Hi. My company has been doing system wide layoffs for about 6 months now. In hindsight I should have started applying from then but I didn't think it would continue. Low and behold I was finally on the chopping block today. They sent a meeting invitation around 6pm last night from someone I've never heard of with no company branding. I ignored it because I thought it was spam. Then I lose access to all systems this morning. I text my supervisor who tells me to email some other company alias. Their email states my position was eliminated effective immediately and i would receive a fedex package with a separation agreement and additional information. I just bought a car which took some of my savings, and tanked more savings into a big vacation I've been planning for years. I actually just paid for the flight yesterday afternoon. I'm absolutely, royally fricked. My mom has also been unemployed for the same reason since about June or so. I won't have any help from her and I'm absolutely terrified of losing everything.
Can anyone help with next steps? I live in Maryland. I'm a bit too shocked to think straight but I don't want to waste time. I'm really just trying not to cry at this point.
TLDR: Laid off from job, low savings, and panicking. Advice?
The layoff notice she got after skipping the meeting
A post from her 5 years ago:
110000k in student loans and a 70mile/day commute to work with no car - budget help wanted
Finally, her bird she posts a lot about.
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She deserves to be laid off
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Well I don't have a passion for reading her writing. Paragraphs?
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but it should be Lo and Behold! and she cant even do that right
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These didn't tip you off?
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Umm, she was literally planning that trip for actual years, Hoss.
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NPC people who love the status quo will do anything except take control of their own life.
You should be looking for jobs if they even so much as make a team organization you don't like, let alone them actually starting to trim the fat.
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I can fix her
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Travel insurance will usually refund your expenses if you get fired (some stipulations apply)
Always get it, it's like an extra couple hundred and can save your butt if you're a poorstrag trying to see the world
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Just get a credit card that provides it if you travel a bunch tbh. I probably pay $200/yr in fees but the included insurance easily makes up for it. And yes, I've used it before, it takes a bit for the reimbursement check to come (maybe a month tops) but you do get the money.
For example I had a flight delayed due to weather and they paid for meals and a hotel. They also provide primary car insurance for rentals which is nice.
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Drop card names and specs you cute twink
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Try this: https://www.nerdwallet.com
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I do use it but why expend the effort if
@tempest can just spoon-feed me? 
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Mood
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Why do poor people never know this shit? It's literally the reason people have credit cards
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Bc much like how you wouldn't trust your alcoholic uncle around a case of budweiser at christmas, neither should poors be trusted with a line of credit and endless things to spend it on
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Um sweaty that's why we have governments to protect poors from their poor decisions.
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Governments exist to facilitate poors making poor decisions
Think about it logically
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Poor people don't trust mainstream financial institutions since "making money off other people's money is evil" so they never save cash or use good financial products
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I got a credit card through American Airlines and they refund every cancelled flight, give me free flights all the time, fully cover room and board for any delay on their side and can use my miles on most flights. It's like $100 a year and the only big downside is the credit limit is extremely low but I never use it outside of travel.
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They won't bump it up on request if you meet the income requirements?
I've never had a credit card company refuse to raise my credit limit, but I also haven't asked in a while bc my combined limit is currently like $150k and I have literally no reason to ever spend that much on a card.
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You could buy me a present :))))
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You should be buying your constituents presents if you want that !dramatards of the year election in the bag
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I could!
so uh, frozen... what's ur credit limit...?
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I wonder if anyone's ever financed a down purchase on a house with a credit card.
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No they require cash unfortunately. You can pay your taxes with credit card though, good way to get a lot of rewards.
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They bumped it up quite a few time but never exceeded like 20k. My main credit line is around 1.5m so it's just a card I use for travel.
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I've been considering getting an amex platinum or venture x card
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Between those two, Venture X and its not even close
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Yeah, $395 annual fee but comes with a $300 travel credit + $100 of points a year + loads of other travel benefits.
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If you use all credits annually (not just travel credit) they actually pay you $5 annually + the 10k miles every year. The downside is least partners and shitty portal, but its very good otherwise. I went the chase route because of the travel partners and low cost cards.
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Currently building my credit with a baby card so I can get a cash back card (i just treat credit cards like debit cards and pay off daily so it goes into my round up checking)
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Insurance is always a negative expected reward. If you can afford the cost of covering whatever event you'd need insurance in, you'll save money never getting insurance and sometimes being unlucky vs always getting insurance and sometimes getting lucky.
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Most people take maybe 1 big trip a year. Im not saying buy insurance for your 3 days trip to Sioux Falls, ND. But if you have a trip to tour like all of Western Europe or Southeast Asia, it is pennies compared to potential losses.
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Some nerd claimed at me that insurance pays out more than they take in and makes money on holding/gambling the money between fee payment and the payout, which disabused me of that opinion
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The bird is cute
Hope the little guy is ok
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This makes it look like the bird is struggling against Marsey's embrace
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marseytoughlove
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That's what it gets for blackface
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u peepee
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All these people have birds curious
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Birds are disgusting and bird people are 100x worse than horse girls. Birds are entirely dependent, make noise all Goddarn day, shit everywhere and live decades longer than any other pet. anyone that owns a bird is a BPD foid
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I'm not a birdcel, BUT I think you're doing them dirty. I've seen a couple dudes with really intelligent birds they taught to do tricks and all kinds of shit. Super cool. Yeah smart birds are high maintenance pets, but if you're up for it having the same companion animal for decades must be kinda cool.
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Just get multiple dogs like a normal human being. Theyre intelligent, far less annoying and just absolutely kino for a family or a single person. They will truly love you in ways no other pet can.
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Don't they live for like fricking 30 years?
I don't trust anyone to responsibly make a time investment like that, least of all a bird owner
There's no reason to have a pet for that long unless you're an insane b-word with abandonment issues
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Yeah that's what @HailVictory1776 is saying. Of course the BPD birdcel strags got triggered by the truth lmao go let a dirty butt bird bite you're tongue and get disease in you're mouth zoostrags white extinction is long overdue
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Women be shopping
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Cute bird. Hope she doesn't have to eat it out of desperation.
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what the frick lol
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I've done it, but I'm not an office drone. I can't imagine commuting that far to a desk
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Mine was 60 miles one way for a few years to a rural area with about a 1h10ish min drive. It was absolute cancer and I wanted to kms.
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it happens if you live somewhere where everything is far apart. i used to do 90 miles a day to commute to college.
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70 or 90 miles round trip isn't thaaat bad if it's basically all highway. I was thinking it's 90 miles to the workplace itself.
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Been a while since Ive heard this classic redditism
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and lmao, applying for unemployment is like a 10 minute process max. how dramatic.
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The 70mi thing bothers me more than the loan debt. Ah yes literal torture before I go to work.
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I SENSE YOU ARE TRYING TO DOXX ME in a clumsy probing manner.
DOXXING is frowned upon on all free speech sites.
Snapshots:
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The layoff notice she got after skipping the meeting:
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archive.org
archive.ph (click to archive)
110000k in student loans and a 70mile/day commute to work with no car - budget help wanted:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
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Bird cute
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