have increasingly been subscribing to OnlyFans, taking what they want, "tipping" and then doing a chargeback on their card so the payment is canceled. Thots are seething 
The @schizo made a post about this 2 months ago
pays 
for 3 months, then charges back the money. OF complies, given that no actual service was provided.
The foid featured in that post will make another appearance below.
And the @carpathianflorist touched upon this in a thot CashApp post 11 months ago
Digital hooker loses like $50, actual hookers discuss the finer points of tax law, fraud, and more
This has been an issue in the industry for a long time, but I noticed there's been quite a few more posts about this in just the last few weeks. OnlyThots are talking about rising up and switching to Fansly because they say they have better protection against chargebacks.
I recommend clicking over to some of these posts and then randomly clicking accounts to get eyes on these ladies. It's generally quite bleak.
Yesterday:
https://old.reddit.com/r/CreatorsAdvice/comments/14s8wt5/it_happened_to_me/
Unfathomable coomer W.
unfortunately, this is OF’s reality for us 🥺
So true. I’m very new on OF and it’s got me super nervous.
3 days ago
https://old.reddit.com/r/CreatorsAdvice/comments/14q1tjo/money/
14 days ago
https://old.reddit.com/r/CreatorsAdvice/comments/14gtlg4/onlyfans/
In the comments of that one is the thot featured in schizos post 2 months ago /u/Britcolombia
And one more from last month
https://old.reddit.com/r/CreatorsAdvice/comments/14030o0/youre_not_safe_on_of/
Luke... 
Who will make a sigma coomer edit?
These foids give some words of wisdom as to why it's not as simple a fix as others want to believe
https://old.reddit.com/r/CreatorsAdvice/comments/14gtlg4/onlyfans/jp8xnnr/
Couple additional snacks
Foid declares onlyfans is harder than 90% of normal jobs
Listen moid, you may be out there in -10 weather at 5 am collecting trash or mowing lawns all day or fighting fires, but I smoked a joint, masturbated and then sat at my laptop for 2 hours. Literally slavery.
Foid gives a recipe for how to make fake c*m
https://old.reddit.com/r/CreatorsAdvice/comments/14src3j/fake_cum_recipes_with_pics/
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"curves"
Some dude was coom brain d enough to spend $200 on this
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Who tf would bother even charging back to see that lmaooooo
Absolutely below the bottom of the barrel
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guaranteed she looks like some guys moms or aunts.
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Its not about the money, its about making hoes mad
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FAIR NUFF, YOU CB ON A HOEFLATED 7 CLEARING LESS THAN 500 A MONTH SHE'S SURE NOTICING THAT WHILE A TOP EARNER NATURAL 8 WILL NEVER KNOW
Black lives matter
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black lives matter! We be helpin' ye, right enough - we'll ne'er let ye post or comment anythin' that doesn't be expressin' yer love an' acceptance o' minorities! Heave to an' resubmit yer comment withblack lives matterincluded, or it'll be the deep six for ye, savvy? This be an automated message; if ye need help, ye can message us 'ere. Arrr!Jump in the discussion.
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Ahhh, forgot about bottomfeeders.
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She aint white enough
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I've found that every possible permutation of tit and nipple has it's aficionados.
I went to a bad boob job sub thinking I'd be laughing at porn stars who wrecked their tits. But it was a bunch of thirsty dudes asking each other "source?" Literally a spank bank for moids.
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There's also the whole obesity shit in black hoods. Like OP said some moids like to connect it to IRL shit so maybe there's something there. Or maybe some self-hating / complete hambeast of a male convinced himself he likes it because it's the sort of girl who fricked them at some point
idk humans are fricking weird
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Which is a shame because there's some truly bizarre results out there begging to be made fun of:
It was great when someone uploaded her to imgur and everyone had a grand time mocking her uniboob. Till the 3rd wavers and simps came along, then anytime she was dumped there for some reddit soft porn sub only the coomers could say shit without getting hidden.
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Oh my god, I thought you created some photoshop monster, but it's real
from her post in OnlyFansNaturallyHot...
You can literally see where she blurs out her hairy armpits. How many different facial beauty filters do you think were used for this?
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$200 hair cut, $0 diet
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It’s a wig, max $50
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Stop posting this shit, I’d have taken you at your word.
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She should use a filter to not look like a melted bag of garbage. So maybe a filter that just puts up a gigantic black square?
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Her chin and cheeks seem photoshoped too, who has a chin like that? I mean, beside the Bogdanov.
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The entire face is fake. Like, completely computer-generated.
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It wouldn't even surprise me tbh
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La Goblina😜
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This is just sad
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Literally a bottom feeding whore
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Wtf is wrong is scrotes, you can easily download tinder and frick 1/10s easy if you’re that horny jfc
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They probably got rejected too many times by 1/10s honestly.
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Not if you’re wearing a seek turban
Trans lives matter
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I dont think you know how fricking desperate some nibbas are
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Volcel if you wouldn't.
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im volcel
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straggots pay to see this
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low even
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MID
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Do you go to a mechanic or doctor for flat titties?
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Jesus CHRIST.
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La Creatura
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It’s looks like her belly has a tongue
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Wtf, is she even human?
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It's a fetish
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No it’s hoeflation just like Hillary Clinton and Obama selling millions of books. The Jews print money and give it too bots too spend on young white mothers
Trans lives matter
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It's a mystery how you're always chudded lol
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Pretty sure the chud award the force too capital the misspelled words is actually a copy of @collectijism's regular speech. It should be called the Collectijism award honestly
Trans lives matter
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I would
pay $200 not to see this
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So much makeup on the face then just a complete trashbag below the neck
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What the frick. Get me the gun......NOW NOW NOW
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I just knew it was gonna be a
but I couldn't imagine it would be such a fricking eldritch monstrosity 
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Fricking heck I hate moids
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literally just stop being a literal whore lol
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? It’s genuine and very good advice for both personal finance and spiritual wellbeing
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Big Dumb Jerk Fandom
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!incels !biofoids discuss
!r-slurs I'm pinging you to offset the cost of the pings above. And because this is r-slurred lmgbo
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Enjoy the coins
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I don't get why everybody voted yes on the doubling, I think even a flat 100 or 50 DC fee would be enough to prevent spam.
At least as an incel, I say that pings from outsiders have always been relevant and enjoyable for me. I refunded you some of the money because the post was good
@ r-slurs: I edited a typo for you while marsey-awarded, so now the post is ruined
edit2: undone marseyfy
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We like the attention
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u r wrong
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I don't care about biofoids group, give them a 10x multiplier
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!r-slurs clam xim
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ping spammers are annoying. attention seekers need to actually work for that shit now
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Not threatening Johns for nonpayment? Sounds like OnlyFans is a really shitty pimp
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kinda sounds like the pimp (OF) keeps his 20% fee either way. if the john takes back his $50, the whore is $10 in the red.
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Sounds like a job for The Knightscope K5
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laughing my gay butt off??
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Girl bussy.
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It's my current favorite rDrama term
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Based tbh
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It's interesting watching wagies go into business for themselves. They rant like wagies. lol Chargeback fraud is a thing for everyone. You gotta find a way to minimize that risk as much as possible.
Krayon sexually assaulted his sister.
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If whores managed to destroy what's left of US customer protection because of muh whore rights, it would be incredibly funny.
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Yea how do the coomers do it? Just report a card stolen?
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That's pretty much all you have to do. File a chargeback with the bank. The bank will investigate, but it's always an auto-win if you claim that your card was stolen and it's a fraudulent charge. It also depends on the bank but you have certain consumer rights that kick in too. Some cards are easier than others. Like American Express is very consumer friendly and will issue a chargeback easily to the vendor, but that's also why the merchant pays an extra percent to American Express and why some smaller shops won't take it.
Krayon sexually assaulted his sister.
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Ohh that's why people don't take Amex
My boss gave everyone at work Amexs and it was annoying
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yeah you will basically win a chargeback regardless of reason with amex, and it's why some people won't take it. There is a process where the vendor can fight a chargeback and sometimes they win but not with amex!
Krayon sexually assaulted his sister.
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Neat
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As a leaf all I know about ameriKKKan Express is no one takes it
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Don't go to poor people places. Chains and bougie/upscale all take it. Only places in Canada that routinely don't take it are run by
.
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So 4/5ths the country?
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A lot of them accept it in their merchant agreement but have a sign that they don't take, I usually just pay with it anyways. They change their tone real quick if you have pretend it's the only way you can pay
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Yeah I've never
had a problem with Amex lol
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It has the best rewards by far, but yeah nobody accepts it here. Just use it for online purchases and large US chains that do accept it, Amex always gives like twice as many points as Visa and MC
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I haven't had too much of an issue with Amex, basically every big store accepts it, minus Costco and Loblaws. I always have a backup visa so not too big a deal.
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Yeah I think they're literally legally forced to take the loss if you report it as fraudulent/stolen. They could hypothetically build a case against you (like if you somehow bought a car on credit, issued a chargeback claiming it was fraudulent, but they dug up records that you registered the car in your name or something). But for this kind of thing there's no real way for them to do that so the bank actually has no recourse. The most they'll do is decline to issue you a new card and instead close your account, but they can't charge you for it, only prevent you from stealing more.
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If you bought a large purchase, I would assume then it would fall to the legal system where there would be a lawsuit. It's the small chargebacks that are the major issues. Not enough for a lawsuit and it would only be worth pursuing it if it's tens of thousands of dollars in non-payment. I know of someone who had a $10k non-payment in a different state and her attorney told her that it still isnt worth it even for small claims.
Krayon sexually assaulted his sister.
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As I understood, SubscribeStar gets around this by using a bunch of dummy accounts from around the world. It costs a lot of money, but that's also how they are able to allow lolicon and neo-nazi content on their website.
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My guess is it's actually the people running the leaked OF sites, who i imagine are operating out of places like China and most likely using actually stolen credit cards
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i was wondering that, and because theres no way theyre paying full price for thousands of different onlyfans and turning a profit
thirdworldcels stay winning
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What I wonder is why hasn't there been an insider leak. Like, if I got hired by OF/MV/C4S/etc. I know I'd start leaking everything I could get my hands on.
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Report it to Visa as "post nut clarity"
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"product defective"
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She didn’t even have a benis
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Probably. It's not like reporting a card stolen results in an actual criminal investigation, they just "reverse" the charges and give you a new card. I guess if you do it multiple times on the same card they'll tell you to frick off but I bet you could use a few different banks without issue.
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Idk but seeing this level of thot
patrolling I take back anything bad I said about coomers
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I've used Stripe and if you can prove that you provided the goods/service then you don't lose money with the chargeback. OF must have something similar since otherwise it would surely be too easy to game, especially for a porn site where people are going to be 'omg someone stole my card number' when their wives find the bank statements and so on. Maybe these foids are running some subscription where they never actually upload videos and thus don't have any proof they actually sold anything?
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High chargeback rates are why credit cards hate porn sites, and why onlyfans hates their adult perfomers. They literaly had to beg only fans not to give them the boot a year ago, and now think they have enough pull to push OF to absorb their high chargeback rates.
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Literally this. Credit card companies are sort of moralizing when it comes to cutting off porn payments and such but the reason is all the chargebacks.
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Also actual legal issues because the government can hold them liable
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That's Stripe eating the loss and paying for it through their fees. If the charge is reported as fraudulent by the cardmember then the payment processor is taking their money back, period.
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That is not true, there is a chargeback re-presentment and arbitration process that merchants have a right to through the networks (Visa, MC, etc) wherein they submit evidence to contest the chargeback. Not every chargeback is successful, but most of them are. There are also occasions where the chargeback fails, but the card issuer pays out anyway… issuers generally don’t tell you when this happens
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You're saying if the charge is due to fraud (ie the service/goods were rendered/delivered as paid for but the card was reported stolen) that the bank pays out instead and not the merchant?
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It seems you didn’t read or possibly comprehend my entire comment. There are a lot of nuances to this, but in essence the merchant has the opportunity to prove that goods were in fact shipped/rendered to the actual customer. Claims with such evidence can be decided in favor of the merchant, in which case the issuing bank can be held liable. At that point, the issuing bank can choose to either eat the loss or re-bill the customer. Some banks will just eat the loss if it’s not a large amount basically for the sake of not annoying their customer or causing an escalation/complaint. Amex is a big example of this, but many large card issuers do the same thing (this is also why people seem to think, even in this thread, that Amex wins every chargeback… they don’t)
I have worked in the payments space a long time and have stood up new card products for fintechs over the past several years, so I am very familiar with these processes
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Sure, but in this case the argument isn't "OnlyFans didn't deliver the content I paid for", but rather "someone stole my credit card and fraudulently used it to make these purchases". OnlyFans can prove that they delivered what you paid for but that doesn't really matter. I suppose the bank might eat it then because the merchant is clearly not at fault. I'm also quite certain it is illegal for them to re-bill the customer in this scenario, as part of reg z. Unless of course they or OF can prove that the person who made the account and purchases on OnlyFans was in fact you, but that's much harder to prove and easy to sidestep if you're abusing the system.
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I replied to your comment about Stripe, OnlyFans is another story… you’re correct that it’s likely they won’t be able to provide evidence proving anything about the customer. Under Reg E and Reg Z banks have to provide provisional credit in a timely manner, but they are still entitled to an investigations process… it is not “illegal” to re-bill a customer for a claim the bank chooses to deny (nor is it illegal to re-bill if the network decides in favor of the merchant), but it can result in a CFPB complaint/investigation so the burden of proof is generally high.
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In general s*x-related services have much higher chargeback rates, which can cause payment processors to drop them.
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oh yes I am not surprised. I imagine OF people get a lot of them, like a lot a lot especially since some of them tease content and don't give what they are advertising (full nudes).
Krayon sexually assaulted his sister.
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Data scraping is a time honored tradition.
Once in a while I'll pay for 72 hours of access to Ford service manuals, then set up an app to download every single wiring diagram and service procedure for every model I can get.
You weren't r*ped and fleeing an abusive husband, you had money refunded to someone after they realized your true weight during post-nut clarity.
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BASED
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Where do you upload manuals like that to? Is there some sort of network for real car manuals?
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There's a guy that hosts a collection of ford manuals on his site. Used to offer it for free but now asks for a $5 donation to cover the cost of hosting.
Pretty cool guy, he CNCd an aluminum piece to help me retrofit lanekeeping in my car.
The bronco manual was uploaded to megashare and posted around the forum
Any other brand, you're shit out of luck.
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Darn, its hard out here with a 80s car :/
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Yea I've been data hoarding manuals for my '80s cars, started self hosting them. If it's a popular car you may be in luck
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i feel like this is something that they earn money on??? you literally paid for it, and and ur saying btw i wont come back, but you paid for it
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They don't intend for you to download thousands of diagrams in those 72 hours, it's meant for a "i have a project this weekend and need to look up headlamp wiring" thing.
By scraping the data, I'm avoiding paying for the 1-year subscription and getting a bunch of stuff i may never use. $22 for 72 hours vs $2,700 for 1 year.
I actually have to do it again soon because somebody else uploaded a Bronco workshop archive and fricked it up -- filenames exceeded 256 characters so a bunch of the files are empty. I could use a set for 2018+ F150s, too.
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Windows users truly are more abused than digital prostitutes
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It was a little excessive having a path of
C:\Users\user\Desktop\Bronco\Service Manual\4- Electrical\15- Information and Entertainment Systems\415-00 Information and Entertainment System - General Information\Description and Operation\Information and Entertainment System - System Operation and Component Description G2225614.pdf
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wait so it's not even a filename exceeding 256 chars but the whole path?
yeah that's just windows being r-slurred sorry fam
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It might've been whatever archive program they used. Like, it created the files and they had the proper filesize, but the contents were blank. I could see an old program not adapted for NTFS long paths getting confused and failing to access files with a long enough path.
I didn't create the archive so I don't know. I can tell you that WinRAR bitched about excessively long paths trying to extract to a folder on my desktop. If i extracted to root and moved the files to that desktop folder, Windows didn't complain.
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Since some recent update, you can bypass the max limit on paths, and there's always been the \\?\ extended path thing (since XP or so I think) but yeah it's completely r-slurred
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That's pretty good, how far back does their collection go, or is it just current models? may have to see if Toyota does something similar
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HOWEVER, some states offer free access to the Vehicle Repair Database as a service provided by the public library.
https://www.wiscat.net/ext/validateglobal.php?cid=stwi&lid=stwi&dataid=2145
It asks you to enter your city and library card number. If you don't have a Wisconsin public library card, select "Wisconsin - enter zip code" in the first dropdown and provide a valid Wisconsin zip code, such as 54321.
It's not as comprehensive as the Ford one, but still a resource.
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Extremely keyed comment king
Black lives matter
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It's a service provided by Ford, so every model from 1994 to current
https://www.motorcraftservice.com/Purchase/ViewProduct
You can also look up any vehicle's AsBuilt data for free. That's how people figured out things like enabling trailer sway control with aftermarket hitches -- grab the VIN from otherwise-identical vehicles with and without tow package and see what values changed
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If s*x work is real work
Then isn't this just shoplifting?
And don't the stores have insurance?
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The coomers are peacefully protesting
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up to $950 per day it's just a misedemeanor
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Up to $950 (give or take depending on the jurisdiction) total. Many stores will keep watch for repeat offenders and document their shoplifting without them knowing. Then, once the value of the stolen items reaches the felony amount in the state, they'll call the police and have the shoplifter arrested.
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's*x work is real work'
'the IRS wants to know your location'
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I search big tits, 6 millions results.
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i search desperate local twinks, rdrama dot net results
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I have more respect for junkies selling their gussy behind a gas station for $5 than I do for onlyfans 'entrepreneurs'
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Especially since what they sell on OF isn't worth a tin nickel, never mind $5. It's literally just maybe-nude Instagram, who the frick would pay for that?
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/r/ChargebackChads
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could be good bait sub
the concept, maybe not that name
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i dont think it could work tbh. to make it plausibly real it'd take too much effort.
and we're not very good at that.
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just make a thread about it on ilpt
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