No links, just text. If you're out booze cruising, you'll notice that poors often have their entire dashboard covered in random paperwork. Doesn't matter what kind of vehicle, as long as it's cheap and poorly maintained.

Why is this such a common behavior? What documents could they possibly have that are so damn important, they need to be on the dash? You really don't have an afternoon once a month to go through it and get rid of what you don't need?

As a secondary, you also know they're driving slow as shit everywhere because otherwise the papers would fall.

Goddammit I hate poors.

I want to create a post on Reddit (in bad faith ) asking this question, just to get the expected responses

1. "they're too busy trying to survive under capitalism"

2. "what does it matter to you, it doesn't affect you"

3. "idk what you're talking about, I'm friends with multimillionaires who have random papers covering their dashboard and empty coffee cups on the passenger seat"

4. because I'll specifically call them the poors instead of poor people.

Then I'll ask a similar question asking why Hispañols drive slow as shit, too. Like they're afraid to get it above 1,200rpm. Expected response there is "they're being safe and maybe you need to learn some patience" (when they pull out in front of you on a country road)

But not really

Willow, 27, Tuscon Arizona

Personal Life:

• Got COVID last week timestamp

  • tested negative this

• Has a kid in Tuscon, divorce just finished

• Has an IT degree + some IT certs

• Subsisting off severance pay, savings, and freezer meals timestamp

• Has a "partner" timestamp

  • Rekt the partner's car earlier this year

    • Early on in the relationship, things still going well

  • Partner is currently in the room

Career:

• Usually IT, got laid off 3 weeks ago timestamp

  • Has been applying to a jobs, about 10 applications a day, "getting kind of desparate"

• Uber driving timestamp

  • Was using the truck but it broke "really bad" and couldn't the fix

  • "Very first drive got blinded by the sun and wrapped it around a pole"

  • Car was worth 4 or 5 grand, Ford Focus

    • Mother gave money to bail out? And give partner?

  • Truck has since aged out of Uber

Financials:

• 401k $32'000

  • "About to get split in half" (divorce)

• Divorce Deets timestamp

  • 20k legal fees

    • Lawyer felt bad so no interest on a pay as you go timestamp

  • Caleb pretends he didn't notice this guest is transgender

  • "My ex-wife decided to kidnap my child across the country when I started hormones"

  • "She lied just long enough to establish residency in Tuscon and then I got served divorce papers"

  • Sold home in Michigan (a half-acre) for net $53'000

    • Home was a gift from family?

  • "My ex does have to pay for a portion of my attorney's fees now which feels nice" timestamp

    • About a third of them

  • Married for 4 or 5 years timestamp

    • Married because wife got pregnant

    • "A lot of pretty terrible things she did in the meantime which resulted in other bills I had to pay off"

      • Psych ward visit "from her abuses that sent me going insane"

    • 50/50 custody of the daughter, 4 years old

  • "Why was the divorce messy?" timestamp

    • "She got really resentful because she didn't want me to [transition] because she's Catholic and very strong in her belief that trans people aren't real"

    • "She wanted me not to have unsupervised access to my kid"

    • "During the divorce she accused me falsely of five felonies"

      • "Forging, child abuse, diddling the kid, and abusing her, and I forget what the fifth one was"

      • "That's why she has to pay a large portion of my lawyers fees, the judge was not pleased with that"

  • Wife is living with her parents rent-free, judge decided to count this free rent as income

  • Has until June 1st to get a job

  • Does not qualify for unemployment currently

  • Wife did have a job during the marriage

  • Used to have 3 cars, sold a Chevy 1 ton truck to help pay for the lawyer

  • More deets timestamp

    • Ex's mother is retired

    • Communication is "sparse" with a rude message from her here and there

• Worked for 6 months of the last year? Intiaily timestamp

  • Got a job mid-last year but it was "an IT sweat shop"

    • Explanation of this - timestamp

    • Making $52'000, "much lower than what I made in Michigan"

  • Tried to start a business, "it didn't work out well, I ended up breaking even"

• So where'd the money go? timestamp

  • "So first, I have a big stupid truck I love, that I keep fixing and I have a loan on it. It's lifted and-"

  • "So here me out-"

• Self-scored 1 or 2, "it's pretty bad"

• Credit Card 1 (Quicksilver) (9'167) timestamp

  • $334 minimum payment

  • $10 in transactions

  • 242 interest accrued

  • $167 over the credit limit

  • 30.7% interest rate

  • "For a while I wasn't allowed to touch the funds from the house" timestamp

    • Explanation of how he has this bill from needing to keep "both his cars"

    • Has another car in Michigan at his mother's house

      • "It's also very old and broken"

      • First car, it's always broken but he wants to keep it. "It works, mostly, there's always something a little wrong with it"

      • "I actually hate car-based transportation but I like cars"

• Credit Card 2 (Wells Fargo) (7'270) timestamp

  • $73 minimum payments

  • interest free but not any more, now 30%

  • no new purchases

  • "I've gotten very used to losing money at this point."

    • Caleb takes shots at the Reddit, guest takes a potshot as well

  • Thinking about bankruptcy timestamp

    • Pretty reasonable thoughts behind this actually

    • Has already talked to a lawyer about this, $1700

    • Planning to pull the lawyer fees from his retirement this goes forward

    • Would take about a month or two for the proceeding

  • Mother has agreed to sign onto a loan if needed, already bailed out once while he wasn't able to touch the house funds

• Credit Card 3 (Trio) (2461) timestamp

  • $49 interest accrued

  • $73 minimum payment

• Does not plan on using credit cards again timestamp

• Rent is $850

• Tried applying other places, "Walmart, the gas station down the road" timestamp

  • Rejected from these

  • Walmart mentioned specifically as ghosting him

• Car (Dodge Ram 1500) ($7'000) timestamp

  • From 2007

  • Bought in 2021 - 4 year term, cost 11'000

  • Truck deets timestamp

  • Thinks about $7'000 in repairs over the time he's had it

  • Uses for off road driving frequently for fun (based)

  • Repaired own front suspension

  • Partner bought him new tires

  • Thinks that it's worth more than he owes on it

  • 1 payment late right now

• RV ($20'000) timestamp

  • Bank this is from is "super shady" and won't give statements

  • Thinks 7% or 8%

  • 10 year term

  • has had it a little more than a year

  • Thinks it's worse more than he owes but would be extremely difficult to sell

  • 1 payment late right now

• Caleb pushes back on the bankruptcy timestamp

  • Caleb suggests that he move to Phoenix for better job prospects and only see kid on weekends [timestamp]

    • "That doesn't feel like an option - that kid has so many emotional problems from being taken from me, I couldn't do it to her"

  • Some pushback on whether ending up in this situation was actually out of the guest's control

• Checking Account timestamp

  • Some eating out, oil changes, fair bit of amazon, google, a car wash for the '90s car

  • He gets maybe 5 more car washes for the '90s car - wanted to fix rust on it?

  • $64 worth of steam games

  • $45 venmo to Therapist

• Got state health care? timestamp

• Partner hops on timestamp

  • Did not know about this much CC debts

  • Dog barks because nobody's paying attention to it

  • Partner has "about 10'000" in CC debt

  • On marriage

    • "not happening any time soon" both divorcees

    • partner is 25

  • Dog had lime disease when younger

  • Don't live together, did briefly because guest was briefly homeless in January

  • Guest and daughter were staying in the apartment for a little while

  • "She doesn't know how to cook so she heads to McDonalds"

  • "She hasn't been applying to fast food jobs" timestamp

    • "Only thing I can't see myself being able to deal with is fast food - it just seems so overwhelming"

    • "She's neurodivergent" timestamp

  • Guest hates IT and wants to become a lawyer timestamp

    • Thinks mother or grandmother might pay through school

  • Mention of a quarter million inheritance

• Birds-eye view of the debts timestamp

  • Caleb thinks it's 2 years to pay off

  • Caleb cuts it there

I was wondering why I was doing all these no tip orders for diapers and candy (I'm not exaggerating holy shit so much junk food and baby formula) but why are the orders always for a few items but the fee I'm getting is like 8 bucks to drive a few miles? You'd think they'd order more so it's worth the exorbitant fee.

Cameron, 20, Houston TX

At least two Red Bulls

Segment like a really sus video where Cameron explains he consents to the show timestamp

Career:

• "Kinda complicated I guess"

• Part time real estate, part time construction with my Dad

• "From Sunday to Wednesday I do real estate, I guess full time"

  • He lays out his schedule timestamp

    • 5am wakeup

    • 6am gym

• Real Estate agent, lots of calling people

  • Done it for a year

  • Wants to do this full time

  • This month is "most money he's ever made"

  • $14'000 this month but he "spent most of it"

    • Sold a single listing and got them a new place - he knocked their door

  • He tries to explain how timestamp

  • When he started he "spent the money before it was in [his] pocket"

  • Was a server at resturaunt, quit it to be agent

  • Hems and haws then admits it's 2'500 "over 6 to 8 months" so much less than other guests

  • "I try to prospect but like I've started playing Minecraft and stuff you know what I mean?" timestamp

    • This is what he was doing last year instead of working?

  • Works 4 hours a day 4 days a week timestamp

    • Actually it's 1 hour a day of calling people?

    • Actually he's showing houses as well?

    • Maybe 3 a day?

  • A day in the life of a real estate agent timestamp

    • Later clarified to 1 hour a day with a lot of staring at the screen doing literally nothing, sometimes watching Financial Audit videos MARSEY LFMAOOOOOO

    • HE ALLUDES TO HAVING THE ZOOMER PHONE PHOBIA

    • 3 hour lunch break lmfao

  • Saved $2000 of that $14000 check

• Construction timestamp

  • Dad's company, Dad cuts him a check

  • About $125 a day, 3 days a week (around 10 hour days for this)

  • Doesn't know if he's W2 or not

    • "Uhhhhmmm my dad has his company and I just kind of go in and he gives me a check"

    • "I don't know I just get the check and I just picture deposit it into Wells Fargo, it goes into my account"

  • Just started this, started around last month

• Living with his parents

• "I used to make a lot of money as a server"

Personal Life;

• Girlfriend of 2 years is in the room timestamp

Financials:

• Parents helped him out 7'000 on a car downpayment

  • He paid them back 4'000

• He did not set money aside for taxes

• Credit Card 1 (Discover) (1'015) timestamp

  • 1326 previous - 994 payments + 664 new transactions

  • "Why are you putting more money on a card that is accumulating interest?" timestamp

    • He is extremely confident things will just work themselves out

  • "If you look at my spending I try to be really conservative with it"

  • Lots and lots of eating out, some paint he got reimbursed for

  • "Everyone's net worth is negative at 20 years old"

• Credit Card 2 (some bank name) (2404) timestamp

  • $2391 - $200 payment + 157 new purchases + $55 interest accrued

  • He paid another $200 payment on this

  • Credit limit is $2500

  • Ate $29 in fees this year

• His stonks timestamp

• 2016 Jeep Wrangler timestamp

  • $31355 balance

  • 10.something interest rate

  • There's an unpaid balance of $680

  • He tries to explain, his parents took the car out for him, in their name, he's paying for it

  • Caleb seethes because he keeps looking at the camera

  • 6 year term

  • Jeeps in the shop, $300 - lots of other spending on parts for the jeep

  • Suspension is messed up

  • Lots of other issues with it

  • Pays for car insurance under his parents name - $400 a month

  • Went to college for a year, took a year off, couldn't afford to both go to college and pay the jeep

  • He didn't really know what he was doing at college

  • "My way of justifying it was I didn't know what I was doing in college and I had the Jeep anyways"

• Credit Card 3 ($472) (Spark Business) timestamp

  • 536 - $71 payments + $12 interest accrued

  • Not the real estate card

  • "This card was a really dumb decision... probably the worst one"

  • "Every year we get a fee as realtors, we have to pay like 400, 500, I didn't have the money so I opened a credit card and paid it with that."

  • Minimum payment 17, 30% interest

• Credit Card 4 (CapitalOne) ($352) timestamp

  • Minimum $25

  • $8 interest accrued

  • $727 - $700 + $323.85

  • "This month I spoiled myself"

    • He tries to explain why he thinks this is a good idea

• How much he owes to his family timestamp

  • $11'000 total?

  • Informal, gets brought up when the dad's mad

  • He paid 4000, it's down from 15'000

  • Pays $400 for rent

• Checking Account timestamp

  • $150 in there

  • fair bit of going out to eat, eBay headphones, smoking "trying to quit," $1000 into his RobinHood

  • THIS R-SLUR INVESTED 15% of the portfolio INTO TAKETWO HOLY SHIT

    • waiting for GTA 6 thinking it will moon shot

Spending piechart timestamp

• He gave his parents 4000 which might be upfront rent payments might be debt payment? to help pay off the house???

Caleb makes him cry bigly timestamp

• "To be honest, it might just be a reaction to the Red Bull"

Oracle seems to be a long-term sponsor, every video now

ya'll see the tweaker faces the "substitute elemetary school teacher" is making the whole time?? lmao. Gee I wonder where all the cash is going tsk tsk

In my opinion more authentic than caleb hammer.

Next week I'll post the pitty parents making 6 figures who send their kid to live with grandma during the week.

Maya, 24, San Antonio

Personal Stuff:

• Full time student timestamp

  • Gets a "Chapter 35" from the VA, her mother is a "totally disabled" veteran so she gets a stipend for all the months she's in school?

  • Gets $1488 a month

    • Will last 36 months

  • Taking 12 credit hours this semester

  • Doing her first sophomore semester right now - took a 5 year break from college

• Dropped out of HS at 17 years old

• Started working at 19 - "partied" for two years

  • Got a job at Taco Bell, promoted to manager at 21

• Bought an RV to move out from her mother timestamp

  • She'd moved back in with her after a long-term boyfriend didn't work out

  • "I talked the RV down to 4000"

  • "1993 Fleetwood Flare"

  • Sold it for 6'000, all that's gone now though

• Why don't you have a part time job? timestamp

• Owns a pet, there's a Petco transaction on CC 1

• Got her eyebrows waxed before coming on the show timestamp

  • "Like you can't tell because - [words words words]"

• Studying "Neuroscience premed" timestamp

  • "I never plan for the future for anything"

  • "There were a lot of times where I was genuinely unable to get a job" - "I just wasn't allowed, physically wasn't allowed"

  • Confusing story idk what this means?

• Over the summer worked at Six Flags, "passed out multiple times" because they would not let her drink water timestamp

• Family Deets timestamp

  • Mother in San Antonio

  • Father in San Diego

  • Divorced when she was little, father raised her and sister alone - mother left to San Antonio in 2011 - first reached out to mother during the RV arc - father is very poor, won't be able to help with much

  • Has had to help father with money a couple times

Financials:

• No Savings

• Both cards' balances have gone up, gone up more since the papers shown

• Self-scored financials 3/10 - timestamp

• Credit Card 1 (quicksilver) ($7'494) timestamp

  • Paid $247 off on this

  • $141 in new purchases

  • Accrued $182 in interest

  • "I kinda girl math myself a little bit"

  • Can't cancel a $60 a month subscription because it's "complicated" timestamp

  • Tiktok shop timestamp

    • "I see stuff on Tiktok and I'm like that looks like a good thing to purchase"

    • "I put a 30 minute timer on it because I'm on there so much"

    • "Just Delete it"

      • "But then how am I supposed to send my friends memes"

  • 30% interest, she thought it was 25%

• Some vet stuff, two cats, kitten got neutering botched and cost another $400

Marseypicker ate the last half of this somehow and I'm not retyping

High points without timestamps-

• 1000 shortfall in her budget

• Tried to kill herself with vodka and ibuprofen wandered over to the police station and called the suicide hotline

• Yugioh deck worth of medical bills from doctor shopping about her a "pain in her right side"

  • Female doctor gave her more tests for no result which she thinks is somehow better than the male doctors telling her to go home because nothing's wrong

• She's got a simp paying for her groceries and her car

  • She goes grocery shopping with this simp and he buys her stuff

• Had sugar daddies a year or two ago while living out of an RV

• Roaches are living in the microwave at the apartment she shares with 3 roommates

have an idea for an epic ping group

Ted, 62, Austin TX

Career/Personal

• Retail Manager

  • $21 an hour, at least 40 hours a week

  • time and a half overtime

  • Around $3000 a month

  • No benefits, he's on his wife's

• Wife makes around $3500 a month

• "retail management is not my endgame"

• Spent 14 years working for Texas "Commission on State Emergency Communications"

  • Got a Master's degree because of this?

• Went to Art school at some point

• Went through a bankruptcy 6 years ago

  • All of this debt has accrued since bankrupcy

• Wife has probably the same number of credit cards timestamp

• He has $17'000 saved for retirement

Financials

• "Why is there so little invested?" timestamp

  • Boomer ramblings and deflection

• Self-scored - 5/10 timestamp

• 150k or so left on his mortgage

• Credit Card 1 (CreditOne) ($811) timestamp

  • $20 in new purchases, $20 in interest

  • Paid $75 on this

  • Minimum payment 30

  • Why Spend on his card?

    • "Our expenses are higher than our income"

• Credit Card 2 (Apple) (2115) timestamp

  • Minimum payment 67

  • $41 in interest accrued

  • Puts his life insurance payments on his card?

• Credit Card 3 (Discover) ($4196) timestamp

  • $69.50 in new purchases

  • Made a $100 payment, also made $100 purchase?

  • Minimum payment $84

  • $57 in interest

  • Lots of mobile games micro-transactions on this card (company called "Zynga")

    • "I was able to quit smoking, and drinking, but I can't quit this"

• Credit Card 4 (eBay) ($1'487) timestamp

  • Made a $75 payment

  • Minimum payment of $30

• Credit Card 5 (Lowes) ($535) timestamp

  • Made $50 in payments

  • $12 in interest accrued

  • $30 minimum

• Credit Card 6 (JC Penny) ($1'591) timestamp

  • Made 75 in payments

  • $40 in interest charged

  • $57 minimum payment

• Credit Card 7 (Venmo) ($753) timestamp

  • $30 minimum payment

  • $102 in new purchases, made $30 in payments

  • $15 in interest

  • Eating out and microtransactions on this card

• Credit Card 8 (Walgreens) ($441) timestamp

  • "I think that's the one that started it all, they had this display when you walk into the store"

  • $29 minimum payment

  • $12 in interest

• Credit Card 9 (Verizon) ($1'290) timestamp

  • He wanted to take advantage of the discount on the phone bill using the card to pay for it

  • $48 Minimum payment

  • $34 interest accrued

  • Made a $100 payment

• Credit Card 10 (Upgrade) ($1'272) timestamp

  • $72 minimum monthly payment

• Credit Card 11 (Upgrade) ($9'260) timestamp

  • Thinks he has two Upgrades because traveling?

  • $126 interest accrued

  • $474 minimum monthly payment

  • "Uhhh I I uh I run a non-profit"

  • "Some of these now that I think about it might have been expenses"

  • "Performing Arts Venue" - He's the president (doesn't get paid)

• Credit Card 12 (Sitco) ($378) timestamp

  • $29 minimum payment

  • $10 in interest

• Credit Card 13 (Chevron) ($128) timestamp

  • $29 minimum payment

  • $71 in purchases

  • 50 in payments

  • $2 in interest accrued

  • More mobile payments on this one

  • Playing "Empires and Puzzles" and a couple others

• Credit Card 14 (Ally) ($228) timestamp

  • $28 balance

• Credit Card 15 (Amazon) ($580) timestamp

  • $29 minimum payment

  • $14 interest

  • $50 payment made

• Credit Card 16 (At Home) ($45) timestamp

  • "Why wouldn't you just pay off $45?!"

• Credit Card 17 (Alta) ($0) timestamp

• Synchrony ($656) timestamp

  • $30 minimum payment

  • Made a $50 payment

  • Made $12 in purchases

    • It was Starbucks

  • $14 in interest accrued

• Credit Card 18 (didn't catch name) ($28) timestamp

  • 28 minimum payment

  • 70 cents in interest

• Credit Card 19 (NFL) ($1'474) timestamp

  • $39 in interest charged

  • Made $43 in purchases

  • $54 minimum payment

  • More in-app purchases

• Credit Card 20 (MGM) ($242) timestamp

  • "We went to Vegas"

  • $5 interest accrued

• Student Loans ($229'000) timestamp

  • he's in forbearance, doesn't know why, Caleb can't figure out why

  • 7.6% interest, 17'000 a year in interest if they ever start back up

  • "Yeah, I'll never pay that off"

    • "You're right"

  • "That servicing company is under investigation or something, it's in the news"

  • "Well it doesn't matter much I'll be dead before that's paid off... so I don't even consider that a debt"

• Mortgage ($122'205)

  • 3.8%

  • $1'268 monthly payment

• Synchrony Bank is where most of his cards are from timestamp

  • 

• Car

  • Doesn't have one, wife has a car, not paid for, newish because of a car accident that wrecked their old one

  • Used to have two

  • Both worked at home but he got laid off then when to retail

• Checking Account timestamp

  • 3'240 + 8'111 - 10'094 -> 1'259

  • Lots of eating out

  • A $100 Verizon payment here, not using the Verizon card since it's maxed out ]

  • More microtransactions

  • "That's how I pay my daughter, we give her money to help her live" timestamp

    • She's finishing up her undergrad

    • Boomer gets testy when question about this

• Wife debts itemized timestamp

  • Not even going to try writing these out, 28 different ones

$906 in interest is accruing a month (not counting Student Loans)

Should he consider bankruptcy? timestamp

• Total $379'000 ($122k of that is the mortgage), includes the student loans

Income/Spending Pie Chart timestamp

Lol he was renting out rooms. This is like the perfect outrage producing news story. This is a Rosa Parks moment people.

$30 for a hot dog is insane pic.twitter.com/CzX53csz1S

— Clown World ™ 🤡 (@ClownWorld_) April 23, 2024

It's Harry potter dollars tho

My local NY hot dog is like 14-18 euro without a drink.

So he should just get a job

A couple of other details:

• $320 a month for cigs and booze

• $200 for "fitness"

• $150 phone

• $100 eating out

• $80 App purchases

• No car so he ubers sometimes.

• 2 Big dogs

How was he even approved for this rental lol that's crazy.

Let's say the ticket on my car said if was for sale for 22k

I put a 12k down payment on it.

Walked out with a 72 mo loan and 330.00 car payment. (That includes a 72mo warranty)

2 weeks later I get the title and in the same envelope is a paper that says the purchase price was 32k.

I'm so lost someone help me.

Does that mean I actually bought a 32,000.00 2021 honda civic with 0 bells 0 whistles???

Isaac, Houston, TX

Career:

• 2022 - working as Sales Rep at a Tile store, making 3-4k a month while going to school full time

  • Left job to focus on classes because he was having issues

• Doing UberEats/Doordash, also getting money from his father

  • "If I need some I'll ask and he might send it"

  • He stopped doing the gig stuff because he injured his knee timestamp

    • Can't do regular Uber because his car does not qualify

    • Has a 2012 Corolla - later clarifies that it's above the miles limit

    • "My knee hurts when I drive"

      • He drove 3 hours over to Caleb, driving 3 hours back later.

      • Something to his meniscus

• Costco opening nextdoor - planning on getting a job there

• Was a Solar Salesman at the beginning of this semester but the company closed down?

Education:

• Studying Biotech (undergrad)

• 4th year but with credits he is a junior, will be finishing in 5 years

  • Had some issues during COVID, didn't pass a lot of classes - trying to make up for that now

• 2.0 GPA overall

  • "Yeah I just got to 2.0 last semester" timestamp

• "Yeah I passed one class... in COVID" timestamp

• Failed Intro to Biotechnology class timestamp

  • "I was passing that class up until the final"

  • Failed "Fundamentals of Chemistry"

• "Why'd you pick this major" timestamp

  • He thought it sounded interesting

  • "So what's your career path"

    • "What do you mean my career path?"

• "A 2.0 is good though" timestamp

• He's taking 26 credits this semester

  • "You can't do that"

    • "Can't do that at one college"

  • "I've learned a few new techniques this semester so I'm dialed in" timestamp

    • 'Like what?"

      • "ummmmm"

    • He's just taking adderall l timestamp

• Payments to "StudyPool" timestamp

  • Website where you "get help" on your assignments

  • "I would never cheat" - this site is definitely cheating

  • Looks like it's a per assignment basis - lots of these

  • $360 last month (allegedly splits with his friend)

• NBS Facts timestamp

  • $30 payment, he says he doesn't know what that is

Finances

• Put his all tuition on his credit cards timestamp

  • An Apple card specifically

  • "I haven't missed a payment"

• Spending a lot on eating out/misc bullshit

• Self-rated a 5/10 in finances timestamp

• Credit Card 1 ($14'715) timestamp

  • $548 minimum payment

• Should he consolidate his debt timestamp

  • If he could actually control himself yes

• Missed payment timestamp

  • He says he doesn't have any but there's $40 in late fees - he paid it a day late but confused this with the concept of a missed payment

• Reasoning for putting tuition on the CC timestamp

  • thought his dad would help pay it off

  • Dad had purchased a house but needed help with the down-payment - $15'000

    • Father is letting him live there rent free and considers this repayment? Not sure if I followed this right

• Coinbase and Robinhood timestamp

  • Invested in crypto?

  • Coinbase - $3'666 in 2021, down to $60 today

  • Robinhood - $6'006, down to $6?

Miscellaneous

• Oracle ad placement

• There's some sort of on-boarding video now timestamp

  • He didn't bother watching it

• Girlfriend gets time to talk timestamp

  • Didn't know how much debt he's in

  • "I think he's nervous he's not usually like this"

  • "He gets defensive when we argue so I think that's what he was doing with you"

  • Thinking about marrying him, wouldn't until he's out of debt

  • Guy's dad doesn't actually give him that much money

• Guy applied to show through Insta