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House Racist
pizzashill they/them Subject matter expertise: foid identity extremism  1hr ago (text post) 306 thread views #340577 earned 264 coins from votes

I didnt like biden but my 401k misses him.

The instability, the trumpflation - really not good for folks that enjoy the market.

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https://i.rdrama.net/images/17389455404WKqCLNTNqcBcA.webp

But the SPX is up 6% since the election? Hmm :marseyhmm: If I didn't know any better I'd say you were some kind of r-slurred cute twink :marseythonk:

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Pizzas 401k is 98% nvidia

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LMAO it's only lost, what 11% and he's Pink Wojaking https://i.rdrama.net/images/1738946191yuBzcrRSM1ylZw.webp about Drumpf hahaha holy shit he didn't even buy calls

@pizzashill post your P/L or stop whining loser

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Who the frick doesn't put their retirement in funds or something like VOO? What kind of stupid fricking mutant ugly r-slur who smells bad puts 90% of their retirement in standard stocks?

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It's fine to do that but you have to diversify. No single stock should make up more than 5-10% of your portfolio.

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Imagine not throwing >50% of your portfolio at nano cap biotech firms ngmi

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It's fine to do that

Not for 99% of the population who could never hope to outcompete a cheap-as-shit Fidelity or Blackrock ETF especially when they get charged a 2-4bps per-instrument spread to rebalance. The only reason to stockpick is if you want to larp as Jordan Belfort while working as a walmart shelf stacker at age 32

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Oh I agree 100%. I started off buying individual stocks but I gave up because it was too much work and switched to index funds. Just looking at this post you can tell pizza is one of those 99%. What he's doing is basically just gambling.

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Lol

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@pizzashill I think what's happening here is that you all-inned $NVDA at the same week Deepseek came out :marseyrofl:

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Some of the monkeys on this site are just smart enough to know economy is an important word.

And the more you use it, the better your argument :marseybrainlet:

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Please do not use the word 'monkey' in a derogatory sense during Donkey Kong December. I WILL ping jannies and you WILL be banned for Kongmisia. :marseydisagree:

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But Kong is a superior ape and monkeys (like @Holly_Jolly_Kong) are inferior life forms.

So it's actually a more relevant insult during DKD

:marseyhmmhips:

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(he doesn't know) :furryteehee#:

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boner

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Big ol titties :#marseybooba:

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Post your 401k

https://i.rdrama.net/images/1738945481XGwlvEBci3uuaw.webp

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https://media.tenor.com/W3VDyi6qpHsAAAAx/eyeroll-the-rock.webp oh great here we fricking go again :yawn:

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>dramamisia

:marseyan#gry:

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I just want fresh drama, not last week's reheated leftovers :marseyindignant:

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Good drama-baiting is like boiling a frog. It must be done slowly and gradually

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Metashit is the meat and potatoes of the site

:marseysneed:

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:#stoningshit:

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That's your daddy's trust fund, not a 401k. :smh:

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I would be pissed off if that was in a 401k. Idgaf about being a decamillionaire when I'm 65 :marseyracistgrandpa:

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:marseyakshually: you can withdraw funds from your 401k penalty-free starting in the year you turn 59.5, not 65.

Age 65 is required to withdraw funds from an HSA (that are NOT for qualified medical expenses).

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I see :marseynotes: That's still like a million years from now though, I am NOT thinking about it :marseyno:

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67 is the social security age for zoomers right.

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you can begin taking your social security payments starting age 62. you must take them starting age 70.

the amount you get paid is scaled - the longer you wait before taking them, the more money per month you get. They do this w/ actuarial tables. If you know for a fact you're unhealthy (chain smoker, alcoholic, whatever) then you should usually take them early to max out how much you take before you die. If you know you're healthier than average then you should generally delay it to 70.

edit: medicare kicks in at age 65 as well which is arguably more important than social security these days, since marketplace plans for 64-year-olds are expensive af (old people be gettin sick)

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Wasn't that a critique of Medicare for All?

Medicare already absorbs the bulk of medical expenses as it stands, unless you're an unusual person you'll probably be healthy after 16 or so.

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While it's true that old people tend to cost more, they also tend to not live terribly long after age 65.

Another huge issue w/ medicare for all though is that medicare is basically a form of price fixing - they determine what they're willing to pay for various services/operations and they won't pay more. Private insurers pay more. Some doctors prefer medicare patients because medicare is more straightforward and fast with their repayments, but they also pay less. Realistically if doctors only got paid what medicare pays for all operations, they'd all need to take a substantial pay cut.

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fyi the fidelity website doesn't show that "Balances" tab for 401k's

lmao like why larp about this bb

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I didn't say it was a 401k

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I knew before I opened the comments you'd be in here. Congrats on being the top pizzashill reply guy

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my 401k is almost entirely S&P500 index funds, its doing fine in the 3 weeks since trump got inaugurated

eta: dont you have really big NVIDIA position? Trump didnt cause them to get cuked by another AI company and lose 20% lmao

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I think that's how mine is too, whatever the default is i set back in 2010.

https://i.rdrama.net/images/1738951228XNfVsC8HZeNScw.webp

Took too long to install, all i saw was vanguard and stuff

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rump didnt cause them to get cuked by another AI company and lose 20% lmao

He did cause them to release the 5000 gpus early with a lack of supply to duck the tariffs though :marseyagreesuperspeed:

I bet he's the reason they suck too.

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As much as im getting cucked by not being able to get a 5090, nvidia's gaming division is pretty irrelevant to their stock price nowadays

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Bidenflation +300% everything :marseysleep:

Trumpflation literally 0% :marseyscared:

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S&P, Dow, and NASDAQ are all up or where they were in 1 year ago, and where they were in November.

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Write covered calls against your nvidia shares or stop whinging ab minor fluctuations in a longterm hold the market is doing great

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Neighbor nothing happened to your 401k in the past two weeks.

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This is maybe the stupidest thing you've ever said holy shit.

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I don't know your exact age but I do know you have at least 30 years before you retire. What the frick are you even talking about? You should probably be in almost all equity (I don't know your exact situation) and let that 401k fricking rip dude.

Your time horizon is so fricking far away this volatility is good for you. If shit drops for four years, like you're implying, that just means you're investing for cheaper and getting a better deal. If shit drops you should be doubling down on throwing money into the market.

Holy frick why anyone sub 60 years old is this concerned about the market just shows how illiterate the general population is on the subject.

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Why? Is your portfolio down to 5000 from 5250?

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Ya for sure.

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Checking the balance of ones long-term investments more than once or twice a decade is dorky and juvenile.

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:#donkeykongy:

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