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Age 29


timestamp

  • buys house sight unseen with divorce bucks (330,000/600,000)

  • 100,000 more renovating since it was a disaster

  • the rest on "spending"

  • was spending 5000 a month in past relationship


timestamp

  • together for 10, married for 5

  • met when she was 19 and he was 40

  • "So I definitely think I was groomed in the beginning" :marseytrollcrazy:

  • "So he used money to control me" timestamp

  • "He thought that I was cheating on him" claims she wasn't

  • thinks she should have taken more


More divorce details timestamp


Debt deets timestamp

CC - $29,294/$29,500, just purchased 6,000 more onto it, 793 interest each month, 3000 this year so far

  • "I didn't understand how interest works when I started that card" timestamp

  • "Explain interest to me" - she tries

  • Transactions get read off - timestamp

  • Notable - Sims micro-transactions, "I own all the expansions," Pelaton subscription, $100 "Waterbean" coffee, ChatGPT subscription

  • Trying to dispute a LinkedIn Premium she forgot to cancel, Caleb presses her

  • "What is the difference between paying something with my debit card and using my credit card?" timestamp

  • "I get airline miles which is how I flew here"

  • "I have like 400,000 airline miles" :marseydarkfoidretard:

  • 2 Cars, both on her credit since his was bad he drives one timestamp

    • 1727 due on his car,

    • 2 months past due - On autopay but there wasn't money so it didn't get paid, claims she's paid it now since husband got 4k on first paycheck (normally 3300, thinks 58,000 yearly), band director, musician on side ("percussionist"),

    • Mazda SUV, $34,000,

    • more than $800 minimum payment a month she doesn't know specifics, 10% interest rate

      • Was underwater on previous car, rolled over onto this one? High twenties purchase price on this car
    • Mazda 3 (2024), hers timestamp

      • Regrets purchasing this one

      • Old car was fully paid off 2016 Mazda 3, she wanted a new car because husband got a new car

      • Worth 28,000 and 18,000 left on it

  • purchased a sofa with a subwoofer (using CC) when she had divorce bux

  • 4 dogs and 2 cats

  • "I'm allergic to both dogs and cats and pollen and trees and grass" timestam

Other CCs not paid off but not as gigantic, not as interesting


How much do you think you spent in a month? timestamp

  • thinks 5 or 6 thousand, it's actually $10,333

  • Presses the b-word on why she's not actually trying to fix things timestamp


"I had heard about debt consolidation" timestamp


Investing timestamp

  • Does not know what an index fund is

  • Does not know what the S&P 500 is. "Is that like stocks?"

  • "I have like Starbucks stocks, I think, maybe"


Tries to ask her about the school's band timestamp


Caleb went to same Uni as husband at the same time, shits on the music program there and their football program timestamp :marseyemojirofl:

  • She found him through tiktok, "every time he hears your voice he's like turn that off" :marseylaughpoundfist:

  • Caleb recognizes him

  • Husband says "his voice is annoying" :gigachad2:

  • Ton of student loan debt, got a Master's - has not been making payments? On some income-based thing?

    • "Hopefully like there is a change in presidency" timestamp :marseyxd:

Went to Europe last summer timestamp

  • ran up CC balance

  • "money doesn't go as far as I thought"


Budget Breakdown

  • Mentions that she didn't know property tax existed?
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https://i.rdrama.net/images/17265029832725782.webp

Oklahoma may be gods country but thus is the work of satan

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Homeless :marseystinky: junkies target jews in seattle

https://old.reddit.com/r/SeattleWA/comments/1fhrujk/jewish_voices_silenced_as_antiisrael_agitators/

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The employees wouldn't be so mad if he said "I stand with Israel"

!pinggrouplovers

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A staple of the Oklahoma state fair is shove a bunch of rednecks in a car in the close to 100 degree September heat and last one in wins.

I remember growing up loving to gawk at the BO Geo contest. But it left.

Now it's back, with live stream. I present the stinkin' Sentra

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https://media.tenor.com/dcwAVN47o-UAAAAx/hot-fuzz-greater-good.webp

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TjMaxx wagie :marseywagie: hates having to CLEAN IT UP :pepejannie:!
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No timestamps because I had it on in the background while I was doing some work, jotting this down from memory. First half was kind of just insanity

https://old.reddit.com/r/CalebHammer/comments/1f8vmnj/i_finally_lost_my_mind_financial_audit/

Key points:

  • Guy was 5'4'' Argentinean CPA sent peepee pics to some Argentinean girl so they broke up.

  • Not a green card marriage, she is adamant about this

  • Both the marriage and divorce debts are in collections so she's single and looking to mingle.

    • Paid a dating coach
  • Bringing in $84'000 a year, plans on making a candle business

  • Literally no financial knowledge, thought balance transfers meant "paid off"

  • She blames the guy (she gave him a cc) for her debt but the cc she gave him is actually the lowest one :marseyxd:

  • Weird discussion at some point where he tries to explain that doordashing eggs is not a good choice or something I got really lost

  • Mentions she lost 85 pounds at some point

  • $273'000 student loans?

    • Initial amount was 193'000, lots of deferments

    • 2000 monthly, 255 in some "Save" Plan thing (it is getting challenged in court)

  • A few payday loans (Some Dave equivalent named Bridget)

  • 9'000 loaned against her retirement?????? 10'000 outside of that in there?

  • $1000 in her checking

  • Believes in astrology, wants "to understand her birthchart"

    • "It is science-based"

    • Long argument about this

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Message too all people who hate on Oakland… : oakland

Jewish lives matter and that's why Oakland sucks. It has no Jews.

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https://i.rdrama.net/images/17253747278203504.webp

This kills the redditor :soysnooseethegenocide:

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Young Entrepreneurs Realize There's No Such Thing As Free Money :donkeykonggigathonk:

https://i.rdrama.net/images/1725173973998666.webp

@Aevann please move to /h/peakpoors :donkeykongdance:

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Top countries losing people to emigration. : MapPorn
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Leland is a professional failure with ZERO shame. He calls being homeless a flex and keeps getting fired for dumb butt shit like stealing food and posting it online. :marseyxd: Here he is explaining his lifestyle:

Man's got some disgusting rotten yellow chompers and he's so FRICKING LAZY his girlfriend fixed the tent when they got raided by raccoons. :marseyraccoontrouble:

https://i.rdrama.net/images/17249892449840624.webp

Stealing electricity to play Xbox:

Getting paid $18/hr to do fricking nothing :marseyantiwork:

He bathes in restrooms using fricking mop water :marseyemojirofl:

Taking food from his employer :marseyamericanpearlclutch:

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