it biweekly shaves a year or 2 off the mortgage, we wind up making a few extra payments every year because of it. I'm planning to pay mine off way early anyway so it's not a big deal
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You can literally just elect to pay more every month for the exact same impact. There is absolutely no reason to keep the money earning basically no interest in the escrow account longer than it needs to be. Just pay monthly and if your budget allows, pay extra each month.
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We can still do that with biweekly payments
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Both of these are idiotic. What you actually want to do is called recasting the morgtage which will directly lower the principle outstanding, which in turn lowers your interest and monthly payments. So take those extra payments you are making, stuff them into a bond or CD or money market fund until you reach the minimum for recasting (usually 25k or so) and do that.
There is a reason the bank so prominently displays the "pay extra each month" option while never directly telling you about recasting (unless you are rich). The former is a good deal for the bank, the latter for you.
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Just pay off the entire mortgage at the start. Are you a poor?
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No, paying cash up front for anything is for poor people. Rich people tax advantage to the max.
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Need to remember this for when I buy a house.
(Not a rentoid, just living in your walls.)
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Borrow money for a home? Why not pay cash up front? Or take one of the family auxiliary homes?
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OP forgot what he wrote before for his fake post or just poors completely incapable of grasping their spending?
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They NEED $500 a week for funko pops
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They prolly get paid weekly or alternating bi-weekly and put away for monthly mortgage.
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Vaxxed?
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Snapshots:
https://old.reddit.com/r/AITAH/comments/1jq5epo/aitah_for_telling_my_wife_we_either_share_our/:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
ghostarchive.org
archive.org
archive.ph (click to archive)
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This a made up story. The chances to win the lottery are so small it means it's an even smaller chance that the winner would post about it on reddit.
But here's the tell. It's his wife but he says they bought a ticket together when they moved in together.
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