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Age 29
buys house sight unseen with divorce bucks (330,000/600,000)
100,000 more renovating since it was a disaster
the rest on "spending"
was spending 5000 a month in past relationship
together for 10, married for 5
met when she was 19 and he was 40
"So I definitely think I was groomed in the beginning"
"So he used money to control me" timestamp
"He thought that I was cheating on him" claims she wasn't
thinks she should have taken more
More divorce details timestamp
Debt deets timestamp
CC - $29,294/$29,500, just purchased 6,000 more onto it, 793 interest each month, 3000 this year so far
"I didn't understand how interest works when I started that card" timestamp
"Explain interest to me" - she tries
Transactions get read off - timestamp
Notable - Sims micro-transactions, "I own all the expansions," Pelaton subscription, $100 "Waterbean" coffee, ChatGPT subscription
Trying to dispute a LinkedIn Premium she forgot to cancel, Caleb presses her
"What is the difference between paying something with my debit card and using my credit card?" timestamp
"I get airline miles which is how I flew here"
"I have like 400,000 airline miles"
2 Cars, both on her credit since his was bad he drives one timestamp
1727 due on his car,
2 months past due - On autopay but there wasn't money so it didn't get paid, claims she's paid it now since husband got 4k on first paycheck (normally 3300, thinks 58,000 yearly), band director, musician on side ("percussionist"),
Mazda SUV, $34,000,
more than $800 minimum payment a month she doesn't know specifics, 10% interest rate
- Was underwater on previous car, rolled over onto this one? High twenties purchase price on this car
Mazda 3 (2024), hers timestamp
Regrets purchasing this one
Old car was fully paid off 2016 Mazda 3, she wanted a new car because husband got a new car
Worth 28,000 and 18,000 left on it
purchased a sofa with a subwoofer (using CC) when she had divorce bux
4 dogs and 2 cats
"I'm allergic to both dogs and cats and pollen and trees and grass" timestam
Other CCs not paid off but not as gigantic, not as interesting
How much do you think you spent in a month? timestamp
thinks 5 or 6 thousand, it's actually $10,333
Presses the b-word on why she's not actually trying to fix things timestamp
"I had heard about debt consolidation" timestamp
Investing timestamp
Does not know what an index fund is
Does not know what the S&P 500 is. "Is that like stocks?"
"I have like Starbucks stocks, I think, maybe"
Tries to ask her about the school's band timestamp
Caleb went to same Uni as husband at the same time, shits on the music program there and their football program timestamp
She found him through tiktok, "every time he hears your voice he's like turn that off"
Caleb recognizes him
Husband says "his voice is annoying"
Ton of student loan debt, got a Master's - has not been making payments? On some income-based thing?
- "Hopefully like there is a change in presidency" timestamp
Went to Europe last summer timestamp
ran up CC balance
"money doesn't go as far as I thought"
- Mentions that she didn't know property tax existed?
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This guy keeps calling Taco Bell asking them to "put a girl on" until the employees lost all their sanity 😭 😭 pic.twitter.com/h1FUya9sDp
— internet hall of fame (@InternetH0F) September 14, 2024
The employees wouldn't be so mad if he said "I stand with Israel"
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A staple of the Oklahoma state fair is shove a bunch of rednecks in a car in the close to 100 degree September heat and last one in wins.
I remember growing up loving to gawk at the BO Geo contest. But it left.
Now it's back, with live stream. I present the stinkin' Sentra
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No timestamps because I had it on in the background while I was doing some work, jotting this down from memory. First half was kind of just insanity
https://old.reddit.com/r/CalebHammer/comments/1f8vmnj/i_finally_lost_my_mind_financial_audit/
Key points:
Guy was 5'4'' Argentinean CPA sent peepee pics to some Argentinean girl so they broke up.
Not a green card marriage, she is adamant about this
Both the marriage and divorce debts are in collections so she's single and looking to mingle.
- Paid a dating coach
Bringing in $84'000 a year, plans on making a candle business
Literally no financial knowledge, thought balance transfers meant "paid off"
She blames the guy (she gave him a cc) for her debt but the cc she gave him is actually the lowest one
Weird discussion at some point where he tries to explain that doordashing eggs is not a good choice or something I got really lost
Mentions she lost 85 pounds at some point
$273'000 student loans?
Initial amount was 193'000, lots of deferments
2000 monthly, 255 in some "Save" Plan thing (it is getting challenged in court)
A few payday loans (Some Dave equivalent named Bridget)
9'000 loaned against her retirement?????? 10'000 outside of that in there?
$1000 in her checking
Believes in astrology, wants "to understand her birthchart"
"It is science-based"
Long argument about this
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Jewish lives matter and that's why Oakland sucks. It has no Jews.
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this dude is currently $40k in debt as the outcome of doing the new viral Chase money glitch 😭😭 pic.twitter.com/aHZJMCkR7H
— ryan 🤿 (@scubaryan_) August 31, 2024
people are currently lined up outside a Chase bank in New York trying to do the new viral glitch to get free money 😭😭pic.twitter.com/V49JpVu9iq
— ryan 🤿 (@scubaryan_) August 31, 2024
Chase bank is gonna arrest so many people for this shit😭 pic.twitter.com/HSv0a9WWj5
— kira 👾 (@kirawontmiss) August 31, 2024
Apparently, a glitch in Chase Bank's systems has allowed people to withdraw money they don’t actually have.
— Bitcoin News (@BitcoinNewsCom) August 31, 2024
However, Chase has caught on and is now placing 7-day holds on accounts, resulting in significant negative balances for those involved.
pic.twitter.com/yq627bdhGN
Chase Bank hit this dude with a 7 day hold after he got caught trying the glitch 😭 pic.twitter.com/8LIZ6CFdIb
— FearBuck (@FearedBuck) August 31, 2024
This guy’s down $11k after falling for the viral Chase money glitch trend 🤦♂️😭
— Clown World ™ 🤡 (@ClownWorld_) September 1, 2024
pic.twitter.com/2TNcwT9ves
Yall done told chase abt they own glitch folks fin shut dat mf down should’ve been quiet
— KG (@drugsforsail) August 30, 2024
@Aevann please move to /h/peakpoors
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Leland is a professional failure with ZERO shame. He calls being homeless a flex and keeps getting fired for dumb butt shit like stealing food and posting it online. Here he is explaining his lifestyle:
Man's got some disgusting rotten yellow chompers and he's so FRICKING LAZY his girlfriend fixed the tent when they got raided by raccoons.
Stealing electricity to play Xbox:
Getting paid $18/hr to do fricking nothing
He bathes in restrooms using fricking mop water
Taking food from his employer