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Taking out a loan for a vacation is S-Tier r-slurred. Not even on credit, a fricking loan. Hope that trip was worth the hole that you're in now.

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I'm moneyd now but I was once poor and I cannot imagine taking out a loan for a vacation unless I was dying of cancer or something. If you need to get a loan you can't afford vacation.

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He used some of his loan money to be a mobile vidya whale

People are fricking idiots

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Sounds like DarksydePhil. That absolute brainlet spent over $40k on a WWE wrasslin' mobile game.

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This is a level of gigatarded beyond comprehension.

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And he got away with it like a chad

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You can't even be a whale for that little, he was a large fish at best.


:#marseytwerking:

:marseycoin::marseycoin::marseycoin:
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We just don't do/buy shit that we can't afford. Its literally that easy to not have huge debts.

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Thank you for your agrarian wisdom, poor :marseykneel:

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Nonsense.

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Yes you can

Literally go hitchike or camp or something its free


https://i.rdrama.net/images/17035381209726467.webp

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NO I NEED TO GO TO JAPAN! :#marseyneckbeard:

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They have ads now for these payday-loan apps (e.g. Brigit) where they explicitly promote using loans to buy snacks and drugs. It's so nefarious it's almost funny.

Also surest sign we're in a bubble is that there's no pushback on this mentality. It's encouraged everywhere.

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>they explicitly promote using loans to buy snacks and drugs

Unironically based, anyone taking the offer deserves to stay poor

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On a bunch of vacation sites they literally have a button to use Affirm to Klarna to take out loans. Sometimes its just 0% interest split over a few months but you can a year long repayments with stupid interest rates.

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Growing up in a shithole country was great for my financial literacy - all I had to do was look around at all the poorcels buying shit in 72 easy payments of $xxx with a stupid interest rate to know I'd never do anything close. When I moved here I don't remember seeing this shit, other than obvious payday loans. Now it's everywhere.

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If one person gets a good deal from credit/loans, 5 others are getting an absolutely fricking terrible deal

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They're started sponsoring youtubers now too lol. Most effective way to get to the zoomer poors

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and drugs

Next time you see one post it here. I've gotta see this for myself

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using loans to buy snacks and drugs

Well someone's benefitting off of r-slurs. Good for them.

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when aren't we in a bubble?

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Honestly it's completely r-slurred either way but isn't a loan smarter than putting it on credit? Credit cards have abysmal APRs. Unless you have one of those 0% APR sign up bonuses and can pay it off before that expires, I guess. Are loan APRs even worse? I've never had to take one out.

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Late, but payday loans can have APRs of over 500%.

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Oh yeah those awful payday loans are the worst option, I was thinking about a personal loan/line of credit/whatever

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Assuming OP wasn't dumb enough to take a payday loan. :marseymerchant: Goldman Sachs :marseymerchant: at least offers "personal loans" for vacations and shit which have APRs between 6% and 24%. The high end seems to be higher than credit card rates.

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Noooo you don't understand I have to go to Hawaii while Mercury is in retrograde it's worth paying double in the long run!!!

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If you need to take out a loan for 6000 it should be illegal for you to travel more than 50 miles from your place of residence

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>whatever was left by just generally living beyond my means – taking taxis to and from work every day, eating a lot of takeaways, pointlessly spending on mobile games

Poors :marseylaugh::marseylaugh::marseylaugh:

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Painful to read lol

Imagine not being able to just waste some petty cash without hurting


https://i.rdrama.net/images/17035381209726467.webp

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painful to read

Not really?

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:marseymad:


https://i.rdrama.net/images/17035381209726467.webp

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I took a loan now I have money

:#platyrich:

3 months later...

no food

:#marseypoor:

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Reminder that he'll almost certainly be a lot heavier than he looks in this picture. They'll have shaved 50lbs off him at least.

I wish he'd killed himself, I really do.

![](/images/16600703447758768.webp)

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Mobile game whale and take out eater? Absolutely.


Secured my spot as a top 100 most memorable rdrama poster

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I wish he'd killed himself

Taking loans and then killing yourself is not sustainable...

:#marseymerchant:

...for us.

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poor "people" can't fathom not fricking over their future selves. It's like they have no concept of anything but the here and now.

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And then when they still poor in the future it’s society’s fault.

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Argochads keep winning, imagine being cucked by someone else just because they're gonna live in your body

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Gigachad. Middleclasscels will work the entire year for a crappy vacation, this neighbor just took a loan even though he is broke and has no money. And you know what? The bank is NEVER going to see that money again.

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Bro he has 2 kidneys.

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Halt ye who have clicked this link.

The title says it all.

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Eh, idk i felt the article was interesting at least.


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It's a laugh but he's a basic b-word. He's poor because he's dumb

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Yeah but this part was funny

Social care is rewarding, but I’ve seen and done some pretty disgusting stuff. It comes with the territory. When I first started, I looked after a guy who had really bad diarrhoea one day – I cleaned him up and stood him by the potty so I could change his bed. While I did that he started humming and he was quite happy. That was nice… until he started pooping all over himself. Instinctively, I put out my hand and started catching it. I didn’t know what else to do. There was so much and it wasn’t stopping, so I went in with two hands and started chucking it into the potty. It was fine in the end, but I had an extra-long bath when I got home after that one.

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catch it all, janny!

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https://i.rdrama.net/images/16841416587297313.webp

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i thought this was a joke but thats a real quote in the article :marseyxd:

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it's all worth it for the extra mobile games and food delivery.

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:marseyjanny2:

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Paid $13 an hour btw

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they all are!


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He went to Japan too

:#marseycuck:

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This is my favorite hole

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It's easily the best with fatpeoplehate coming in a close second imo

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They're pretty much the same thing


https://i.postimg.cc/dVgyQgj2/image.png https://i.postimg.cc/d3Whbf0T/image.png

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then moved on to pet insurance – first in customer service and then a management role. That was the job I was made redundant from after I took out the loan.

B-word that job was redundant from the beginning

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Credit is far, far too accessible in this shithole of a country.

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>ÂŁ6,000 Loan

He's a bong

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Credit is far, far too accessible in the West in general.

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Holy shit he was only making $11.50/hr for that job? In the US you'd be making like 2-3x more for any job that requires you to touch old person shit, and even then we can still only get African and Filipino immigrants to do them.

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Europoors get shit salaries, more at 10.

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In this article, Vice employs a complete idiot with no capacity to make good basic choices for himself without supervision.

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It has been really hot around here so I’ve been wearing a small tank top dress around the house. Sometimes it rides up or a boob is close to popping out, but it is incredibly humid and we don’t have AC, I’m just trying to stay cool. I get groped non-stop. I wouldn’t mind him putting the moves on me if it was an appropriate time, but this is when I’m doing my makeup, cleaning up, or even doing work. And he turns into a 13 year old boy. He just shows me his boner without any attempt to 1) gauge if I’m in the mood, or 2) try to get me turned on. He just wiggles his boner around all proud of himself like he’s the most seductive man in the world. It really just actually creeps me out. We’ve always been pretty sexually active, and probably are intimate about once every day or two. But this behaviour is such a turnoff I’ve been kind of grossed out lately and s*x has felt like a major chore. I have told him soooooooooooo many times that I don’t appreciate that kind of thing, that it’s immature, and also that I’m allowed to wear whatever I want in my home without being harassed. He does not get the memo. Yesterday, after he followed me into our very small hot bathroom and rubbbed is boner against my butt while I washed my face, I snapped at him. I said “please leave the bathroom, it’s too bloody hot for this, you need to give me space!” He legit had a temper tantrum, stomping his feet and pounding his fists on surfaces! He said “you always reject my love” and I tried to explain that it’s normal for me to have boundaries and it doesn’t mean I’m rejecting anything. He didn’t see it like that and stormed out of the house. Today it is even hotter but I’ll be sure to cover myself so I don’t have to deal with that.

Snapshots:

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Didn't read beyond the first sentence where he took out a 6,000bong loan, 2,000 of which was to pay off his overdraft debt, then took a vacation in Japan.

Poor people are poor for a reason.


https://i.rdrama.net/images/17191743323420358.webp

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