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You Should NOT Feel Responsible For YOUR OWN ACTIONS - You Were 18 And YOUNG - Don't Be ASHAMED Of Your Student Loans

https://old.reddit.com/r/StudentLoans/comments/1jeiv4k/dont_let_people_gaslight_you_about_your_student/

								

								

ou should not feel shame or guilt for not having the foresight at age 18 to anticipate that the government was going to actively try to hurt you and prevent you from paying down loans in an equitable fashion. You made a decision based on the facts and longstanding precedent.

I am in medical training currently. I have an exorbitant amount of student loans that dwarf my annual salary. I obviously would not have ever agreed to any plan that requires me to pay $3000+ per month while making $60-70K per year because anybody could plainly see that it would be insane. I agreed to a CONTRACT based on laws and plans that had been in place for a very long time without being significantly altered. I refuse to be shamed or condescended to for taking out "more loans than I can pay" like I don't understand basic math, and NEITHER SHOULD YOU.

In the meantime, despite all the anxiety, try and rejoice in the fact that despite all the bluster, these ghouls are literally preventing themselves from getting paid back with every passing day that they prevent us from certifying income. How's that for bad with money?


I agreed to a CONTRACT based on laws and plans that had been in place for a very long time without being significantly altered.

Sweaty you signed a contract that you didn't fully understand or read.

I refuse to be shamed or condescended to for taking out "more loans than I can pay" like I don't understand basic math, and NEITHER SHOULD YOU.

You don't understand basic math.

these ghouls are literally preventing themselves from getting paid back with every passing day that they prevent us from certifying income

I'm supposed to rejoice...in that?

:#mjlol:

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tbh anyone who trusts the government deserves what they get. If you took out student loans and ypu now dont trust the government ypu learned a valuable, butt expensive lesson that hopefully wont cost you even more in the future. If you took out loans and still trust the government, then you deserve that too bc you apparenlty didnt learn anything.

!slots111

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Genre: Informal

Female = 157

Male = 161

Difference = 4; 50.62%

Verdict: Weak MALE

Weak emphasis could indicate European.

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https://media.tenor.com/evumXUc2sOkAAAAx/purim-happy-purim.webp

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$3,000 a month would be $300,000 in student loans.

My rate was 3 percent when I took my loans in 2016. I consolidated in 2022, which annihilated my credit age by half and DOUBLED my interest rate to 6 percent. All to qualify for PSLF. Look at it now.

It's been 8 years with 2-3 years of no interest. Pay them off sweetie. :marseynails:

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I know people with 200k loans who's entire life plan is to pay minimums until they're forgiven in 20 years. Lmao bro wut are you doing :marseyxd:

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:marseyeyelidpulling:

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You should not feel shame or guilt for not having the foresight at age 18

Same people/side that advocate kids to take HRT and sterilize themselves because they might "feel" different btw.

You made a decision based on the facts and longstanding precedent.

We all know they never made the decision based on facts they read and understood. I don't even know wtf talking about "longstanding precedent" means in this context.

One look at an amortization table for their loans should have told them either how bad monthly payments were going to be. If you had an idea of what field you were going in you could easily look up starting salaries and compare if you can actually make those payments. Career wont pay enough? Don't get the loan, or switch careers. Or both.

And you have cute twinks like these that post that stupid comic because they equate doing some basic math and judgement calls as being born with a silverspoon

https://old.reddit.com/r/StudentLoans/comments/1jeiv4k/comment/mijmebb/?context=8

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>prevent you from paying down loans in an equitable fashion

>without being significantly altered

What did I miss? Did DDR or Rocket Daddy do something recently to mess with loancels?


The time has come for the Necromaster. The unleashing of the fourth joker's card. The arrival of The Great Milenko

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No, but they FEEL like they did!

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You should not feel shame or guilt for not having the foresight at age 18 to anticipate that the government was going to actively try to hurt you

If you're a zoomer this doesn't apply for you

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That's correct - zoomers have zero guilt and no responsibility.

A generation of foids.

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lmao I remember my teachers pushing me to take student loans and go to uni for philosophy and being flabbergasted I wasn't willing to chain myself to that boulder of debt with no means to ever lift it

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uni for philosophy

Unironically the best thing I ever did was get a BA in Philosophy.

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