https://www.vice.com/en/article/pkpgb7/how-to-pay-back-holiday-loan
I took out a 6k loan to go on vacation, and then i lost my job. A look into poverty.
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I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
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Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
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Taking out a loan for a vacation is S-Tier r-slurred. Not even on credit, a fricking loan. Hope that trip was worth the hole that you're in now.
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They have ads now for these payday-loan apps (e.g. Brigit) where they explicitly promote using loans to buy snacks and drugs. It's so nefarious it's almost funny.
Also surest sign we're in a bubble is that there's no pushback on this mentality. It's encouraged everywhere.
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Next time you see one post it here. I've gotta see this for myself
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Unironically based, anyone taking the offer deserves to stay poor
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On a bunch of vacation sites they literally have a button to use Affirm to Klarna to take out loans. Sometimes its just 0% interest split over a few months but you can a year long repayments with stupid interest rates.
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Growing up in a shithole country was great for my financial literacy - all I had to do was look around at all the poorcels buying shit in 72 easy payments of $xxx with a stupid interest rate to know I'd never do anything close. When I moved here I don't remember seeing this shit, other than obvious payday loans. Now it's everywhere.
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If one person gets a good deal from credit/loans, 5 others are getting an absolutely fricking terrible deal
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They're started sponsoring youtubers now too lol. Most effective way to get to the zoomer poors
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Well someone's benefitting off of r-slurs. Good for them.
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when aren't we in a bubble?
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I'm moneyd now but I was once poor and I cannot imagine taking out a loan for a vacation unless I was dying of cancer or something. If you need to get a loan you can't afford vacation.
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He used some of his loan money to be a mobile vidya whale
People are fricking idiots
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Sounds like DarksydePhil. That absolute brainlet spent over $40k on a WWE wrasslin' mobile game.
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This is a level of gigatarded beyond comprehension.
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And he got away with it like a chad
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You can't even be a whale for that little, he was a large fish at best.
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We just don't do/buy shit that we can't afford. Its literally that easy to not have huge debts.
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Thank you for your agrarian wisdom, poor
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Nonsense.
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Yes you can
Literally go hitchike or camp or something its free
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NO I NEED TO GO TO JAPAN!
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Honestly it's completely r-slurred either way but isn't a loan smarter than putting it on credit? Credit cards have abysmal APRs. Unless you have one of those 0% APR sign up bonuses and can pay it off before that expires, I guess. Are loan APRs even worse? I've never had to take one out.
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Late, but payday loans can have APRs of over 500%.
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Oh yeah those awful payday loans are the worst option, I was thinking about a personal loan/line of credit/whatever
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Assuming OP wasn't dumb enough to take a payday loan.
Goldman Sachs 
at least offers "personal loans" for vacations and shit which have APRs between 6% and 24%. The high end seems to be higher than credit card rates.
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Noooo you don't understand I have to go to Hawaii while Mercury is in retrograde it's worth paying double in the long run!!!
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If you need to take out a loan for 6000 it should be illegal for you to travel more than 50 miles from your place of residence
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