Have a Very 
1995 Marcia Brady
https://www.dailydot.com/news/cashapp-increase/
https://old.reddit.com/r/CashApp/comments/1bn2y50/cash_app_borrow_feature_how_do_i_get_well_above/
Not the most dramatic, but I like how they've all blown out their credit so now they're playing the small game.
More Peakpoors of Cashapp:
Is this a scam? I know it is of course.
Did cashapp steal my money or they just playin?
Why are people here so demeaning to the r-slurs that post here?
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I fricking hate credit cards. Ive had a secured card for a year like a 680s credit score and I cant get a non shitty credit card since they all say I dont have enough non secured cards like wtf you get a secured credit card so you can build credit for a real one but you cant get a real one with a secured card???
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Run it up in the card, let it roll into next month, pay it off. I kept paying off my low limit credit card on the same day and my score barely went up. The one time i forgot to pay it until interest hit, my score went up by like 20 points.
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FICO is based somewhat on utilization. It cares about the balance your card reports on the end of the month, but always pay it off completely by the time your bill is due. Don't pay interest.
The best is all cards at 0% util but 1, at like 10-30%. You can micromanage this by partially paying off cards before they're due.
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Paying insane interest rates bc you think it will bump your credit score by a few points temporarily
Great idea
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Pretty sure thats the whole point of the credit score system, jewish banking money magic
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Ive never paid a cent of interest on credit cards and my score is 815
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Depending on how much it is it would be a bad idea. Bro should just open another line of credit and bump up the total credit limit and keep the usage low. That would increase it more.
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You shouldnt have a secured card as a primary at this point, you should have a beginner, credit builder card but you're skipping steps to an actual card. Go apply for the citi double cash and enjoy 2% cash back for like 9-21 months until your score hits 720. You should also look into how your credit score is calculated and what you can do to quickly raise it (mostly utilization). Dont close your secured card, just stop using it permanently and move on to the double cash.
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Im gonna go through my credit union for a card
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I don't think debit cards count.
Citi double cash, Chase Freedom, or the Costco credit card are all ez ways to build your credit
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I mean a credit card via the union i have a debit card ofc
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