Ariel 30 and David 35, Louisville TX
Personal Lives:
No kids
Married for a year
Education: timestamp
Husband
No college
Current career plan is becoming a dominoes guy? I'm so confused timestamp
- Sounds like he's being sold down the river tbh but I'm paranoid
Wife
BS in Rehabilitation and Concentration of Orientational Ability (not sure I heard this right)
Had to pass a test to work in the field but failed it and they wanted her to take it again so she tried to get a job in the process while studying for the test so she went for another area of work and never took the test a second time?
- Salary for this is between 55k (average) and a 104k (top)
Started college for nursing but she couldn't handle vomit
Careers:
Both have 80 hour work weeks
Ariel -
Both jobs remote
Payment processing for an auto company
Second job at a comtech company helping build websites?
40k salary from each job
David -
Amazon Warehouse forklift driver
- 39 hours 17.20 a week. Flex hours
Dominoes Pizza Delivery Driver
40 hours
Around 260 biweekly and 600 a week in tips?
Donates plasma twice a week
- around 120 a week
Debt:
Why are you guys working so much timestamp
- Claim they've already started trying to get rid of debt, almost gotten rid of husband's then dealing with the wife's after
Didn't save money for their wedding, some of their debt is from that
"Are you guys completely on the same page when it comes to personal finances?" timestamp
- Wife wants to do things, husband wants to get rid of debt
Wedding expenses discussions timestamp
2019 Toyota Highlander 44'332 => 32'806
$725 minimum monthly payment
5.4%, 5 year
Thinking about selling it. Believes it's not upside down
At the time he'd purchased this, a year or two ago, he'd paid off ALL their debt except her student loans
"I got all those credit cards because I was taught that.. you know... umm.. I guess... if you have higher I mean cards with higher limits on it you have I don't remember the technical term for it but I heard it's supposed to be better for your credit if you have a higher spending limit or something like that"
(Card 1) FNBA Visa $3475: timestamp
Paid for Best Man of the wedding's travel expenses
0% but not sure how long it will be
$70 minimum payment
"It's so low, we can definitely get that paid off"
(Card 2) Navy Federal $11'714: timestamp
Wife tried to get into e-commerce "I took a course"
Two $5'000 courses, she got taken for a ride
(Card 3) Navy Federal $3'378: timestamp
For wife's everyday purchasing
Made 116 payment, Bought $544 in new purchases
(Card 4) Discover Card ($6'000)
Husband's
Two sections, 1 accruing interest, 1 not. Already paid off one that was
0% interest ends on September 4th
Part of the wedding debt
(Card 5) Amazon $1400 timestamp
$7.86 interest, $39 late fees, she thought she had auto pay on
400 payments, 360 in new purchases
Other credit cards all paid off now?
- They said this after card 1 but there were so many more
- They said this after card 1 but there were so many more
---Intermission while she pulls up student loans---
Caleb (to the husband): "can you say something upsetting so I can verbally so I can get some equal treatment over here"
Husband: "I just wanted to stay out of it, I've talked to her enough I need somebody else to say something..." [he goes on but it's just filler]
---
Student Loans (51'000)
Around 600 a month minimum payments when it starts up again
She thinks payments start back up in June 2024 timestamp
Car 2 Around 16'097(?)
$366
4.39%
72 month term
Savings:
Retirement Fund $1'000
A collection of small checking/savings, none higher than 500 I think
Living Situation:
- $1600 a month 1 bedroom, thinking about a new lease or acquiring house? Wife burned down the kitchen? timestamp
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Caleb's channel is a gold mine. The audit with the 41 year old guy who buys 7/11 taqyitos every day is wild
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