witches ain't shit but hoes and tricks
2mo ago
(dailydot.com)
986 thread views
#287850
https://old.reddit.com/r/CashApp/comments/1bn2y50/cash_app_borrow_feature_how_do_i_get_well_above/
Not the most dramatic, but I like how they've all blown out their credit so now they're playing the small game.
More Peakpoors of Cashapp:
Is this a scam? I know it is of course.
Did cashapp steal my money or they just playin?
Why are people here so demeaning to the r-slurs that post here?
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
other rules
Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
Jump in the discussion.
No email address required.
I fricking hate credit cards. Ive had a secured card for a year like a 680s credit score and I cant get a non shitty credit card since they all say I dont have enough non secured cards like wtf you get a secured credit card so you can build credit for a real one but you cant get a real one with a secured card???
Jump in the discussion.
No email address required.
Run it up in the card, let it roll into next month, pay it off. I kept paying off my low limit credit card on the same day and my score barely went up. The one time i forgot to pay it until interest hit, my score went up by like 20 points.
Jump in the discussion.
No email address required.
Paying insane interest rates bc you think it will bump your credit score by a few points temporarily
Great idea
Jump in the discussion.
No email address required.
Depending on how much it is it would be a bad idea. Bro should just open another line of credit and bump up the total credit limit and keep the usage low. That would increase it more.
Jump in the discussion.
No email address required.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Pretty sure thats the whole point of the credit score system, jewish banking money magic
Jump in the discussion.
No email address required.
Ive never paid a cent of interest on credit cards and my score is 815
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
FICO is based somewhat on utilization. It cares about the balance your card reports on the end of the month, but always pay it off completely by the time your bill is due. Don't pay interest.
The best is all cards at 0% util but 1, at like 10-30%. You can micromanage this by partially paying off cards before they're due.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
You shouldnt have a secured card as a primary at this point, you should have a beginner, credit builder card but you're skipping steps to an actual card. Go apply for the citi double cash and enjoy 2% cash back for like 9-21 months until your score hits 720. You should also look into how your credit score is calculated and what you can do to quickly raise it (mostly utilization). Dont close your secured card, just stop using it permanently and move on to the double cash.
Jump in the discussion.
No email address required.
Im gonna go through my credit union for a card
Jump in the discussion.
No email address required.
I don't think debit cards count.
Citi double cash, Chase Freedom, or the Costco credit card are all ez ways to build your credit
Jump in the discussion.
No email address required.
I mean a credit card via the union i have a debit card ofc
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
More options
Context