https://www.vice.com/en/article/pkpgb7/how-to-pay-back-holiday-loan
I took out a 6k loan to go on vacation, and then i lost my job. A look into poverty.
Secured my spot as a top 100 most memorable rdrama poster
- 75
- 108
Top Poster of the Day:
911roofer
Current Registered Users: 28,684
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
other rules
Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
/h/peakpoors SETTINGS /h/peakpoors LOG /h/peakpoors MODS /h/peakpoors EXILEES /h/peakpoors FOLLOWERS /h/peakpoors BLOCKERS
Current software version: 28ea582
Jump in the discussion.
No email address required.
Taking out a loan for a vacation is S-Tier r-slurred. Not even on credit, a fricking loan. Hope that trip was worth the hole that you're in now.
Jump in the discussion.
No email address required.
They have ads now for these payday-loan apps (e.g. Brigit) where they explicitly promote using loans to buy snacks and drugs. It's so nefarious it's almost funny.
Also surest sign we're in a bubble is that there's no pushback on this mentality. It's encouraged everywhere.
Jump in the discussion.
No email address required.
Well someone's benefitting off of r-slurs. Good for them.
Jump in the discussion.
No email address required.
More options
Context
Unironically based, anyone taking the offer deserves to stay poor
Jump in the discussion.
No email address required.
More options
Context
On a bunch of vacation sites they literally have a button to use Affirm to Klarna to take out loans. Sometimes its just 0% interest split over a few months but you can a year long repayments with stupid interest rates.
Jump in the discussion.
No email address required.
Growing up in a shithole country was great for my financial literacy - all I had to do was look around at all the poorcels buying shit in 72 easy payments of $xxx with a stupid interest rate to know I'd never do anything close. When I moved here I don't remember seeing this shit, other than obvious payday loans. Now it's everywhere.
Jump in the discussion.
No email address required.
More options
Context
If one person gets a good deal from credit/loans, 5 others are getting an absolutely fricking terrible deal
Jump in the discussion.
No email address required.
More options
Context
More options
Context
They're started sponsoring youtubers now too lol. Most effective way to get to the zoomer poors
Jump in the discussion.
No email address required.
More options
Context
Next time you see one post it here. I've gotta see this for myself
Jump in the discussion.
No email address required.
More options
Context
when aren't we in a bubble?
Jump in the discussion.
No email address required.
More options
Context
More options
Context
I'm moneyd now but I was once poor and I cannot imagine taking out a loan for a vacation unless I was dying of cancer or something. If you need to get a loan you can't afford vacation.
Jump in the discussion.
No email address required.
He used some of his loan money to be a mobile vidya whale
People are fricking idiots
Jump in the discussion.
No email address required.
Sounds like DarksydePhil. That absolute brainlet spent over $40k on a WWE wrasslin' mobile game.
Jump in the discussion.
No email address required.
This is a level of gigatarded beyond comprehension.
Jump in the discussion.
No email address required.
More options
Context
And he got away with it like a chad
Jump in the discussion.
No email address required.
More options
Context
More options
Context
You can't even be a whale for that little, he was a large fish at best.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
We just don't do/buy shit that we can't afford. Its literally that easy to not have huge debts.
Jump in the discussion.
No email address required.
Thank you for your agrarian wisdom, poor
Jump in the discussion.
No email address required.
More options
Context
Nonsense.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Yes you can
Literally go hitchike or camp or something its free
Jump in the discussion.
No email address required.
NO I NEED TO GO TO JAPAN!
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
Honestly it's completely r-slurred either way but isn't a loan smarter than putting it on credit? Credit cards have abysmal APRs. Unless you have one of those 0% APR sign up bonuses and can pay it off before that expires, I guess. Are loan APRs even worse? I've never had to take one out.
Jump in the discussion.
No email address required.
Late, but payday loans can have APRs of over 500%.
Jump in the discussion.
No email address required.
Oh yeah those awful payday loans are the worst option, I was thinking about a personal loan/line of credit/whatever
Jump in the discussion.
No email address required.
Assuming OP wasn't dumb enough to take a payday loan.
Goldman Sachs 
at least offers "personal loans" for vacations and shit which have APRs between 6% and 24%. The high end seems to be higher than credit card rates.
Jump in the discussion.
No email address required.
Noooo you don't understand I have to go to Hawaii while Mercury is in retrograde it's worth paying double in the long run!!!
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context
More options
Context
More options
Context
If you need to take out a loan for 6000 it should be illegal for you to travel more than 50 miles from your place of residence
Jump in the discussion.
No email address required.
More options
Context
More options
Context