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  • Doc : Surely this isn't a sign of recession :marseyaware:

Interest free installments to pay for food deliveries about to hit the bipoc community like crack fr.

https://x.com/unusual_whales/status/1902751234416922762

>DoorDash customers can soon buy with Klarna via full payments, interest-free installments, or deferred options aligned with payday schedules.

>For Klarna, the announcement comes after it recently became the exclusive provider of buy now, pay later loans for OnePay, the Walmart-backed fintech company.

>The partnership strengthens Klarna's position in the U.S. just before its anticipated debut on the New York Stock Exchange.

https://www.cnbc.com/2025/03/20/klarna-lands-buy-now-pay-later-deal-with-doordash-ahead-of-ipo.html

Um akshually jews and cars to blame:


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lol, jews successfully convinced everyone we needed 3% inflation so everyone keeps themselves invested in a system of capital the jews wield hedge fund control over.

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I never understood klarna until i googled it like 5 years ago. I was like OHHHH it's how the jews get the poors.

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Biz Markie said it best

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https://i.rdrama.net/images/1742496173BNCgc0iz4ll3cA.webp


![](/images/16674454055116708.webp)

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The first tower is burning from the 757 of 84 month 19% APR Nissan Altima payments, and we just saw the second plane of klarna for door dashing $36 Applebee's boneless wings hit the South tower

We've also got the Robinhood Credit Card and Draftkings hijacked and still in the air

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>Microlending has a more meaningful negative impact on Zoomers than 9/11

:#marseyemojilaughgenocide:

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Obesity kills more people every year than 9/11 :marseyindignant:

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Explains why they have become so pro-Hamas

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Is Caleb Hammer still making vids, or did he sexpest too close to the sun? I need to see him react to a burrito bill.

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One of the latest people is a :marseytrain:

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He's still doing the show. No one is surprised that fat cute twink is a thirsty frick boy. He hasnt s*x pest that far... yet.

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He definitely has s*x pested far enough but he's one of the few to employ the only effective strategy of just not acknowledging it

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His latest s*x pestery is just him trying and failing to get kitty. Its more funny than anything.

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Caleb's guests have gotten so off the wall stupid I don't think they're real people and not actors anymore. Somehow each one of them is stupider than the one before and I genuinely can't take it.

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He's probably full swing into reality TV audition tapes and coaching them to act as r-slurred as possible. It would make sense that he'd just go all-in on views if he was vaguely good with money.

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At least hes not endorsing crypto scams

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Lol i love the people saying cars are too expensive so they have to order fast food.

Hey r-slurs, you know you can order groceries right?

I honestly would love to know how much damage door dash/uber eats has done to poors.

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I honestly would love to know how much damage door dash/uber eats has done to poors.

meh, not as much as u'd think. they mostly serve rich ppl.

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Poors order door dash more than the rich.

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i dont think so, this was just doordash. i cant find it rn but there's a graph of all income levels and how often they order uber eats/door dash and the lowest income brackets had the highest rate, the middle brackets had average rates, and the rich also had pretty high rates too. so both the poorest and richest were ordering at the highest rates.

i think the "below 70k" thing is kind of misleading, from what I remember the highest rates were 25-30k.

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doordash has most of the market, uber eats is maybe like 30% and stalled at taking more

that article is just last year, and so is quite recent.

poors tend to do so b/c of lack of good transit. cars aren't really that cheap either.

also i wonder how many are using some kinda poor benies.

i know uber/dd advocate to try to get govt gibs on their service, they were always talking about it when i worked there.

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they mostly serve rich ppl.

I regret to inform you that there's a negative correlation between food delivery purchasing and wealth.

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I honestly would love to know how much damage door dash/uber eats has done to poors.

I unironically think it's worse than the lottery bb.

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My roommate in college... he had a bad addiction :trolldespair:

0 money and I told him I'd make him sandwiches, I'd drive to subway myself, heck I'd pull him in a wagon to subwa--

:marseychonker2: "too late I hit the food button"

:#purerage:

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You are absolutely correct.

I have some chicken marinating for a new recipe I'm trying tonight. However just to stunt on poors I'm going to order Doorslop instead because unlike Dashcels, I'm not too broke to afford it. I just understand what a terrible value proposition it is.

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it's expensive to be poor

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I used to argue about this, but then I realized that being poor is a direct consequence of being stupid, and people who aren't stupid aren't poor because they make sensible financial decisions.

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You can only really be poor in america if you made and continue to make a bunch of bad choices or are just lazy.

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huh? there's almost no social mobility after 30 it's not made and continue you just gotta frick up early.

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Yeah, if you just consistently frick up for 3 decades you're screwed. It can happen to anyone.

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5 year olds rekt on how much grind they've already missed out on

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So what's your excuse?

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how am I poor?

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You show your apartment constantly. Nobody lives like that because they don't care or god forbid like it like that.

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This is literally a regular apartment? Its nicer than most even.

If you think im poor youre actually r-slurred lol

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YOU'VE ALREADY POSTED THE RECEIPTS YOU IDIOT

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yes, of a regular apartment.

what kind of poor person has 30k in a checking account?

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How dare you speak to me

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Or refuse to move up in careers too.

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If these people had cars they would just be driving to McDonald's instead of doordashing, cooking isn't even an option to them.

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I mean, debt doesn't really matter if you don't own anything. What are they gonna do garnish your wages? Most companies wouldn't waste the time.

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CredMaxxing is becoming the primary investment strategy of Americans

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it rwally does boggle the mind. Like youd think the banks would want to get paid back, butt i guess 2008 taught them that theu can give out loans/financing like candy and if they dont get paid back then the taxpeayer will sibsidize them bc too big to fail. It seems like getting everyone, especially the youth into an unsustainable debt situation is on purpose, butt what purpose could that be? I think were transitioning fo a world where they want less skilled workers(bc ai is gonma take those jobs) and a lot of people who are desperate/unable to help themselves so that theu can be more easily controlled/leveraged. :marseyhmm:

!slots111

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Most people probably do pay it back.

I'm sure the banks offering these services have a team of nerds who crunch the numbers to make sure it's profitable.

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if that were true then consumer dwbt wouldnt keep rising at the rate it does

!slots200

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Yes it would lmao.

Now if the default rate is rising... but then again, I'm sure they just charge higher interest rates/fees to make up for it.

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The delinquency risk is lower since the amounts are so small they can usually go through before the larger ticket items bounce.

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bc ai is gonma take those jobs

AI is only gonna take white collar jobs lol

!bluecollar workers are gonna be just fine

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a lot of skilled bluecollar jobs will be taken by ai bots

https://media.tenor.com/jlRnOSXTHUYAAAAx/robots-robot.webp

!slots200

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I don't think twerking in da club is a "blue collar job"

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Can't deny loans because it "disproportionately affects disenfranchised communities" despite said communities never paying back and just trying to scam for a buck.

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DA JEWS DID DIS :hysterical:

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I swear some companies are using DSP as a focus group.

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:mar#seyxd:

:marsey#magarentfree:

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I NEED A FINANCE :marseycalebhammer: PLAN TO PAY FOR UBER EATS FOR MY FAMILY :marseydeathoftheartist: ( ME AND MY GIRLFRIEND :marseyavril2: AND HER 7 CATS)

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Klana

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KKKlarna for how this will ravage the projects

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This seems like a weird legal scheme to get around credit card regulations and the only people that would use it are the defaultiest of defaulters. I don't get how this makes money.

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Think of it like the Happy Dude telemarketing thing from the Simpsons, except it's payments exceeding the purchase price on shit that wouldn't have been purchased in the first place.

You get as many people as possible to click a button that says "I'm an r-slur and I'll pay you $75 in exchange for $25 now." Then front the $25 and have an army of Indians harass them for the remaining $50.

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doordash likes customers

some customers wont pay up front

so they make down front solution,

to get those

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The bet is that enough people will pay for the late fees (as opposed to interest) to make up the difference. Klarna's entire business idea is that poors are too stupid to pay in time.

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Klarna makes money from merchant fees. They charge DoorDash for the service of offering the layaway to their customers.

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layaway

Layaway is when a business collects money and holds it on account (and the item) until the customer saves the purchase price. It's not financing; it's enforced saving.

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They do that too, but it's not their primary source of income.

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I'm pretty sure they're only interest-free if you pay it back on time, and as soon as you miss a payment they retroactively charge you interest for the entire duration of the "loan".

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Yeah, that's where the majority of their revenue comes from.

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we should have taken liberia more seriously

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>be american :marseyscooter: during second coming of T-rump

>sign a reverse mortgage to tip delivery driver 75%(he only gets $5 max, everything else goes straight to blackrock)

>get shot, because why not

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Off-grid mfers looking more rational with every passing second

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Uncle Ted seems reasonable

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Can't wait for the next "hack" where r-slurs order a bunch of food for "free" using this. :marseyexcitedgif:

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Whats McSharty gonna do, repo your diarrhea shits?

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Cold MacDonald's on layaway?

I ❤️ poor people

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Progressives will tell you that if you give these people free shit they'll succeed and change the world for the better.

In reality we give them free shit and they spend it on cold fast food fries.

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We have several renters in Duplexes in a blue collar neighbourhood. I'm there a couple times a month doing maintenance and often have to throw garbage and recycling away in the bins. Some of them eat Uber everyday by the looks of it.

It's expensive being poor. Fine, that's their culture, but I cant believe they willing eat cold fast food.

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Poor kids can be just as smart as white kids

Bigot

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>Now that is what i call customer service

:marseychonkerjunkfoodrentfree#talking:

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I was about to say the quickness with which some people jump straight to accusing others of libertarianism is irritating, considering how frequently it's based on little more than a child being vaguely associated with whatever is going on.

And then this fricko turns up.

Snapshots:

https://x.com/unusual_whales/status/1902751234416922762:

Link:

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