Alex, 22, San Antonio
Had 4 vehicles at one point, since sold a car and a motorcycle
At 18 got a $3700 GTI timestamp
Spent more than that on parts to modify it
Other car mentioned
- Engine blew
"Cycle of buying cars"
Has 2 dogs
"I work in critical environments"
Got a job because he fixed some guy's AC while he was buying his motorcycle off Facebook marketplace
Got the job August of last year
"I have a budget, I just don't stick to it"
Navy Federal #1 (16'000): timestamp
Bought it at 17'500
Minimum payment $431
Allegedly worth 17'000 or more now (about 8kish at the moment, needs repairs)
Blew up this one's engine too "I like to add power to cars"
"Where are you driving these" timestamp
"There's no speed limits on the highways in Mexico"
Caleb is a speedcuck
This gigachad is driving around at 3-4am so he can go as fast as he wants
"How often are you doing this?" timestamp
- "Well not any more because the engine blew up"
Car explanation timestamp
"A lot of nitrous and a lot of boost from turbos"
"300 shot of nitrous, it was doing a 200 okay didn't like the three at much"
"Starting to blow up a little less as time goes on"
Navy Federal #2 (1'577): timestamp
First car, Volkswagen GTI, bought in 2020
"Not running and not worth fixing"
Planning to pay this off next paycheck
457 minimum monthly
Navy Federal #3: (4'309): timestamp
141 minimum payment
"Person who sold it to me said they rebuilt the engine and within 3 months of owning it it blew a head gasket"
Audi (24'088) timestamp
$505, 67 payments remain
"Low miles, for what it is the price isn't bad"
- 37'000 miles
Bought it for 25'500
Was spending 600 a month on gas driving the 2008 corvette
Thinks it's worth 23'000
This one is operable
Plug-in hybrid so he will get a 4'000 tax credit
Jared Card ($5'185) timestamp:
$185 minimum payment
"Ummmm.... I bought previous girlfriend a lot of jewelry"
- Together for 2 years, broke up last Sunday?
"They do 12 months no interest, I was like I'll pay it off... I didn't pay it off"
Personal Loan ($5'000): timestamp
When he moved, didn't have cash on hand for security deposit and first month's rent
thinks they charged the interest up front and it's not accruing?
Originally for 3'000?
Thinks it's in the 20s in interest
$120 minimum payment
Navy Federal Card (4967 => 5003. timestamp
$122 minimum payment
Purchased $85 and accrued $73 interest
- It was 3 UberEats purchases
5'000 credit limit
"Whenever I see that card go over the limit I pay it down"
Checking Account Transactions: timestamp
Mostly food market, vending machine
Road tolls timestamp
- "I sold a car and left the license plates on.... the car never got re-registered"
401k Loan timestamp
Needed a trailer hitch because he thinks he is getting hired in and moving to Virginia
$2'000 and 9% interest
Paid off a few other cards already in the last few months
The fat man rambles for a bit then Alex blows him out of the water - timestamp