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Retorque_Fila_Fatum she/hers Biofoid  9mo ago (text post) 1,294 thread views #258393

Dad added me as an authorized user to his credit card so I can get my credit score up to 750 so I can meet the criteria for very low income housing.

As very low income housing, the 30% AMI units where the city gives tax breaks to housing developers if they build units that rent to people that make under $22,000 annual income or 30% of the AMI require a 750 credit score and my credit score is only 724, then I have to get it up 26 points so I can qualify for very low income housing.

I have good credit a 100% payment history on my report and my credit is too bad for very low income housing units. I'm about to just get a mortgage and buy a house instead.

Now since I was denied for very low income housing based on credit for having good instead of excellent credit, I have to wait for 3 more years up a waitlist.

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