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You can always game the system by taking out a 52 year mortgage then hopefully dying.

I was talking to my dad about his finances and his retirement plan when he mentioned he still has about another 30 years left on their mortgage. At first I thought he was confused and thought he had 30 years left because that was the total length of the loan. I told him there was no way he had 30 years left because they have been living in the same house for almost 20 years. I then had him login me into his mortgage account and sure enough he somehow has a 52 year mortgage with 30 years left. My question is should I have him pay as much as he possibly can to pay it off quickly or should I continue to let him make the minimum payment? He has no other debt besides the mortgage. His reasoning for only making the minimum payments is that it's a 3% loan and that money is better off earning interest somewhere else. He will be 87 by the time he pays off the house if he continues to make the minimum payments.


Found it here/for the Twitterinos:

https://i.rdrama.net/images/17192333247533338.webp


I am once again begging Redditors to stop posting Ls:

https://i.rdrama.net/images/17192333249289436.webp

For some reason this becomes a /r/childfree struggle session:

https://i.rdrama.net/images/17192333250638983.webp

https://i.rdrama.net/images/17192333251950846.webp

Folks can't figure out if this is good or not? Idk didnt read:

https://i.rdrama.net/images/17192333253573563.webp

OP is getting mogged by his dad and its worse when Redditors are saying it:

https://i.rdrama.net/images/17192333255374825.webp

https://i.rdrama.net/images/1719233325595348.webp

Edit:

https://i.rdrama.net/images/17192353181621964.webp

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:marseywholesome:
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Either one of them can give you pointers, but neither are likely to help if you are not doing so respectfully, and neither will violate the person's free will to indulge you or increase your odds. Generally speaking, as a woman, don't seduce people; it's creepy and gross and none of us want that. The idea that men think they can just seduce us and we'll suddenly like them is honestly disgusting, shallow, and misogynistic; and the absolute last thing I want is to have somebody attempt that garbage on me. Most women will kick "seducers" to the curb in an instant.

Edit: To be honest dude, your entire account and schtick gives off some serious frickboy vibes. It feels really shallow, and pretty creepy. If you want to petition a literal divine being for help with something, it needs to be deeper than getting laid; asking for help seducing people first thing isn't exactly gonna help your case with them.s.

This is your last warning in regards to spreading blatant misinformation for the sake of pushing your morally righteous "free will" narrative. Next time you will get banned

You're encouraging me to not only lie, but also to encourage incel pickup "artists" that treat myself and those like me like pieces of meat.

It's misogynistic garbage, and literally the entire subreddit sees it for exactly what it is; otherwise they wouldn't be getting downvoted to heck for it. Read the room.

Also, it isn't about free will; I'm saying they won't because they don't have that power. Mind control isn't a real thing, and it'd take nothing less than mind control to make a woman fall for the creep "seducing" her. I'm not going to encourage buttholes like they to prey on more women, misogynistic crap like this is bad enough for us without introducing another predatory jackass to the mix.

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How do I get my gym pal to not act so naughty :marseycatpanties: at the gym?

I bring him sometimes and he acts so fricking :marseytom: naughty :marseyrapscallion: I can't stand it

He'll bend over and rip loud farts on purpose and reassure me they can't hear them bc of earphones and shit

He'll get nude in the locker room and shake :marseykatz: his weeny in front :marseyviewerstare: of the mirror :marseycontemplatesuicide: and giggle

He just acts naughty :marseycoal: and causes a ruckus most of the time how do I tame him?

:#marseyfacepalm:

Any advice :marseyscumbagsteve: !ghosts ? Am currently in the car trying to mentally :marseyloopy: prepare myself.

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REDDIT HAS FALLEN :soysnootypegenocide::marseyoctopus2:

!soyteens

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What the Frick? [Carp Wojak inside]

!dramatards !metashit @Aevann is this true?

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The Orange Site comments are not for the faint of heart.

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Charli xcx - 360 [music video, pop]

She's so hot, bros :marseycry:

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Most Based Comments

Basedness: 🔥🔥🔥🔘🔘

A one timer that doesn't tip. Bad luck.A repeat customer that comes in and expects service for no tip; eating the loogies.Edit: I don't even work in any form of hospitality. Lol. Eat those loogies you cheap skates. (-29)

Basedness: 🔥🔥🔥🔘🔘

People that don't tip... your food doesn't get messed with.. what I do is look up your last name on LinkedIn find where you work and leave a review with your name asking the company why they don't pay their employees enough to leave a tip (-28)

Basedness: 🔥🔥🔥🔘🔘

Any job that caught you doing that would fire you in a heartbeat, please don't try and be edgy and convince people that actually happens. (23)

Keep chewing. (-15)

Angriest Comments

Angriness: 😡😡😡😡😡

Tipping opinions aside, the take that people just “ShOuLdN't ApPlY” is so brain dead I can't believe how often I see itIt's extremely simpleMore people need jobs than jobs available = workers have NO BARGAINING POWERPoint blank. The end.If your only alternative is zero money, you're going to take what is offered in the meantime to be able to afford at least a mealThat's the whole reason we made minimum wage a thing. There's a whole quote from FDR basically acknowledging that with no minimum wage businesses would always be able to exploit and pay less because with labor being REPLACEABLE, there will always be someone more desperate than the last guy But minimum wage never kept up with inflation and that's another topic I don't feel like diving into right this secondIt's baffling how people don't get this. Even if every single worker in the restaurant industry quit right now and went to college, they still have to survive in the meantime and then they all have to find enough jobs in T... (-10)

Service & retail industries weren't the only group deamed essential. I was one of those "heroes" as well. While everyone else collected their ridiculously high unemployment checks (some making more on 1 week unemployment than I brought home in a week), I worked through it all at a job that gets no tips. People may take a min wage job to get by. However, some stay in those jobs for a very long time. Employees, in general, have to stop relying on patrons to pay their bills. Any customer contact at all does not always require a tip, and many people think they are owed something for nothing. 2020 was a cluster and has impacted everything, but it changed a lot for everyone. People don't have extra money to throw around as they are struggling to get by themselves, but you rarely hear someone give a non tipper a pass because they may be struggling as badly or worse (3)

Angriness: 😡😡😡😡😡

Is called doxing and brigading .Servers talk about doing various mean girl junior high antics like this all the time online . (3)

Such a dangerous risk, especially to attempt to ruin someone's life or job because they didn't get tipped for crappy service. People become unhinged when others try to mess with their lives, especially over a few dollars. They want to FAFO , they will, especially if they come across the wrong person. (3)

Angriness: 😡😡😡😡🔘

You people are so dumb. Cry and cry and cry about consequences of openly defying your countries culture. (-2)

Biggest Lolcow: /u/AffectionateSlice934

Score: 🐮🔘🔘🔘🔘

Number of comments: 2

Average angriness: 🔘🔘🔘🔘🔘

Maximum angriness: 😡😡😡😡🔘

Minimum angriness: 😡😡🔘🔘🔘

NEW: Subscribe to /h/miners to see untapped drama veins, ripe for mining! :marseyminer:

:marppy: autodrama: automating away the jobs of dramautists. :marseycapitalistmanlet: Ping HeyMoon if there are any problems or you have a suggestion :marseyjamming:

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Soyjak clone
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:marseysaluteusa: Trump to be barred from fbi criticism because democracy

https://archive.ph/Dw0i8

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For those who don't understand it... I would say to them: Think of your friends who will likely be killed if Republicans are able to get the level of control they aspire to and will probably achieve in another Trump term. By not voting, you condemn them to death. Our blood will be on your hands, and if your "principles" are comfortable with seeing us die so you can feel very temporarily better about yourself, you aren't a leftist, you're just an embarrassed Republican.

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Total femboy victory :marseyhomofascist:

!cuteandvalid !femboys !bottoms !lgbt

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Pizzachads stay winning :marseydarkpizzashill: that chicken sale hit different!!

Pizzaphobes in shambles :#gigachad4: :#marseydarkpizzashill:

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Is this really "congratulatory" :marseystopposting:
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Do YOU have shit taste !g*mers? Look inside :marseyinvestigate:

If ANY of the following games make it onto your "Top 10" list,

you have shit taste.

  • Elden Ring

  • Breath of the Wild (1 or 2)

  • Any of the Uncharted series

  • Any God of War after 3

  • Any Assassin's Creed game after 3

  • Helldivers 2

  • Horizon Zero Dawn

  • Baldur's Gate 3

  • Hades

  • Any JRPG (except Chrono Trigger and Tales of games)

  • ALL first-person horror games (yes, including the latest Resident Evil games)

That's right, I said it:

>popular games... bad! :marseysoycry:

!edgelords

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Reported by:
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:marseywholesome:
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What the frick when did this happen????
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