EFFORTPOST Financial Audit of a Journ*list

https://youtube.com/watch?v=oZpWki2mOA4

Fantastic episode today. Guy's incredibly arrogant, typical journ*list. He believes he's famous? He keeps bringing up his degree in Information Systems and spergs a little (timestamp) when fatty says nobody cares. Comments are fire. Schizophrenia? He reminds me of a few I've encountered.

Chads show themselves in the comments

https://i.rdrama.net/images/16807157466835713.webp

Everything I have written may or may not be right and might be completely exaggerated, don't trust me. I can't even spell right most of the time. :marseynerd:

Response to a basic financial plan

'I don't care enough to stop eating taquitos'

Pure undiluted seethe the near the end

  • The taquitos are a massive sticking point. Same with being called a baby

Vein goes bulgy

https://i.rdrama.net/images/1680715746727659.webp

41 years old

Lives in Austin

"What do you do for a living?"

"Too many things"

"Okay, go on"

"I don't even know really, I'm just like hustling every day basically because I have been blacklisted from most jobs [laughing] because [laughing] I have a...[laughing] criminal background"

"woah what did you do?"

"I told Governor Abbot on Twitter that I would eat his heart and... umm.... that like solicited a big reaction" :marseyretardchad:

"Misdemeanor B, terroristic threat," did this in 2018

Background:

  • Moving in two months to Dallas Fort Worth area

    • Lots of connections there and way cheaper

      • Former client is the mayor of Arlington?
    • Doesn't have a place lined up yet

Jobs:

  • At least a 6 year resume gap?

  • 'I've applied for every job in this city'

    • Wattaburger

      • Said no to being a cashier because he was interviewing for a PTA director job
    • Gets chewed out about picking and choosing jobs instead of actually going for things :marseyxd:

    • 'I can only take so much rejection'

      • Takes being called a baby very seriously :marseypoor:
  • CV:

    • Owned Avertizing agency

      • Got assaulted and apartment burned down? Didn't have renters insurance. wtf? Something's weird here.

      • 11 years ago

    • Journ*list

      • Paid $15 an article that would take full day to write

      • Also helped the site with advertising and made a 10% cut of that?

  • Was not employed when he made that tweet?

  • Former Journ*list, polemicist, and policy analyst. Wrote for 'thenewcivilrightsmovement.com'

    • Stopped in 2016 because he had a mental breakdown when trump was elected

      :#marseytrump:
  • When rejected from job they either say:

    • 'I'm overqualified'

      • 'I'm overqualified for most things'
    • Some are because of his background check

  • As things go on he reveals his true colors:

    • 'I think that's what people are afraid of. That if I go into a job they're afraid I'm going to be their boss right off the bat because I might be because that's my attitude and I'm smart and I can boss people. I have a degree in information systems. I've been a journ*list, I've been a policy analyst, an avertising agency, I've built apps'

Why won't you accept the jobs you feel are beneath you?

Because something better is going to come along and I just know it

Savings:

  • Savings? Gone.

    • Owned an advertising agency for eight years? :marseythinkorino:

    • Peaked at $10'000

  • Nothing in retirement IRAs etc

  • Parents paying his rent

    • Mother is 63, Dad is seventy-something

    • Hasn't spoken to his sister in years

  • Income:

    • 'Random research papers,' 'strategy briefs,'
  • Started month with $67 in his account

  • Ended month with $800

Expenses:

  • Rent: 1500

  • Lotto.com 'I'm gonna hit it big, make millions'

    • 'I've spent like $30' (he's spent more)
  • Pays for OnlyFans, and Bari Weiss's substack among many other subscription

  • Buys Taquitoes from 7-11 daily, hundreds of dollars flushed away on that and other useless shit

Short Term Loans:

  • 'They send you a check in the mail'

  • 30% loans to 100% apr

  • $3000 in them

  • Wanted to find a musicisian to develop an album with him :marseyxd:

    • Something about Open Mics?
  • Monthly payments are ~100

  • 'It will be paid off soon I think'

  • Most recent one was early March this year

Debts:

  • Car

  • $9000 on it

  • 14% interest rate

  • $70 a month minimum payment

  • Credit Card

  • Capital One

    • $700

    • 18%

51
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This is my new favorite yt channel. I always knew these people complaining about capitalism lived like this but never seen it verified like this.

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They are like mini-heck's kitchen episodes. Delusional people being put in their place :marseylois:

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A lot of people on there are straight up mentally ill tbh.

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Havent seen enough episodes to make that determination. The person linked in the vid above is probably diagnosed with something but his immaturity is his greatest hurdle still.

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I mean a lot of them seem unable to grasp basic concepts, like they're being told they can't just carry 10k in credit card debt while spending all of their free income on fast food and it doesn't process for them.

Others are "self employed" making 90k a year and not putting anything aside for taxes.

I would go as far as to say this guy is exploiting r-slurs for youtube views.

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Many of the more stubborn ones I’ve seen so far, the person claims they “don’t care” about retirement or saving at all. They really don’t understand basic finance but that doesn’t make them automatically mentally ill. They are rslurs but only due to being ignorant.

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